Royal Enfield Classic 350 EMI Calculator


Updated on October 2026
The Royal Enfield Classic 350 EMI is Rs. 5,174 per month for 36 months at 9.45% on a loan of Rs. 1,61,648, with a down payment of Rs. 65,767. This is based on the Redditch variant's on-road price of Rs. 2,27,415 in Delhi (ex-showroom Rs. 1,88,934). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Classic 350 On-road price | Classic 350 Mileage

Royal Enfield Classic 350 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,88,934
On-road price
: Rs. 2,27,415  (Delhi)
Loan amount
: Rs. 1,61,648  (On-road - Down payment)
Down payment
: Rs. 65,767  (On-road - Loan amount)
Monthly EMI
: Rs. 5,174  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 11,867
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Royal Enfield Classic 350 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 2,27,415
Down payment
Rs. 65,767
Loan amount
Rs. 1,61,648
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 5,174
Total interest
Rs. 24,616
Total payable
Rs. 1,86,264
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Royal Enfield Classic 350 Loan Interest Rates by Bank

Royal Enfield Classic 350 loan rates, 36 months, loan Rs. 1,61,648
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 5,564 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 5,220 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 5,292 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 5,497 (36 months)
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Royal Enfield Classic 350 EMI by Tenure

For a Rs. 1,61,648 loan on the Redditch petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 14,170 Rs. 8,392 Rs. 1,70,040
24 months Rs. 7,418 Rs. 16,384 Rs. 1,78,032
36 months Rs. 5,174 Rs. 24,616 Rs. 1,86,264
48 months Rs. 4,057 Rs. 33,088 Rs. 1,94,736
60 months Rs. 3,391 Rs. 41,812 Rs. 2,03,460
Royal Enfield Classic 350
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Royal Enfield Classic 350
4.3 1122 user reviews
Starts at ₹ 1,88,934
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Royal Enfield Classic 350 Variant-wise EMI & Down Payment

Classic 350 Variants Fuel/Transmission Ex-showroom Loan Amount Down Payment EMI (36 months)
Redditch Petrol / Manual Rs. 1,88,934 Rs. 1,61,648 @ 9.45% Rs. 65,767 Rs. 5,174
Heritage Petrol Rs. 1,96,227 Rs. 1,68,001 @ 9.45% Rs. 67,414 Rs. 5,378
Heritage Premium Petrol Rs. 2,00,633 Rs. 1,71,878 @ 9% Rs. 68,369 Rs. 5,466
Signals Petrol / Manual Rs. 2,12,370 Rs. 1,82,105 @ 9% Rs. 71,015 Rs. 5,791
Dark Petrol / Manual Rs. 2,21,179 Rs. 1,89,781 @ 9% Rs. 73,001 Rs. 6,035
Chrome Petrol / Manual Rs. 2,26,069 Rs. 1,94,042 @ 9% Rs. 74,104 Rs. 6,170

Royal Enfield Classic 350 EMI vs Bullet 350, Hunter 350, Jawa 42

Royal Enfield Classic 350 EMI FAQs

What is the EMI for the Royal Enfield Classic 350?

Rs. 5,174 per month for the Redditch variant (loan Rs. 1,61,648, 9.45%, 36 months). Over 60 months it is Rs. 3,391.

What is the down payment for the Royal Enfield Classic 350?

Rs. 65,767 for Redditch, Rs. 67,414 for Heritage, Rs. 68,369 for Heritage Premium and Rs. 74,104 for Chrome in ZigWheels' default calculation.

What is the EMI for the Royal Enfield Classic 350 Chrome variant?

Rs. 6,170 per month on a loan of Rs. 1,94,042 at 9% for 36 months.

Which bank has the lowest rate for a Royal Enfield Classic 350 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 5,220 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Royal Enfield Classic 350 loan?

Rs. 24,616 over 36 months on the Redditch loan at 9.45%.

What on-road price is the Royal Enfield Classic 350 EMI based on?

Rs. 2,27,415 in Delhi: ex-showroom Rs. 1,88,934, insurance Rs. 11,867, RTO and other charges Rs. 26,614.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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