Honda Activa EMI Calculator


Updated on October 2026
The Honda Activa EMI is Rs. 2,148 per month for 36 months at 9.45% on a loan of Rs. 67,102, with a down payment of Rs. 27,675. This is based on the STD variant's on-road price of Rs. 94,777 in Thanjavur (ex-showroom Rs. 80,410). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Activa On-road price | Activa Offers | Activa Mileage

Honda Activa EMI and Down Payment (Thanjavur)

Ex-showroom
: Rs. 80,410
On-road price
: Rs. 94,777  (Thanjavur)
Loan amount
: Rs. 67,102  (On-road - Down payment)
Down payment
: Rs. 27,675  (On-road - Loan amount)
Monthly EMI
: Rs. 2,148  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,076
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Honda Activa Bike Loan EMI Calculator

On-road price (Thanjavur)
Rs. 94,777
Down payment
Rs. 27,675
Loan amount
Rs. 67,102
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,148
Total interest
Rs. 10,226
Total payable
Rs. 77,328
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Honda Activa Loan Interest Rates by Bank

Honda Activa loan rates, 36 months, loan Rs. 67,102
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,310 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,167 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,197 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,282 (36 months)
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Honda Activa EMI by Tenure

For a Rs. 67,102 loan on the STD petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 5,882 Rs. 3,482 Rs. 70,584
24 months Rs. 3,079 Rs. 6,794 Rs. 73,896
36 months Rs. 2,148 Rs. 10,226 Rs. 77,328
48 months Rs. 1,684 Rs. 13,730 Rs. 80,832
60 months Rs. 1,408 Rs. 17,378 Rs. 84,480
Honda Activa
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Honda Activa
4.0 1387 user reviews
Starts at ₹ 80,410
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Honda Activa Variant-wise EMI & Down Payment

Activa Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
STD Petrol Rs. 80,410 Rs. 67,102 Rs. 27,675 Rs. 2,148
25 Year Anniversary Edition Petrol Rs. 89,391 Rs. 74,927 Rs. 29,900 Rs. 2,398
DLX Petrol Rs. 91,063 Rs. 76,384 Rs. 30,314 Rs. 2,445
H-Smart Petrol Rs. 94,616 Rs. 79,478 Rs. 31,196 Rs. 2,544

Honda Activa EMI vs Destini 110, Dio, Access 125

Honda Activa EMI FAQs

What is the EMI for the Honda Activa?

Rs. 2,148 per month for the STD variant (loan Rs. 67,102, 9.45%, 36 months). Over 60 months it is Rs. 1,408.

What is the down payment for the Honda Activa?

Rs. 27,675 for STD, Rs. 29,900 for 25 Year Anniversary Edition, Rs. 30,314 for DLX and Rs. 31,196 for H-Smart in ZigWheels' default calculation.

What is the EMI for the Honda Activa H-Smart variant?

Rs. 2,544 per month on a loan of Rs. 79,478 at 9.45% for 36 months.

Which bank has the lowest rate for a Honda Activa loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,167 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Honda Activa loan?

Rs. 10,226 over 36 months on the STD loan at 9.45%.

What on-road price is the Honda Activa EMI based on?

Rs. 94,777 in Thanjavur: ex-showroom Rs. 80,410, insurance Rs. 6,076, RTO and other charges Rs. 8,291.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Honda Activa Q&A

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