TVS Zest 110 EMI Calculator


Updated on October 2026
The TVS Zest 110 EMI is Rs. 1,895 per month for 36 months at 9.45% on a loan of Rs. 59,210, with a down payment of Rs. 23,951. This is based on the Gloss Series variant's on-road price of Rs. 83,161 in Delhi (ex-showroom Rs. 71,350). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Zest 110 On-road price | Zest 110 Offers

TVS Zest 110 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 71,350
On-road price
: Rs. 83,161  (Delhi)
Loan amount
: Rs. 59,210  (On-road - Down payment)
Down payment
: Rs. 23,951  (On-road - Loan amount)
Monthly EMI
: Rs. 1,895  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 5,903
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TVS Zest 110 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 83,161
Down payment
Rs. 23,951
Loan amount
Rs. 59,210
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,895
Total interest
Rs. 9,010
Total payable
Rs. 68,220
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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TVS Zest 110 Loan Interest Rates by Bank

TVS Zest 110 loan rates, 36 months, loan Rs. 59,210
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,038 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,912 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,938 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,014 (36 months)
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TVS Zest 110 EMI by Tenure

For a Rs. 59,210 loan on the Gloss Series petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 5,190 Rs. 3,070 Rs. 62,280
24 months Rs. 2,717 Rs. 5,998 Rs. 65,208
36 months Rs. 1,895 Rs. 9,010 Rs. 68,220
48 months Rs. 1,486 Rs. 12,118 Rs. 71,328
60 months Rs. 1,242 Rs. 15,310 Rs. 74,520
TVS Zest 110
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TVS Zest 110
3.9 104 user reviews
Starts at ₹ 71,350
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TVS Zest 110 Variant-wise EMI & Down Payment

Zest 110 Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
Gloss Series Petrol / Automatic Rs. 71,350 Rs. 59,210 Rs. 23,951 Rs. 1,895
Matte Series Petrol / Automatic Rs. 75,100 Rs. 62,476 Rs. 27,634 Rs. 2,000
SXC Petrol Rs. 78,400 Rs. 65,351 Rs. 28,386 Rs. 2,092

TVS Zest 110 EMI vs Jupiter, Pleasure Plus, Dio

TVS Zest 110 EMI FAQs

What is the EMI for the TVS Zest 110?

Rs. 1,895 per month for the Gloss Series variant (loan Rs. 59,210, 9.45%, 36 months). Over 60 months it is Rs. 1,242.

What is the down payment for the TVS Zest 110?

Rs. 23,951 for Gloss Series, Rs. 27,634 for Matte Series and Rs. 28,386 for SXC in ZigWheels' default calculation.

What is the EMI for the TVS Zest 110 SXC variant?

Rs. 2,092 per month on a loan of Rs. 65,351 at 9.45% for 36 months.

Which bank has the lowest rate for a TVS Zest 110 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,912 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a TVS Zest 110 loan?

Rs. 9,010 over 36 months on the Gloss Series loan at 9.45%.

What on-road price is the TVS Zest 110 EMI based on?

Rs. 83,161 in Delhi: ex-showroom Rs. 71,350, insurance Rs. 5,903, RTO and other charges Rs. 5,908.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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