Benelli TRK 502 EMI Calculator


Updated on November 2026
The Benelli TRK 502 EMI is Rs. 18,196 per month for 36 months at 9% on a loan of Rs. 5,72,204, with a down payment of Rs. 1,70,441. This is based on the Standard variant's on-road price of Rs. 7,42,645 in Delhi (ex-showroom Rs. 6,62,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: TRK 502 On-road price | TRK 502 Mileage

Benelli TRK 502 EMI and Down Payment

Ex-showroom
: Rs. 6,62,000
On-road price
: Rs. 7,42,645  (Delhi)
Loan amount
: Rs. 5,72,204  (On-road price - Down payment)
Down payment
: Rs. 1,70,441  (Amount paid upfront)
Monthly EMI
: Rs. 18,196  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 27,485
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Benelli TRK 502 Bike Loan EMI Calculator

Variant
Standard
On-road price (Delhi)
Rs. 7,42,645
Down payment
Rs. 1,70,441
Loan amount
Rs. 5,72,204
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 18,196
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Benelli TRK 502 Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 18,196
36 months @ 9%
  • Down paymentRs. 1,70,441
  • Loan amountRs. 5,72,204
  • Total interestRs. 82,852
  • Total loan repayment (EMIs)Rs. 6,55,056
  • Total purchase outlayRs. 8,25,497

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Standard costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 1,73,911Rs. 44,441Rs. 3,98,293
Year 2 Months 13-24Rs. 1,90,226Rs. 28,126Rs. 2,08,067
Year 3 Months 25-36Rs. 2,08,067Rs. 10,285Rs. 0
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Benelli TRK 502 Loan Interest Rates by Bank

Benelli TRK 502 loan rates, 36 months, loan Rs. 5,72,204
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 19,696 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 18,477 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 18,733 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 19,459 (36 months)
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Benelli TRK 502 EMI by Tenure

For a Rs. 5,72,204 loan on the Standard at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 50,040 Rs. 28,276 Rs. 6,00,480
24 months Rs. 26,141 Rs. 55,180 Rs. 6,27,384
36 months Rs. 18,196 Rs. 82,852 Rs. 6,55,056
48 months Rs. 14,239 Rs. 1,11,268 Rs. 6,83,472
60 months Rs. 11,878 Rs. 1,40,476 Rs. 7,12,680
Benelli TRK 502
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Benelli TRK 502
4.6 28 user reviews
Starts at ₹ 6,62,000
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Benelli TRK 502 Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 36 months at 9%, and the down payment is the on-road price minus the loan.

TRK 502 Variants Fuel/Transmission Ex-showroom On-road Price Loan @9% Down Payment EMI (36 months)
Standard Petrol Rs. 6,62,000 Rs. 7,42,645 Rs. 5,72,204 Rs. 1,70,441 Rs. 18,196
X Petrol Rs. 7,14,000 Rs. 7,99,563 Rs. 6,17,515 Rs. 1,82,048 Rs. 19,637

How Is the Benelli TRK 502 EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Standard variant: P = Rs. 5,72,204, r = (9 ÷ 12) ÷ 100 = 0.0075 and n = 36 months, which gives an EMI of Rs. 18,196.

The calculation starts from the Delhi on-road price of Rs. 7,42,645 (ex-showroom Rs. 6,62,000 plus insurance, RTO and other charges).

Factors That Affect Your Benelli TRK 502 Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 318 at 9% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 267 to the EMI on a Rs. 5,72,204 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 50,040; over 60 months it drops to Rs. 11,878 but you pay Rs. 1,12,200 more in interest.
  • Variant and city: In Delhi the EMI ranges from Rs. 18,196 (Standard) to Rs. 19,637 (X). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Benelli TRK 502 EMI vs F 450 GS, Ninja 650, Z650

Starting EMI of each model's base variant, worked out the same way as the Benelli TRK 502: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
BMW F 450 GS STD Rs. 6,03,634 Rs. 14,677 36 months 9% Compare with TRK 502
Kawasaki Ninja 650 (2025) Rs. 8,69,392 Rs. 21,383 36 months 9% Compare with TRK 502
Kawasaki Z650 STD Rs. 8,13,511 Rs. 19,969 36 months 9% Compare with TRK 502
Kawasaki Ninja 500 (2025) Rs. 6,38,200 Rs. 15,536 36 months 9% Compare with TRK 502

Frequently Asked Questions About Benelli TRK 502 EMI

What is the monthly EMI for the Benelli TRK 502?

Rs. 18,196 a month for the Standard, on a Rs. 5,72,204 loan at 9% for 3 years. The top X works out to Rs. 19,637.

How much down payment is required for the Benelli TRK 502?

About Rs. 1,70,441 for the Standard in Delhi. That's the on-road price of Rs. 7,42,645 minus the Rs. 5,72,204 loan.

How does the loan tenure affect the Benelli TRK 502 EMI?

Over 1 year the EMI is Rs. 50,040 and you pay Rs. 28,276 in interest. Stretch it to 5 years and the EMI drops to Rs. 11,878, but interest rises to Rs. 1,40,476.

Is the Benelli TRK 502 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the Standard costs Rs. 7,42,645 on-road, which includes Rs. 27,485 insurance and Rs. 53,160 RTO and other charges.

Does the Benelli TRK 502 EMI calculator include the processing fee?

Yes. The Rs. 4,650 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Benelli TRK 502 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 5,72,204 loan comes to Rs. 18,477 a month.

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