KTM RC 390 EMI Calculator


Updated on October 2026
The KTM RC 390 EMI is Rs. 9,113 per month for 36 months at 9% on a loan of Rs. 2,86,562, with a down payment of Rs. 96,198. This is based on the GP Edition variant's on-road price of Rs. 3,82,760 in Delhi (ex-showroom Rs. 3,33,393). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: RC 390 On-road price | RC 390 Mileage

KTM RC 390 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 3,33,393
On-road price
: Rs. 3,82,760  (Delhi)
Loan amount
: Rs. 2,86,562  (On-road - Down payment)
Down payment
: Rs. 96,198  (On-road - Loan amount)
Monthly EMI
: Rs. 9,113  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 22,696
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KTM RC 390 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 3,82,760
Down payment
Rs. 96,198
Loan amount
Rs. 2,86,562
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 9,113
Total interest
Rs. 41,506
Total payable
Rs. 3,28,068
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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KTM RC 390 Loan Interest Rates by Bank

KTM RC 390 loan rates, 36 months, loan Rs. 2,86,562
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 9,864 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 9,253 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 9,382 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 9,745 (36 months)
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KTM RC 390 EMI by Tenure

For a Rs. 2,86,562 loan on the GP Edition petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 25,060 Rs. 14,158 Rs. 3,00,720
24 months Rs. 13,092 Rs. 27,646 Rs. 3,14,208
36 months Rs. 9,113 Rs. 41,506 Rs. 3,28,068
48 months Rs. 7,131 Rs. 55,726 Rs. 3,42,288
60 months Rs. 5,949 Rs. 70,378 Rs. 3,56,940
KTM RC 390
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KTM RC 390
3.5 103 user reviews
Starts at ₹ 3,33,393
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KTM RC 390 Variant-wise EMI & Down Payment

RC 390 Variants Fuel/Transmission Ex-showroom Loan @9% Down Payment EMI (36 months)
GP Edition Petrol / Manual Rs. 3,33,393 Rs. 2,86,562 Rs. 96,198 Rs. 9,113
STD Petrol / Manual Rs. 3,33,393 Rs. 2,86,562 Rs. 96,198 Rs. 9,113

KTM RC 390 EMI vs Continental GT 650, 390 Duke, Himalayan 450

KTM RC 390 EMI FAQs

What is the EMI for the KTM RC 390?

Rs. 9,113 per month for the GP Edition variant (loan Rs. 2,86,562, 9%, 36 months). Over 60 months it is Rs. 5,949.

What is the down payment for the KTM RC 390?

Rs. 96,198 for GP Edition and Rs. 96,198 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a KTM RC 390 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 9,253 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a KTM RC 390 loan?

Rs. 41,506 over 36 months on the GP Edition loan at 9%.

What on-road price is the KTM RC 390 EMI based on?

Rs. 3,82,760 in Delhi: ex-showroom Rs. 3,33,393, insurance Rs. 22,696, RTO and other charges Rs. 26,671.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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