Honda Dio EMI Calculator


Updated on October 2026
The Honda Dio EMI is Rs. 1,964 per month for 36 months at 9.45% on a loan of Rs. 61,348, with a down payment of Rs. 21,358. This is based on the STD variant's on-road price of Rs. 82,706 in Gohana (ex-showroom Rs. 73,804). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Dio On-road price | Dio Mileage

Honda Dio EMI and Down Payment (Gohana)

Ex-showroom
: Rs. 73,804
On-road price
: Rs. 82,706  (Gohana)
Loan amount
: Rs. 61,348  (On-road - Down payment)
Down payment
: Rs. 21,358  (On-road - Loan amount)
Monthly EMI
: Rs. 1,964  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 5,950
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Honda Dio Bike Loan EMI Calculator

On-road price (Gohana)
Rs. 82,706
Down payment
Rs. 21,358
Loan amount
Rs. 61,348
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,964
Total interest
Rs. 9,356
Total payable
Rs. 70,704
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Honda Dio Loan Interest Rates by Bank

Honda Dio loan rates, 36 months, loan Rs. 61,348
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,112 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,981 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,008 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,086 (36 months)
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Honda Dio EMI by Tenure

For a Rs. 61,348 loan on the STD petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 5,378 Rs. 3,188 Rs. 64,536
24 months Rs. 2,815 Rs. 6,212 Rs. 67,560
36 months Rs. 1,964 Rs. 9,356 Rs. 70,704
48 months Rs. 1,540 Rs. 12,572 Rs. 73,920
60 months Rs. 1,287 Rs. 15,872 Rs. 77,220
Honda Dio
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Honda Dio
4.8 17 user reviews
Starts at ₹ 73,804
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Honda Dio Variant-wise EMI & Down Payment

Dio Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
STD Petrol Rs. 73,804 Rs. 61,348 Rs. 21,358 Rs. 1,964
DLX Petrol Rs. 86,232 Rs. 72,175 Rs. 25,417 Rs. 2,310

Honda Dio EMI vs Dio 125, Activa, Jupiter

Honda Dio EMI FAQs

What is the EMI for the Honda Dio?

Rs. 1,964 per month for the STD variant (loan Rs. 61,348, 9.45%, 36 months). Over 60 months it is Rs. 1,287.

What is the down payment for the Honda Dio?

Rs. 21,358 for STD and Rs. 25,417 for DLX in ZigWheels' default calculation.

What is the EMI for the Honda Dio DLX variant?

Rs. 2,310 per month on a loan of Rs. 72,175 at 9.45% for 36 months.

Which bank has the lowest rate for a Honda Dio loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,981 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Honda Dio loan?

Rs. 9,356 over 36 months on the STD loan at 9.45%.

What on-road price is the Honda Dio EMI based on?

Rs. 82,706 in Gohana: ex-showroom Rs. 73,804, insurance Rs. 5,950, RTO and other charges Rs. 2,952.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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