Kawasaki Z650 EMI Calculator


Updated on October 2026
The Kawasaki Z650 EMI is Rs. 19,969 per month for 36 months at 9% on a loan of Rs. 6,27,972, with a down payment of Rs. 1,85,339. This is based on the STD variant's on-road price of Rs. 8,13,311 in Delhi (ex-showroom Rs. 7,26,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Z650 On-road price | Z650 Mileage

Kawasaki Z650 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 7,26,000
On-road price
: Rs. 8,13,311  (Delhi)
Loan amount
: Rs. 6,27,972  (On-road - Down payment)
Down payment
: Rs. 1,85,339  (On-road - Loan amount)
Monthly EMI
: Rs. 19,969  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 29,231
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Kawasaki Z650 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 8,13,311
Down payment
Rs. 1,85,339
Loan amount
Rs. 6,27,972
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 19,969
Total interest
Rs. 90,912
Total payable
Rs. 7,18,884
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Kawasaki Z650 Loan Interest Rates by Bank

Kawasaki Z650 loan rates, 36 months, loan Rs. 6,27,972
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 21,615 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 20,278 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 20,559 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 21,356 (36 months)
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Kawasaki Z650 EMI by Tenure

For a Rs. 6,27,972 loan on the STD petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 54,917 Rs. 31,032 Rs. 6,59,004
24 months Rs. 28,689 Rs. 60,564 Rs. 6,88,536
36 months Rs. 19,969 Rs. 90,912 Rs. 7,18,884
48 months Rs. 15,627 Rs. 1,22,124 Rs. 7,50,096
60 months Rs. 13,036 Rs. 1,54,188 Rs. 7,82,160
Kawasaki Z650
Colours
Kawasaki Z650
4.1 20 user reviews
Starts at ₹ 7,26,000
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Kawasaki Z650 EMI FAQs

What is the EMI for the Kawasaki Z650?

Rs. 19,969 per month for the STD variant (loan Rs. 6,27,972, 9%, 36 months). Over 60 months it is Rs. 13,036.

What is the down payment for the Kawasaki Z650?

Rs. 1,85,339 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Kawasaki Z650 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 20,278 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Kawasaki Z650 loan?

Rs. 90,912 over 36 months on the STD loan at 9%.

What on-road price is the Kawasaki Z650 EMI based on?

Rs. 8,13,311 in Delhi: ex-showroom Rs. 7,26,000, insurance Rs. 29,231, RTO and other charges Rs. 58,080.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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