TVS NTORQ 125 EMI Calculator


Updated on October 2026
The TVS NTORQ 125 EMI is Rs. 2,466 per month for 36 months at 9.45% on a loan of Rs. 77,025, with a down payment of Rs. 29,712. This is based on the Disc variant's on-road price of Rs. 1,06,737 in Dholka (ex-showroom Rs. 91,800). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: NTORQ 125 On-road price | NTORQ 125 Offers

TVS NTORQ 125 EMI and Down Payment (Dholka)

Ex-showroom
: Rs. 91,800
On-road price
: Rs. 1,06,737  (Dholka)
Loan amount
: Rs. 77,025  (On-road - Down payment)
Down payment
: Rs. 29,712  (On-road - Loan amount)
Monthly EMI
: Rs. 2,466  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,818
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TVS NTORQ 125 Bike Loan EMI Calculator

On-road price (Dholka)
Rs. 1,06,737
Down payment
Rs. 29,712
Loan amount
Rs. 77,025
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,466
Total interest
Rs. 11,751
Total payable
Rs. 88,776
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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TVS NTORQ 125 Loan Interest Rates by Bank

TVS NTORQ 125 loan rates, 36 months, loan Rs. 77,025
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,651 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,487 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,522 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,619 (36 months)
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TVS NTORQ 125 EMI by Tenure

For a Rs. 77,025 loan on the Disc petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 6,752 Rs. 3,999 Rs. 81,024
24 months Rs. 3,535 Rs. 7,815 Rs. 84,840
36 months Rs. 2,466 Rs. 11,751 Rs. 88,776
48 months Rs. 1,933 Rs. 15,759 Rs. 92,784
60 months Rs. 1,616 Rs. 19,935 Rs. 96,960
TVS NTORQ 125
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TVS NTORQ 125
4.1 1013 user reviews
Starts at ₹ 91,800
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TVS NTORQ 125 Variant-wise EMI & Down Payment

NTORQ 125 Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
Disc Petrol / Automatic Rs. 91,800 Rs. 77,025 Rs. 29,712 Rs. 2,466
Race Edition Petrol / Automatic Rs. 96,550 Rs. 81,164 Rs. 30,496 Rs. 2,598
Super Squad Edition Petrol / Automatic Rs. 98,519 Rs. 82,879 Rs. 28,193 Rs. 2,653
Race XP Petrol / Automatic Rs. 1,00,400 Rs. 84,518 Rs. 28,588 Rs. 2,705
XT Petrol / Automatic Rs. 1,07,719 Rs. 90,894 Rs. 30,126 Rs. 2,909

TVS NTORQ 125 EMI vs Activa, Xoom 125, Activa 125

TVS NTORQ 125 EMI FAQs

What is the EMI for the TVS NTORQ 125?

Rs. 2,466 per month for the Disc variant (loan Rs. 77,025, 9.45%, 36 months). Over 60 months it is Rs. 1,616.

What is the down payment for the TVS NTORQ 125?

Rs. 29,712 for Disc, Rs. 30,496 for Race Edition, Rs. 28,193 for Super Squad Edition and Rs. 30,126 for XT in ZigWheels' default calculation.

What is the EMI for the TVS NTORQ 125 XT variant?

Rs. 2,909 per month on a loan of Rs. 90,894 at 9.45% for 36 months.

Which bank has the lowest rate for a TVS NTORQ 125 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,487 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a TVS NTORQ 125 loan?

Rs. 11,751 over 36 months on the Disc loan at 9.45%.

What on-road price is the TVS NTORQ 125 EMI based on?

Rs. 1,06,737 in Dholka: ex-showroom Rs. 91,800, insurance Rs. 6,818, RTO and other charges Rs. 8,119.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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