KTM RC 160 EMI Calculator


Updated on October 2026
The KTM RC 160 EMI is Rs. 5,486 per month for 36 months at 9% on a loan of Rs. 1,72,530, with a down payment of Rs. 57,038. This is based on the STD variant's on-road price of Rs. 2,29,568 in Delhi (ex-showroom Rs. 2,01,382). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: RC 160 On-road price | RC 160 Mileage

KTM RC 160 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 2,01,382
On-road price
: Rs. 2,29,568  (Delhi)
Loan amount
: Rs. 1,72,530  (On-road - Down payment)
Down payment
: Rs. 57,038  (On-road - Loan amount)
Monthly EMI
: Rs. 5,486  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 12,076
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KTM RC 160 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 2,29,568
Down payment
Rs. 57,038
Loan amount
Rs. 1,72,530
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 5,486
Total interest
Rs. 24,966
Total payable
Rs. 1,97,496
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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KTM RC 160 Loan Interest Rates by Bank

KTM RC 160 loan rates, 36 months, loan Rs. 1,72,530
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 5,939 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 5,571 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 5,648 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 5,867 (36 months)
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KTM RC 160 EMI by Tenure

For a Rs. 1,72,530 loan on the STD petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 15,088 Rs. 8,526 Rs. 1,81,056
24 months Rs. 7,882 Rs. 16,638 Rs. 1,89,168
36 months Rs. 5,486 Rs. 24,966 Rs. 1,97,496
48 months Rs. 4,293 Rs. 33,534 Rs. 2,06,064
60 months Rs. 3,581 Rs. 42,330 Rs. 2,14,860
KTM RC 160
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KTM RC 160
5.0 1 user reviews
Starts at ₹ 2,01,382
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KTM RC 160 EMI vs Classic 350, R15 V4, 42 Bobber

KTM RC 160 EMI FAQs

What is the EMI for the KTM RC 160?

Rs. 5,486 per month for the STD variant (loan Rs. 1,72,530, 9%, 36 months). Over 60 months it is Rs. 3,581.

What is the down payment for the KTM RC 160?

Rs. 57,038 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a KTM RC 160 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 5,571 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a KTM RC 160 loan?

Rs. 24,966 over 36 months on the STD loan at 9%.

What on-road price is the KTM RC 160 EMI based on?

Rs. 2,29,568 in Delhi: ex-showroom Rs. 2,01,382, insurance Rs. 12,076, RTO and other charges Rs. 16,110.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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