Royal Enfield Bullet 350 EMI Calculator


Updated on October 2026
The Royal Enfield Bullet 350 EMI is Rs. 4,562 per month for 36 months at 9.45% on a loan of Rs. 1,42,523, with a down payment of Rs. 52,654. This is based on the Military variant's on-road price of Rs. 1,95,177 in Chinsurah (ex-showroom Rs. 1,66,981). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Bullet 350 On-road price | Bullet 350 Mileage

Royal Enfield Bullet 350 EMI and Down Payment (Chinsurah)

Ex-showroom
: Rs. 1,66,981
On-road price
: Rs. 1,95,177  (Chinsurah)
Loan amount
: Rs. 1,42,523  (On-road - Down payment)
Down payment
: Rs. 52,654  (On-road - Loan amount)
Monthly EMI
: Rs. 4,562  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 11,498
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Royal Enfield Bullet 350 Bike Loan EMI Calculator

On-road price (Chinsurah)
Rs. 1,95,177
Down payment
Rs. 52,654
Loan amount
Rs. 1,42,523
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 4,562
Total interest
Rs. 21,709
Total payable
Rs. 1,64,232
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Royal Enfield Bullet 350 Loan Interest Rates by Bank

Royal Enfield Bullet 350 loan rates, 36 months, loan Rs. 1,42,523
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 4,906 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 4,602 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 4,666 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 4,847 (36 months)
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Royal Enfield Bullet 350 EMI by Tenure

For a Rs. 1,42,523 loan on the Military petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 12,494 Rs. 7,405 Rs. 1,49,928
24 months Rs. 6,541 Rs. 14,461 Rs. 1,56,984
36 months Rs. 4,562 Rs. 21,709 Rs. 1,64,232
48 months Rs. 3,577 Rs. 29,173 Rs. 1,71,696
60 months Rs. 2,990 Rs. 36,877 Rs. 1,79,400
Royal Enfield Bullet 350
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Royal Enfield Bullet 350
4.3 366 user reviews
Starts at ₹ 1,66,981
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Royal Enfield Bullet 350 Variant-wise EMI & Down Payment

Bullet 350 Variants Fuel/Transmission Ex-showroom Loan Amount Down Payment EMI (36 months)
Military Petrol / Manual Rs. 1,66,981 Rs. 1,42,523 @ 9.45% Rs. 52,654 Rs. 4,562
Battalion Petrol Rs. 1,69,243 Rs. 1,44,493 @ 9.45% Rs. 53,210 Rs. 4,625
Standard Petrol Rs. 1,93,273 Rs. 1,65,428 @ 9.45% Rs. 59,112 Rs. 5,295
Black Gold Petrol Rs. 2,11,250 Rs. 1,81,129 @ 9% Rs. 63,488 Rs. 5,760

Royal Enfield Bullet 350 EMI vs Classic 350, CB350, Hunter 350

Royal Enfield Bullet 350 EMI FAQs

What is the EMI for the Royal Enfield Bullet 350?

Rs. 4,562 per month for the Military variant (loan Rs. 1,42,523, 9.45%, 36 months). Over 60 months it is Rs. 2,990.

What is the down payment for the Royal Enfield Bullet 350?

Rs. 52,654 for Military, Rs. 53,210 for Battalion, Rs. 59,112 for Standard and Rs. 63,488 for Black Gold in ZigWheels' default calculation.

What is the EMI for the Royal Enfield Bullet 350 Black Gold variant?

Rs. 5,760 per month on a loan of Rs. 1,81,129 at 9% for 36 months.

Which bank has the lowest rate for a Royal Enfield Bullet 350 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 4,602 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Royal Enfield Bullet 350 loan?

Rs. 21,709 over 36 months on the Military loan at 9.45%.

What on-road price is the Royal Enfield Bullet 350 EMI based on?

Rs. 1,95,177 in Chinsurah: ex-showroom Rs. 1,66,981, insurance Rs. 11,498, RTO and other charges Rs. 16,698.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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