Ola Roadster Pro EMI Calculator


Updated on November 2026
The Ola Roadster Pro EMI is Rs. 5,483 per month for 36 months at 9.45% on a loan of Rs. 1,71,287, with a down payment of Rs. 45,331. This is based on the 8 kWh variant's on-road price of Rs. 2,16,618 in Delhi (ex-showroom Rs. 1,99,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Roadster Pro On-road price | Roadster Pro Mileage

Ola Roadster Pro EMI and Down Payment

Ex-showroom
: Rs. 1,99,999
On-road price
: Rs. 2,16,618  (Delhi)
Loan amount
: Rs. 1,71,287  (On-road price - Down payment)
Down payment
: Rs. 45,331  (Amount paid upfront)
Monthly EMI
: Rs. 5,483  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 16,419
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Ola Roadster Pro Bike Loan EMI Calculator

Variant
8 kWh
On-road price (Delhi)
Rs. 2,16,618
Down payment
Rs. 45,331
Loan amount
Rs. 1,71,287
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 5,483
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Ola Roadster Pro Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 5,483
36 months @ 9.45%
  • Down paymentRs. 45,331
  • Loan amountRs. 1,71,287
  • Total interestRs. 26,101
  • Total loan repayment (EMIs)Rs. 1,97,388
  • Total purchase outlayRs. 2,42,719

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the 8 kWh costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 51,816Rs. 13,980Rs. 1,19,471
Year 2 Months 13-24Rs. 56,929Rs. 8,867Rs. 62,542
Year 3 Months 25-36Rs. 62,542Rs. 3,254Rs. 0
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Ola Roadster Pro Loan Interest Rates by Bank

Ola Roadster Pro loan rates, 36 months, loan Rs. 1,71,287
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 5,896 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 5,531 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 5,608 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 5,825 (36 months)
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Ola Roadster Pro EMI by Tenure

For a Rs. 1,71,287 loan on the 8 kWh at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 15,015 Rs. 8,893 Rs. 1,80,180
24 months Rs. 7,861 Rs. 17,377 Rs. 1,88,664
36 months Rs. 5,483 Rs. 26,101 Rs. 1,97,388
48 months Rs. 4,299 Rs. 35,065 Rs. 2,06,352
60 months Rs. 3,593 Rs. 44,293 Rs. 2,15,580
Ola Roadster Pro
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Ola Roadster Pro
5.0 8 user reviews
Starts at ₹ 1,99,999
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Ola Roadster Pro Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 36 months at the rate shown in each row, and the down payment is the on-road price minus the loan.

Roadster Pro Variants Fuel/Transmission Ex-showroom On-road Price Loan Amount Down Payment EMI (36 months)
8 kWh Electric Rs. 1,99,999 Rs. 2,16,618 Rs. 1,71,287 @ 9.45% Rs. 45,331 Rs. 5,483
16 kWh Electric Rs. 2,49,999 Rs. 2,67,510 Rs. 2,14,894 @ 9% Rs. 52,616 Rs. 6,834

How Is the Ola Roadster Pro EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the 8 kWh variant: P = Rs. 1,71,287, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 5,483.

The calculation starts from the Delhi on-road price of Rs. 2,16,618 (ex-showroom Rs. 1,99,999 plus insurance, RTO and other charges).

Factors That Affect Your Ola Roadster Pro Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 80 to the EMI on a Rs. 1,71,287 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 15,015; over 60 months it drops to Rs. 3,593 but you pay Rs. 35,400 more in interest.
  • Variant and city: In Delhi the EMI ranges from Rs. 5,483 (8 kWh) to Rs. 6,834 (16 kWh). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Ola Roadster Pro EMI vs Classic 350, R15 V4, 42 Bobber

Starting EMI of each model's base variant, worked out the same way as the Ola Roadster Pro: the down payment is the on-road price minus the loan, and the rate depends on the price, so check it in each row.

ModelOn-road PriceEMITenureInterest RateCompare
Royal Enfield Classic 350 Redditch Rs. 2,27,415 Rs. 5,174 36 months 9.45% Compare with Roadster Pro
Yamaha R15 V4 Dark Knight Rs. 2,00,668 Rs. 4,782 36 months 9.45% Compare with Roadster Pro
Jawa 42 Bobber All Stars Mystic Copper Rs. 2,38,061 Rs. 5,696 36 months 9% Compare with Roadster Pro
Royal Enfield Bullet 350 Military Rs. 2,03,337 Rs. 4,562 36 months 9.45% Compare with Roadster Pro

Frequently Asked Questions About Ola Roadster Pro EMI

What is the monthly EMI for the Ola Roadster Pro?

Rs. 5,483 a month for the 8 kWh, on a Rs. 1,71,287 loan at 9.45% for 3 years. The top 16 kWh works out to Rs. 6,834 at 9%.

How much down payment is required for the Ola Roadster Pro?

About Rs. 45,331 for the 8 kWh in Delhi. That's the on-road price of Rs. 2,16,618 minus the Rs. 1,71,287 loan.

How does the loan tenure affect the Ola Roadster Pro EMI?

Over 1 year the EMI is Rs. 15,015 and you pay Rs. 8,893 in interest. Stretch it to 5 years and the EMI drops to Rs. 3,593, but interest rises to Rs. 44,293.

Is the Ola Roadster Pro EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the 8 kWh costs Rs. 2,16,618 on-road, which includes Rs. 16,419 insurance and Rs. 200 RTO and other charges.

Does the Ola Roadster Pro EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Ola Roadster Pro loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 1,71,287 loan comes to Rs. 5,531 a month.

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