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  6. My cibil is bad. Can I get bike on loan?

  • Q. My cibil is bad. Can I get bike on loan?

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    9 Answers
    Aditi
    Aditi | 3 years ago

    If you have a bad CIBIL and still need a bike loan, you will have to compromise on a few pointers mentioned below: More down payment ~ With a bad CIBIL score you will have to pay more on the down payment. Making down payment reduces a lot of outgo on your interest rate and reduces the loan tenure. This is a suitable option as the loan amount to be repaid is less.Co-signer ~ Getting a co-signer with a good CIBIL score could be another viable option to get a two-wheeler loan. The creditworthiness of your co-signer will be taken into consideration for the loan approval.Compare multiple lenders ~ It is always wise to keep multiple options open for selecting and comparing different lenders. By doing enough research, you will be successful in getting a two-wheeler loan from the right lender with a better interest rate, terms, and conditions. You may approach banks such as HDFC or other credit institutions.

    7 Reply
    Mridhul
    Mridhul | 1 year ago

    @ Aditi | If you have a bad CIBIL and still need a bike loan, you will have to compromise on a few pointers mentioned below: More down payment ~ With a bad CIBIL score you will have to pay more on the down payment. Making down payment reduces a lot of outgo on your interest rate and reduces the loan tenure. This is a suitable option as the loan amount to be repaid is less.Co-signer ~ Getting a co-signer with a good CIBIL score could be another viable option to get a two-wheeler loan. The creditworthiness of your co-signer will be taken into consideration for the loan approval.Compare multiple lenders ~ It is always wise to keep multiple options open for selecting and comparing different lenders. By doing enough research, you will be successful in getting a two-wheeler loan from the right lender with a better interest rate, terms, and conditions. You may approach banks such as HDFC or other credit institutions.

    I am buying a bike which cost me. 1 lakh 86 thousand And i am ready to pay 89 thousand as down payment and my cibil score is 687 so is it possible to get a bike loan

    5 Reply
    Meshak
    Meshak | 1 year ago

    My condition is bad towards finance I'm unable to pay more down payment...but ipromise to pay on time without bounce of payment

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Bajaj Pulsar 150
Bajaj Pulsar 150
4.0 14052 user reviews
Rs. 1.15 Lakh
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Bajaj Pulsar 150 User Reviews

  • Good bike for driving with

    Good bike for driving with power and mileage.But considering fuel price e bike option is better.

    0
  • Good mileage

    Driving experience is very good mileage is very good engine is very good performance is very good

    0
  • Owning a Bajaj Pulsar 150 has been like going on a

    Owning a Bajaj Pulsar 150 has been like going on a long, sometimes bumpy but mostly exhilarating journey. Since the day it became mine, the bike with its robust 150 cc engine making 14 PS of power which makes it my perfect companion through whole city roads. The power delivery is smooth and for city rides it feels just right. Plus its iconic design never fails to make a statement.The ride quality could be better. On rough roads, the suspension feels a bit on the stiffer side.

    0
  • Seating is so comfortable

    Seating is so comfortable and smoothness is also in compared to other bikes it's economical and stylish tooooo

    0
  • Amazing Experience

    The bajaj pulsar 150 is a fantastic motorcycle that offers a perfect blend of power, Style, And reliability.I have been riding1this bike for approx 4 year now and i must say, I am thoroughly impressed with its performance.The 150cc engine delivers a smooth and powerful ride, Making it perfect for both city commutes and long highway1journeys.The bike is extremely fuel-efficient, Which is a big plus for me as it helps me save money on fuel1costs.The design of the bajaj pulsar 150 is sleek and modern, With sharp lines and attractive graphics that make it stand out on the road.The1comfortable seating position and well-padded seat ensure a comfortable ride even on long trips.In terms of1handling, The bike is nimble and easy to maneuver, Making it a joy to ride in traffic or on twisty roads.The1brakes are responsive and provide excellent stopping power, Giving me confidence in all riding1conditions.Overall, I would highly recommend the bajaj pulsar 150 to anyone looking for a reliable, Stylish, And powerful motorcycle.It's a great value for money and has1exceeded all my expectation.

    0
  • All Pulsar 150 User Reviews
All Pulsar 150 User Reviews

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