Honda Dio 125 EMI Calculator


Updated on October 2026
The Honda Dio 125 EMI is Rs. 2,536 per month for 36 months at 9.45% on a loan of Rs. 79,230, with a down payment of Rs. 29,188. This is based on the X-Edition variant's on-road price of Rs. 1,08,418 in Dehradun (ex-showroom Rs. 94,331). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Dio 125 On-road price | Dio 125 Mileage

Honda Dio 125 EMI and Down Payment (Dehradun)

Ex-showroom
: Rs. 94,331
On-road price
: Rs. 1,08,418  (Dehradun)
Loan amount
: Rs. 79,230  (On-road - Down payment)
Down payment
: Rs. 29,188  (On-road - Loan amount)
Monthly EMI
: Rs. 2,536  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,341
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Honda Dio 125 Bike Loan EMI Calculator

On-road price (Dehradun)
Rs. 1,08,418
Down payment
Rs. 29,188
Loan amount
Rs. 79,230
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,536
Total interest
Rs. 12,066
Total payable
Rs. 91,296
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Honda Dio 125 Loan Interest Rates by Bank

Honda Dio 125 loan rates, 36 months, loan Rs. 79,230
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,727 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,558 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,594 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,694 (36 months)
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Honda Dio 125 EMI by Tenure

For a Rs. 79,230 loan on the X-Edition petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 6,945 Rs. 4,110 Rs. 83,340
24 months Rs. 3,636 Rs. 8,034 Rs. 87,264
36 months Rs. 2,536 Rs. 12,066 Rs. 91,296
48 months Rs. 1,989 Rs. 16,242 Rs. 95,472
60 months Rs. 1,662 Rs. 20,490 Rs. 99,720
Honda Dio 125
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Honda Dio 125
4.4 40 user reviews
Starts at ₹ 94,331
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Honda Dio 125 Variant-wise EMI & Down Payment

Dio 125 Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
X-Edition Petrol Rs. 94,331 Rs. 79,230 Rs. 29,188 Rs. 2,536
STD Petrol Rs. 95,207 Rs. 79,993 Rs. 29,388 Rs. 2,561
H-Smart Petrol Rs. 1,00,158 Rs. 84,307 Rs. 31,517 Rs. 2,699

Honda Dio 125 EMI vs Dio, Activa 125, RayZR 125 Fi Hybrid

Honda Dio 125 EMI FAQs

What is the EMI for the Honda Dio 125?

Rs. 2,536 per month for the X-Edition variant (loan Rs. 79,230, 9.45%, 36 months). Over 60 months it is Rs. 1,662.

What is the down payment for the Honda Dio 125?

Rs. 29,188 for X-Edition, Rs. 29,388 for STD and Rs. 31,517 for H-Smart in ZigWheels' default calculation.

What is the EMI for the Honda Dio 125 H-Smart variant?

Rs. 2,699 per month on a loan of Rs. 84,307 at 9.45% for 36 months.

Which bank has the lowest rate for a Honda Dio 125 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,558 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Honda Dio 125 loan?

Rs. 12,066 over 36 months on the X-Edition loan at 9.45%.

What on-road price is the Honda Dio 125 EMI based on?

Rs. 1,08,418 in Dehradun: ex-showroom Rs. 94,331, insurance Rs. 6,341, RTO and other charges Rs. 7,746.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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