Suzuki Gixxer 250 EMI Calculator


Updated on October 2026
The Suzuki Gixxer 250 EMI is Rs. 5,051 per month for 36 months at 9.45% on a loan of Rs. 1,57,799, with a down payment of Rs. 60,601. This is based on the STD variant's on-road price of Rs. 2,18,400 in Delhi (ex-showroom Rs. 1,84,517). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Gixxer 250 On-road price | Gixxer 250 Mileage

Suzuki Gixxer 250 EMI and Down Payment

Ex-showroom
: Rs. 1,84,517
On-road price
: Rs. 2,18,400  (Delhi)
Loan amount
: Rs. 1,57,799  (On-road price - Down payment)
Down payment
: Rs. 60,601  (Amount paid upfront)
Monthly EMI
: Rs. 5,051  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 15,600
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Suzuki Gixxer 250 Bike Loan EMI Calculator

Variant
STD
On-road price (Delhi)
Rs. 2,18,400
Down payment
Rs. 60,601
Loan amount
Rs. 1,57,799
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 5,051
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Suzuki Gixxer 250 Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 5,051
36 months @ 9.45%
  • Down paymentRs. 60,601
  • Loan amountRs. 1,57,799
  • Total interestRs. 24,037
  • Total loan repayment (EMIs)Rs. 1,81,836
  • Total purchase outlayRs. 2,42,437

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the STD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 47,732Rs. 12,880Rs. 1,10,067
Year 2 Months 13-24Rs. 52,444Rs. 8,168Rs. 57,623
Year 3 Months 25-36Rs. 57,623Rs. 2,989Rs. 0
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Suzuki Gixxer 250 Loan Interest Rates by Bank

Suzuki Gixxer 250 loan rates, 36 months, loan Rs. 1,57,799
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 5,432 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 5,095 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 5,166 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 5,366 (36 months)
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Suzuki Gixxer 250 EMI by Tenure

For a Rs. 1,57,799 loan on the STD at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 13,833 Rs. 8,197 Rs. 1,65,996
24 months Rs. 7,242 Rs. 16,009 Rs. 1,73,808
36 months Rs. 5,051 Rs. 24,037 Rs. 1,81,836
48 months Rs. 3,961 Rs. 32,329 Rs. 1,90,128
60 months Rs. 3,310 Rs. 40,801 Rs. 1,98,600
Suzuki Gixxer 250
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Suzuki Gixxer 250
3.8 1 user reviews
Starts at ₹ 1,84,517
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How Is the Suzuki Gixxer 250 EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the STD variant: P = Rs. 1,57,799, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 5,051.

The calculation starts from the Delhi on-road price of Rs. 2,18,400 (ex-showroom Rs. 1,84,517 plus insurance, RTO and other charges).

Factors That Affect Your Suzuki Gixxer 250 Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 74 to the EMI on a Rs. 1,57,799 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 13,833; over 60 months it drops to Rs. 3,310 but you pay Rs. 32,604 more in interest.
  • Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Suzuki Gixxer 250 EMI vs Classic 350, Pulsar NS200, R15 V4

Starting EMI of each model's base variant, worked out the same way as the Suzuki Gixxer 250: the down payment is the on-road price minus the loan, and the rate depends on the price, so check it in each row.

ModelOn-road PriceEMITenureInterest RateCompare
Royal Enfield Classic 350 Redditch Rs. 2,27,415 Rs. 5,174 36 months 9.45% Compare with Gixxer 250
Bajaj Pulsar NS200 Dual Channel USD Rs. 1,73,230 Rs. 3,958 36 months 11.99% Compare with Gixxer 250
Yamaha R15 V4 Matte Pearl White Without Quickshifter Rs. 2,00,668 Rs. 4,782 36 months 9.45% Compare with Gixxer 250
Jawa 42 Bobber All Stars Mystic Copper Rs. 2,38,061 Rs. 5,696 36 months 9% Compare with Gixxer 250

Frequently Asked Questions About Suzuki Gixxer 250 EMI

What is the monthly EMI for the Suzuki Gixxer 250?

Rs. 5,051 a month for the STD, on a Rs. 1,57,799 loan at 9.45% for 3 years.

How much down payment is required for the Suzuki Gixxer 250?

About Rs. 60,601 for the STD in Delhi. That's the on-road price of Rs. 2,18,400 minus the Rs. 1,57,799 loan.

How does the loan tenure affect the Suzuki Gixxer 250 EMI?

Over 1 year the EMI is Rs. 13,833 and you pay Rs. 8,197 in interest. Stretch it to 5 years and the EMI drops to Rs. 3,310, but interest rises to Rs. 40,801.

Is the Suzuki Gixxer 250 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the STD costs Rs. 2,18,400 on-road, which includes Rs. 15,600 insurance and Rs. 18,283 RTO and other charges.

Does the Suzuki Gixxer 250 EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Suzuki Gixxer 250 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 1,57,799 loan comes to Rs. 5,095 a month.

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