KTM RC 200 EMI Calculator


Updated on October 2026
The KTM RC 200 EMI is Rs. 6,370 per month for 36 months at 9% on a loan of Rs. 2,00,321, with a down payment of Rs. 68,893. This is based on the GP Edition variant's on-road price of Rs. 2,69,214 in Kolkata (ex-showroom Rs. 2,33,274). Use the bike loan calculator below to change the down payment, interest rate and tenure.

KTM RC 200 EMI and Down Payment (Kolkata)

Ex-showroom
: Rs. 2,33,274
On-road price
: Rs. 2,69,214  (Kolkata)
Loan amount
: Rs. 2,00,321  (On-road - Down payment)
Down payment
: Rs. 68,893  (On-road - Loan amount)
Monthly EMI
: Rs. 6,370  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 12,613
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KTM RC 200 Bike Loan EMI Calculator

On-road price (Kolkata)
Rs. 2,69,214
Down payment
Rs. 68,893
Loan amount
Rs. 2,00,321
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 6,370
Total interest
Rs. 28,999
Total payable
Rs. 2,29,320
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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KTM RC 200 Loan Interest Rates by Bank

KTM RC 200 loan rates, 36 months, loan Rs. 2,00,321
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 6,895 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 6,468 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 6,558 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 6,812 (36 months)

KTM RC 200 EMI by Tenure

For a Rs. 2,00,321 loan on the GP Edition petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 17,518 Rs. 9,895 Rs. 2,10,216
24 months Rs. 9,152 Rs. 19,327 Rs. 2,19,648
36 months Rs. 6,370 Rs. 28,999 Rs. 2,29,320
48 months Rs. 4,985 Rs. 38,959 Rs. 2,39,280
60 months Rs. 4,158 Rs. 49,159 Rs. 2,49,480
KTM RC 200
4.2 149 user reviews
Starts at ₹ 2,33,274
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KTM RC 200 Variant-wise EMI & Down Payment

RC 200 Variants Fuel/Transmission Ex-showroom Loan @9% Down Payment EMI (36 months)
GP Edition Petrol / Manual Rs. 2,33,274 Rs. 2,00,321 Rs. 68,893 Rs. 6,370
STD Petrol / Manual Rs. 2,33,274 Rs. 2,00,321 Rs. 68,893 Rs. 6,370

KTM RC 200 EMI FAQs

What is the EMI for the KTM RC 200?

Rs. 6,370 per month for the GP Edition variant (loan Rs. 2,00,321, 9%, 36 months). Over 60 months it is Rs. 4,158.

What is the down payment for the KTM RC 200?

Rs. 68,893 for GP Edition and Rs. 68,893 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a KTM RC 200 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 6,468 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a KTM RC 200 loan?

Rs. 28,999 over 36 months on the GP Edition loan at 9%.

What on-road price is the KTM RC 200 EMI based on?

Rs. 2,69,214 in Kolkata: ex-showroom Rs. 2,33,274, insurance Rs. 12,613, RTO and other charges Rs. 23,327.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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