Royal Enfield Continental GT 650 EMI Calculator


Updated on October 2026
The Royal Enfield Continental GT 650 EMI is Rs. 9,806 per month for 36 months at 9% on a loan of Rs. 3,08,376, with a down payment of Rs. 1,02,188. This is based on the Base variant's on-road price of Rs. 4,10,564 in Delhi (ex-showroom Rs. 3,58,427). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Continental GT 650 On-road price | Continental GT 650 Mileage

Royal Enfield Continental GT 650 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 3,58,427
On-road price
: Rs. 4,10,564  (Delhi)
Loan amount
: Rs. 3,08,376  (On-road - Down payment)
Down payment
: Rs. 1,02,188  (On-road - Loan amount)
Monthly EMI
: Rs. 9,806  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 23,463
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Royal Enfield Continental GT 650 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 4,10,564
Down payment
Rs. 1,02,188
Loan amount
Rs. 3,08,376
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 9,806
Total interest
Rs. 44,640
Total payable
Rs. 3,53,016
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Royal Enfield Continental GT 650 Loan Interest Rates by Bank

Royal Enfield Continental GT 650 loan rates, 36 months, loan Rs. 3,08,376
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 10,615 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 9,958 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 10,096 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 10,487 (36 months)
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Royal Enfield Continental GT 650 EMI by Tenure

For a Rs. 3,08,376 loan on the Base petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 26,968 Rs. 15,240 Rs. 3,23,616
24 months Rs. 14,088 Rs. 29,736 Rs. 3,38,112
36 months Rs. 9,806 Rs. 44,640 Rs. 3,53,016
48 months Rs. 7,674 Rs. 59,976 Rs. 3,68,352
60 months Rs. 6,401 Rs. 75,684 Rs. 3,84,060
Royal Enfield Continental GT 650
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Royal Enfield Continental GT 650
4.2 0 user reviews
Starts at ₹ 3,58,427
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Royal Enfield Continental GT 650 Variant-wise EMI & Down Payment

Continental GT 650 Variants Fuel/Transmission Ex-showroom Loan @9% Down Payment EMI (36 months)
Base Petrol Rs. 3,58,427 Rs. 3,08,376 Rs. 1,02,188 Rs. 9,806
Mid Petrol Rs. 3,80,921 Rs. 3,27,977 Rs. 1,07,233 Rs. 10,430
Top Petrol Rs. 3,87,667 Rs. 3,33,855 Rs. 1,08,747 Rs. 10,616

Royal Enfield Continental GT 650 EMI vs 390 Duke, RS 457, Guerrilla 450

Royal Enfield Continental GT 650 EMI FAQs

What is the EMI for the Royal Enfield Continental GT 650?

Rs. 9,806 per month for the Base variant (loan Rs. 3,08,376, 9%, 36 months). Over 60 months it is Rs. 6,401.

What is the down payment for the Royal Enfield Continental GT 650?

Rs. 1,02,188 for Base, Rs. 1,07,233 for Mid and Rs. 1,08,747 for Top in ZigWheels' default calculation.

What is the EMI for the Royal Enfield Continental GT 650 Top variant?

Rs. 10,616 per month on a loan of Rs. 3,33,855 at 9% for 36 months.

Which bank has the lowest rate for a Royal Enfield Continental GT 650 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 9,958 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Royal Enfield Continental GT 650 loan?

Rs. 44,640 over 36 months on the Base loan at 9%.

What on-road price is the Royal Enfield Continental GT 650 EMI based on?

Rs. 4,10,564 in Delhi: ex-showroom Rs. 3,58,427, insurance Rs. 23,463, RTO and other charges Rs. 28,674.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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