Hero Pleasure Plus EMI Calculator


Updated on November 2026
The Hero Pleasure Plus EMI is Rs. 1,851 per month for 36 months at 9.45% on a loan of Rs. 57,829, with a down payment of Rs. 27,348. This is based on the LX variant's on-road price of Rs. 85,177 in Delhi (ex-showroom Rs. 69,766). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Pleasure Plus On-road price | Pleasure Plus Offers | Pleasure Plus Mileage

Hero Pleasure Plus EMI and Down Payment

Ex-showroom
: Rs. 69,766
On-road price
: Rs. 85,177  (Delhi)
Loan amount
: Rs. 57,829  (On-road price - Down payment)
Down payment
: Rs. 27,348  (Amount paid upfront)
Monthly EMI
: Rs. 1,851  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,030
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Hero Pleasure Plus Bike Loan EMI Calculator

Variant
LX
On-road price (Delhi)
Rs. 85,177
Down payment
Rs. 27,348
Loan amount
Rs. 57,829
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,851
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Hero Pleasure Plus Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 1,851
36 months @ 9.45%
  • Down paymentRs. 27,348
  • Loan amountRs. 57,829
  • Total interestRs. 8,807
  • Total loan repayment (EMIs)Rs. 66,636
  • Total purchase outlayRs. 93,984

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the LX costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 17,492Rs. 4,720Rs. 40,337
Year 2 Months 13-24Rs. 19,218Rs. 2,994Rs. 21,119
Year 3 Months 25-36Rs. 21,119Rs. 1,093Rs. 0
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Hero Pleasure Plus Loan Interest Rates by Bank

Hero Pleasure Plus loan rates, 36 months, loan Rs. 57,829
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 1,991 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,867 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,893 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 1,967 (36 months)
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Hero Pleasure Plus EMI by Tenure

For a Rs. 57,829 loan on the LX at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 5,069 Rs. 2,999 Rs. 60,828
24 months Rs. 2,654 Rs. 5,867 Rs. 63,696
36 months Rs. 1,851 Rs. 8,807 Rs. 66,636
48 months Rs. 1,451 Rs. 11,819 Rs. 69,648
60 months Rs. 1,213 Rs. 14,951 Rs. 72,780
Hero Pleasure Plus
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Hero Pleasure Plus
4.3 300 user reviews
Starts at ₹ 69,766
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Hero Pleasure Plus Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 36 months at 9.45%, and the down payment is the on-road price minus the loan.

Pleasure Plus Variants Fuel/Transmission Ex-showroom On-road Price Loan @9.45% Down Payment EMI (36 months)
LX Petrol / Automatic Rs. 69,766 Rs. 85,177 Rs. 57,829 Rs. 27,348 Rs. 1,851
VX Petrol Rs. 73,529 Rs. 89,321 Rs. 61,108 Rs. 28,213 Rs. 1,956
XTEC ZX Petrol Rs. 77,912 Rs. 94,147 Rs. 64,926 Rs. 29,221 Rs. 2,078

How Is the Hero Pleasure Plus EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the LX variant: P = Rs. 57,829, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 1,851.

The calculation starts from the Delhi on-road price of Rs. 85,177 (ex-showroom Rs. 69,766 plus insurance, RTO and other charges).

Factors That Affect Your Hero Pleasure Plus Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 27 to the EMI on a Rs. 57,829 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 5,069; over 60 months it drops to Rs. 1,213 but you pay Rs. 11,952 more in interest.
  • Variant and city: In Delhi the EMI ranges from Rs. 1,851 (LX) to Rs. 2,078 (XTEC ZX). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Hero Pleasure Plus EMI vs Splendor Plus, Activa, Splendor Plus XTEC

Starting EMI of each model's base variant, worked out the same way as the Hero Pleasure Plus: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Hero Splendor Plus Standard Rs. 93,372 Rs. 2,106 36 months 9.45% Compare with Pleasure Plus
Honda Activa STD Rs. 92,175 Rs. 2,035 36 months 9.45% Compare with Pleasure Plus
Hero Splendor Plus XTEC Drum Rs. 95,510 Rs. 2,204 36 months 9.45% Compare with Pleasure Plus
Hero HF Deluxe All Black OBD2B Rs. 70,955 Rs. 1,564 36 months 9.45% Compare with Pleasure Plus

Frequently Asked Questions About Hero Pleasure Plus EMI

What is the monthly EMI for the Hero Pleasure Plus?

Rs. 1,851 a month for the LX, on a Rs. 57,829 loan at 9.45% for 3 years. The top XTEC ZX works out to Rs. 2,078.

How much down payment is required for the Hero Pleasure Plus?

About Rs. 27,348 for the LX in Delhi. That's the on-road price of Rs. 85,177 minus the Rs. 57,829 loan.

How does the loan tenure affect the Hero Pleasure Plus EMI?

Over 1 year the EMI is Rs. 5,069 and you pay Rs. 2,999 in interest. Stretch it to 5 years and the EMI drops to Rs. 1,213, but interest rises to Rs. 14,951.

Is the Hero Pleasure Plus EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the LX costs Rs. 85,177 on-road, which includes Rs. 6,030 insurance and Rs. 9,381 RTO and other charges.

Does the Hero Pleasure Plus EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Hero Pleasure Plus loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 57,829 loan comes to Rs. 1,867 a month.

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