Kawasaki Ninja 650 EMI Calculator


Updated on October 2026
The Kawasaki Ninja 650 EMI is Rs. 21,383 per month for 36 months at 9% on a loan of Rs. 6,72,412, with a down payment of Rs. 1,80,369. This is based on the (2025) variant's on-road price of Rs. 8,52,781 in Khordha (ex-showroom Rs. 7,77,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Ninja 650 On-road price | Ninja 650 Mileage

Kawasaki Ninja 650 EMI and Down Payment (Khordha)

Ex-showroom
: Rs. 7,77,000
On-road price
: Rs. 8,52,781  (Khordha)
Loan amount
: Rs. 6,72,412  (On-road - Down payment)
Down payment
: Rs. 1,80,369  (On-road - Loan amount)
Monthly EMI
: Rs. 21,383  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 29,161
View October Offers View EMI Offers

Kawasaki Ninja 650 Bike Loan EMI Calculator

On-road price (Khordha)
Rs. 8,52,781
Down payment
Rs. 1,80,369
Loan amount
Rs. 6,72,412
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 21,383
Total interest
Rs. 97,376
Total payable
Rs. 7,69,788
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
Image
Do you own a Car or Bike?
  • Interact with community
  • Become a Top Contributor
Add Car Add Bike

Kawasaki Ninja 650 Loan Interest Rates by Bank

Kawasaki Ninja 650 loan rates, 36 months, loan Rs. 6,72,412
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 23,145 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 21,713 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 22,014 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 22,867 (36 months)
Apply Now

Kawasaki Ninja 650 EMI by Tenure

For a Rs. 6,72,412 loan on the (2025) petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 58,803 Rs. 33,224 Rs. 7,05,636
24 months Rs. 30,719 Rs. 64,844 Rs. 7,37,256
36 months Rs. 21,383 Rs. 97,376 Rs. 7,69,788
48 months Rs. 16,733 Rs. 1,30,772 Rs. 8,03,184
60 months Rs. 13,958 Rs. 1,65,068 Rs. 8,37,480
Kawasaki Ninja 650
Images | Colours
Kawasaki Ninja 650
4.4 20 user reviews
Starts at ₹ 7,77,000
View October Offers
Add your question
Have a question in mind?

Get Answers from over 1.2 million owners and auto-experts

Ask Your Question

Kawasaki Ninja 650 Variant-wise EMI & Down Payment

Ninja 650 Variants Fuel/Transmission Ex-showroom Loan @9% Down Payment EMI (36 months)
(2025) Petrol / Manual Rs. 7,77,000 Rs. 6,72,412 Rs. 1,80,369 Rs. 21,383
(2026) Petrol Rs. 7,91,000 Rs. 6,84,612 Rs. 1,83,213 Rs. 21,770

Kawasaki Ninja 650 EMI vs Z650, TRK 502, NX500

Kawasaki Ninja 650 EMI FAQs

What is the EMI for the Kawasaki Ninja 650?

Rs. 21,383 per month for the (2025) variant (loan Rs. 6,72,412, 9%, 36 months). Over 60 months it is Rs. 13,958.

What is the down payment for the Kawasaki Ninja 650?

Rs. 1,80,369 for (2025) and Rs. 1,83,213 for (2026) in ZigWheels' default calculation.

What is the EMI for the Kawasaki Ninja 650 (2026) variant?

Rs. 21,770 per month on a loan of Rs. 6,84,612 at 9% for 36 months.

Which bank has the lowest rate for a Kawasaki Ninja 650 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 21,713 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Kawasaki Ninja 650 loan?

Rs. 97,376 over 36 months on the (2025) loan at 9%.

What on-road price is the Kawasaki Ninja 650 EMI based on?

Rs. 8,52,781 in Khordha: ex-showroom Rs. 7,77,000, insurance Rs. 29,161, RTO and other charges Rs. 46,620.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Kawasaki Ninja 650 Q&A

Kawasaki Bikes in India

Kawasaki Bikes in India

Popular Electric Bikes

View All Popular Electric Bikes
  1. Home ›
  2. New Bikes ›
  3. Kawasaki ›
  4. Ninja 650 ›
  5. Kawasaki Ninja 650 EMI Calculator
×