Kawasaki Ninja 500 EMI Calculator


Updated on October 2026
The Kawasaki Ninja 500 EMI is Rs. 15,536 per month for 36 months at 9% on a loan of Rs. 4,88,551, with a down payment of Rs. 1,71,555. This is based on the (2025) variant's on-road price of Rs. 6,60,106 in Tenali (ex-showroom Rs. 5,66,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Ninja 500 On-road price | Ninja 500 Mileage

Kawasaki Ninja 500 EMI and Down Payment (Tenali)

Ex-showroom
: Rs. 5,66,000
On-road price
: Rs. 6,60,106  (Tenali)
Loan amount
: Rs. 4,88,551  (On-road - Down payment)
Down payment
: Rs. 1,71,555  (On-road - Loan amount)
Monthly EMI
: Rs. 15,536  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 26,086
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Kawasaki Ninja 500 Bike Loan EMI Calculator

On-road price (Tenali)
Rs. 6,60,106
Down payment
Rs. 1,71,555
Loan amount
Rs. 4,88,551
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 15,536
Total interest
Rs. 70,745
Total payable
Rs. 5,59,296
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Kawasaki Ninja 500 Loan Interest Rates by Bank

Kawasaki Ninja 500 loan rates, 36 months, loan Rs. 4,88,551
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 16,816 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 15,776 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 15,995 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 16,615 (36 months)
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Kawasaki Ninja 500 EMI by Tenure

For a Rs. 4,88,551 loan on the (2025) petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 42,725 Rs. 24,149 Rs. 5,12,700
24 months Rs. 22,319 Rs. 47,105 Rs. 5,35,656
36 months Rs. 15,536 Rs. 70,745 Rs. 5,59,296
48 months Rs. 12,158 Rs. 95,033 Rs. 5,83,584
60 months Rs. 10,142 Rs. 1,19,969 Rs. 6,08,520
Kawasaki Ninja 500
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Kawasaki Ninja 500
5.0 13 user reviews
Starts at ₹ 5,66,000
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Kawasaki Ninja 500 Variant-wise EMI & Down Payment

Ninja 500 Variants Fuel/Transmission Ex-showroom Loan @9% Down Payment EMI (36 months)
(2025) Petrol Rs. 5,66,000 Rs. 4,88,551 Rs. 1,71,555 Rs. 15,536
(2027) Petrol Rs. 5,76,000 Rs. 4,97,265 Rs. 1,74,187 Rs. 15,813

Kawasaki Ninja 500 EMI vs F 450 GS, TRK 502, 502 C

Kawasaki Ninja 500 EMI FAQs

What is the EMI for the Kawasaki Ninja 500?

Rs. 15,536 per month for the (2025) variant (loan Rs. 4,88,551, 9%, 36 months). Over 60 months it is Rs. 10,142.

What is the down payment for the Kawasaki Ninja 500?

Rs. 1,71,555 for (2025) and Rs. 1,74,187 for (2027) in ZigWheels' default calculation.

What is the EMI for the Kawasaki Ninja 500 (2027) variant?

Rs. 15,813 per month on a loan of Rs. 4,97,265 at 9% for 36 months.

Which bank has the lowest rate for a Kawasaki Ninja 500 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 15,776 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Kawasaki Ninja 500 loan?

Rs. 70,745 over 36 months on the (2025) loan at 9%.

What on-road price is the Kawasaki Ninja 500 EMI based on?

Rs. 6,60,106 in Tenali: ex-showroom Rs. 5,66,000, insurance Rs. 26,086, RTO and other charges Rs. 68,020.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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