Ather Rizta EMI Calculator


Updated on October 2026
The Ather Rizta EMI is Rs. 3,295 per month for 36 months at 9.45% on a loan of Rs. 1,02,942, with a down payment of Rs. 26,118. This is based on the S (IDC 123 Km) Mono variant's on-road price of Rs. 1,29,060 in Delhi (ex-showroom Rs. 1,21,549). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Rizta On-road price | Rizta Mileage

Ather Rizta EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,21,549
On-road price
: Rs. 1,29,060  (Delhi)
Loan amount
: Rs. 1,02,942  (On-road - Down payment)
Down payment
: Rs. 26,118  (On-road - Loan amount)
Monthly EMI
: Rs. 3,295  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,981
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Ather Rizta Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 1,29,060
Down payment
Rs. 26,118
Loan amount
Rs. 1,02,942
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,295
Total interest
Rs. 15,678
Total payable
Rs. 1,18,620
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Ather Rizta Loan Interest Rates by Bank

Ather Rizta loan rates, 36 months, loan Rs. 1,02,942
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,543 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,324 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,370 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,501 (36 months)
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Ather Rizta EMI by Tenure

For a Rs. 1,02,942 loan on the S (IDC 123 Km) Mono electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 9,024 Rs. 5,346 Rs. 1,08,288
24 months Rs. 4,724 Rs. 10,434 Rs. 1,13,376
36 months Rs. 3,295 Rs. 15,678 Rs. 1,18,620
48 months Rs. 2,584 Rs. 21,090 Rs. 1,24,032
60 months Rs. 2,159 Rs. 26,598 Rs. 1,29,540
Ather Rizta
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Ather Rizta
4.5 42 user reviews
Starts at ₹ 1,21,549
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Ather Rizta Variant-wise EMI & Down Payment

Rizta Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
S (IDC 123 Km) Mono Electric Rs. 1,21,549 Rs. 1,02,942 Rs. 26,118 Rs. 3,295
S (IDC 123 Km) Super Matte Electric Rs. 1,23,549 Rs. 1,04,685 Rs. 26,375 Rs. 3,351
S (IDC 123 Km) Mono - Stack Pro Electric Rs. 1,32,047 Rs. 1,12,088 Rs. 27,384 Rs. 3,588
S (IDC 123 Km) Super Matte - Stack Pro Electric Rs. 1,33,047 Rs. 1,12,959 Rs. 27,513 Rs. 3,616
Z (IDC 123 Km) Mono Electric Rs. 1,35,046 Rs. 1,14,701 Rs. 28,057 Rs. 3,672
Z (IDC 123 Km) Duo Electric Rs. 1,35,546 Rs. 1,15,136 Rs. 28,122 Rs. 3,685
Z (IDC 123 Km) Super Matte Electric Rs. 1,36,046 Rs. 1,15,572 Rs. 28,186 Rs. 3,699
S (IDC 159 Km) Mono Electric Rs. 1,39,548 Rs. 1,18,623 Rs. 28,790 Rs. 3,797
S (IDC 159 Km) Super Matte Electric Rs. 1,40,548 Rs. 1,19,494 Rs. 28,919 Rs. 3,825
Z (IDC 159 Km) Mono Electric Rs. 1,55,046 Rs. 1,32,124 Rs. 31,017 Rs. 4,229
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Ather Rizta EMI vs Konarc, e Access, iQube ST

Ather Rizta EMI FAQs

What is the EMI for the Ather Rizta?

Rs. 3,295 per month for the S (IDC 123 Km) Mono variant (loan Rs. 1,02,942, 9.45%, 36 months). Over 60 months it is Rs. 2,159.

What is the down payment for the Ather Rizta?

Rs. 26,118 for S (IDC 123 Km) Mono, Rs. 26,375 for S (IDC 123 Km) Super Matte, Rs. 27,384 for S (IDC 123 Km) Mono - Stack Pro and Rs. 34,172 for Z (IDC 159 Km) Super Matte - Stack Pro in ZigWheels' default calculation.

What is the EMI for the Ather Rizta Z (IDC 159 Km) Super Matte - Stack Pro variant?

Rs. 4,912 per month on a loan of Rs. 1,53,469 at 9.45% for 36 months.

Which bank has the lowest rate for a Ather Rizta loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,324 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Ather Rizta loan?

Rs. 15,678 over 36 months on the S (IDC 123 Km) Mono loan at 9.45%.

What on-road price is the Ather Rizta EMI based on?

Rs. 1,29,060 in Delhi: ex-showroom Rs. 1,21,549, insurance Rs. 6,981, RTO and other charges Rs. 530.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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