Harley-Davidson Sportster S EMI Calculator


Updated on September 2026
The Harley-Davidson Sportster S EMI is Rs. 49,843 per month for 36 months at 9% on a loan of Rs. 15,67,391, with a down payment of Rs. 4,62,451. This is based on the STD variant's on-road price of Rs. 20,29,842 in Ghaziabad (ex-showroom Rs. 18,05,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Sportster S On-road price | Sportster S Mileage

Harley-Davidson Sportster S EMI and Down Payment (Ghaziabad)

Ex-showroom
: Rs. 18,05,000
On-road price
: Rs. 20,29,842  (Ghaziabad)
Loan amount
: Rs. 15,67,391  (On-road - Down payment)
Down payment
: Rs. 4,62,451  (On-road - Loan amount)
Monthly EMI
: Rs. 49,843  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 44,142  (Check Sportster S Insurance)
View September Offers View EMI Offers

Harley-Davidson Sportster S Bike Loan EMI Calculator

On-road price (Ghaziabad)
Rs. 20,29,842
Down payment
Rs. 4,62,451
Loan amount
Rs. 15,67,391
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 49,843
Total interest
Rs. 2,26,957
Total payable
Rs. 17,94,348
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Harley-Davidson Sportster S Loan Interest Rates by Bank

Harley-Davidson Sportster S loan rates, 36 months, loan Rs. 15,67,391
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 53,951 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 50,612 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 51,314 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 53,304 (36 months)
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Harley-Davidson Sportster S EMI by Tenure

For a Rs. 15,67,391 loan on the STD petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 1,37,071 Rs. 77,461 Rs. 16,44,852
24 months Rs. 71,606 Rs. 1,51,153 Rs. 17,18,544
36 months Rs. 49,843 Rs. 2,26,957 Rs. 17,94,348
48 months Rs. 39,005 Rs. 3,04,849 Rs. 18,72,240
60 months Rs. 32,536 Rs. 3,84,769 Rs. 19,52,160
Harley-Davidson Sportster S
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Harley-Davidson Sportster S
Starts at ₹ 18,05,000
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Harley-Davidson Sportster S EMI FAQs

What is the EMI for the Harley-Davidson Sportster S?

Rs. 49,843 per month for the STD variant (loan Rs. 15,67,391, 9%, 36 months). Over 60 months it is Rs. 32,536.

What is the down payment for the Harley-Davidson Sportster S?

Rs. 4,62,451 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Harley-Davidson Sportster S loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 50,612 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Harley-Davidson Sportster S loan?

Rs. 2,26,957 over 36 months on the STD loan at 9%.

What on-road price is the Harley-Davidson Sportster S EMI based on?

Rs. 20,29,842 in Ghaziabad: ex-showroom Rs. 18,05,000, insurance Rs. 44,142, RTO and other charges Rs. 1,80,700.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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