Indian FTR EMI Calculator


Updated on September 2026
The Indian FTR EMI is Rs. 53,538 per month for 36 months at 9% on a loan of Rs. 16,83,596, with a down payment of Rs. 4,55,914. This is based on the Black Smoke variant's on-road price of Rs. 21,39,510 in Delhi (ex-showroom Rs. 19,38,357). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: FTR On-road price | FTR Mileage

Indian FTR EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 19,38,357
On-road price
: Rs. 21,39,510  (Delhi)
Loan amount
: Rs. 16,83,596  (On-road - Down payment)
Down payment
: Rs. 4,55,914  (On-road - Loan amount)
Monthly EMI
: Rs. 53,538  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 46,085  (Check FTR Insurance)
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Indian FTR Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 21,39,510
Down payment
Rs. 4,55,914
Loan amount
Rs. 16,83,596
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 53,538
Total interest
Rs. 2,43,772
Total payable
Rs. 19,27,368
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Indian FTR Loan Interest Rates by Bank

Indian FTR loan rates, 36 months, loan Rs. 16,83,596
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 57,951 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 54,364 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 55,119 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 57,256 (36 months)
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Indian FTR EMI by Tenure

For a Rs. 16,83,596 loan on the Black Smoke petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 1,47,233 Rs. 83,200 Rs. 17,66,796
24 months Rs. 76,915 Rs. 1,62,364 Rs. 18,45,960
36 months Rs. 53,538 Rs. 2,43,772 Rs. 19,27,368
48 months Rs. 41,896 Rs. 3,27,412 Rs. 20,11,008
60 months Rs. 34,949 Rs. 4,13,344 Rs. 20,96,940
Indian FTR
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Indian FTR
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Starts at ₹ 19,38,357
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Indian FTR Variant-wise EMI & Down Payment

FTR Variants Fuel/Transmission Ex-showroom Loan @9% Down Payment EMI (36 months)
Black Smoke Petrol / Manual Rs. 19,38,357 Rs. 16,83,596 Rs. 4,55,914 Rs. 53,538
Rally Titanium Smoke Petrol / Manual Rs. 19,95,429 Rs. 17,33,327 Rs. 4,68,653 Rs. 55,119
S White Smoke Petrol / Manual Rs. 21,03,888 Rs. 18,27,836 Rs. 4,92,861 Rs. 58,125
S Maroon Metallic Petrol / Manual Rs. 21,03,888 Rs. 18,27,836 Rs. 4,92,861 Rs. 58,125
R Carbon Fiber Petrol / Manual Rs. 22,03,290 Rs. 19,14,453 Rs. 5,15,046 Rs. 60,879

Indian FTR EMI vs Ninja ZX-10R, Hayabusa, 1390 Super Duke R

Indian FTR EMI FAQs

What is the EMI for the Indian FTR?

Rs. 53,538 per month for the Black Smoke variant (loan Rs. 16,83,596, 9%, 36 months). Over 60 months it is Rs. 34,949.

What is the down payment for the Indian FTR?

Rs. 4,55,914 for Black Smoke, Rs. 4,68,653 for Rally Titanium Smoke, Rs. 4,92,861 for S White Smoke and Rs. 5,15,046 for R Carbon Fiber in ZigWheels' default calculation.

What is the EMI for the Indian FTR R Carbon Fiber variant?

Rs. 60,879 per month on a loan of Rs. 19,14,453 at 9% for 36 months.

Which bank has the lowest rate for a Indian FTR loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 54,364 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Indian FTR loan?

Rs. 2,43,772 over 36 months on the Black Smoke loan at 9%.

What on-road price is the Indian FTR EMI based on?

Rs. 21,39,510 in Delhi: ex-showroom Rs. 19,38,357, insurance Rs. 46,085, RTO and other charges Rs. 1,55,068.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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