Ather 450 Apex EMI Calculator


Updated on October 2026
The Ather 450 Apex EMI is Rs. 5,342 per month for 36 months at 9.45% on a loan of Rs. 1,66,885, with a down payment of Rs. 37,736. This is based on the IDC 157 KM variant's on-road price of Rs. 2,04,621 in Delhi (ex-showroom Rs. 1,94,946). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: 450 Apex On-road price | 450 Apex Mileage

Ather 450 Apex EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,94,946
On-road price
: Rs. 2,04,621  (Delhi)
Loan amount
: Rs. 1,66,885  (On-road - Down payment)
Down payment
: Rs. 37,736  (On-road - Loan amount)
Monthly EMI
: Rs. 5,342  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 9,675
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Ather 450 Apex Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 2,04,621
Down payment
Rs. 37,736
Loan amount
Rs. 1,66,885
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 5,342
Total interest
Rs. 25,427
Total payable
Rs. 1,92,312
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Ather 450 Apex Loan Interest Rates by Bank

Ather 450 Apex loan rates, 36 months, loan Rs. 1,66,885
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 5,744 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 5,389 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 5,464 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 5,675 (36 months)
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Ather 450 Apex EMI by Tenure

For a Rs. 1,66,885 loan on the IDC 157 KM electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 14,629 Rs. 8,663 Rs. 1,75,548
24 months Rs. 7,659 Rs. 16,931 Rs. 1,83,816
36 months Rs. 5,342 Rs. 25,427 Rs. 1,92,312
48 months Rs. 4,189 Rs. 34,187 Rs. 2,01,072
60 months Rs. 3,501 Rs. 43,175 Rs. 2,10,060
Ather 450 Apex
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Ather 450 Apex
Starts at ₹ 1,94,946
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Ather 450 Apex EMI FAQs

What is the EMI for the Ather 450 Apex?

Rs. 5,342 per month for the IDC 157 KM variant (loan Rs. 1,66,885, 9.45%, 36 months). Over 60 months it is Rs. 3,501.

What is the down payment for the Ather 450 Apex?

Rs. 37,736 for IDC 157 KM in ZigWheels' default calculation.

Which bank has the lowest rate for a Ather 450 Apex loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 5,389 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Ather 450 Apex loan?

Rs. 25,427 over 36 months on the IDC 157 KM loan at 9.45%.

What on-road price is the Ather 450 Apex EMI based on?

Rs. 2,04,621 in Delhi: ex-showroom Rs. 1,94,946, insurance Rs. 9,675, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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