Hero HF Deluxe EMI Calculator


Updated on October 2026
The Hero HF Deluxe EMI is Rs. 1,714 per month for 36 months at 9.45% on a loan of Rs. 53,548, with a down payment of Rs. 23,568. This is based on the Kick Cast OBD2B variant's on-road price of Rs. 77,116 in Ahmednagar (ex-showroom Rs. 64,851). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Hero HF Deluxe EMI and Down Payment (Ahmednagar)

Ex-showroom
: Rs. 67,478
On-road price
: Rs. 80,055  (Ahmednagar)
Loan amount
: Rs. 55,836  (On-road - Down payment)
Down payment
: Rs. 24,219  (On-road - Loan amount)
Monthly EMI
: Rs. 1,787  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 5,830
View October Offers View EMI Offers

Hero HF Deluxe Bike Loan EMI Calculator

On-road price (Ahmednagar)
Rs. 80,055
Down payment
Rs. 24,219
Loan amount
Rs. 55,836
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,787
Total interest
Rs. 8,496
Total payable
Rs. 64,332
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Hero HF Deluxe Loan Interest Rates by Bank

Hero HF Deluxe loan rates, 36 months, loan Rs. 55,836
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 1,922 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,803 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,828 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 1,899 (36 months)

Hero HF Deluxe EMI by Tenure

For a Rs. 53,548 loan on the Kick Cast OBD2B petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 4,694 Rs. 2,780 Rs. 56,328
24 months Rs. 2,457 Rs. 5,420 Rs. 58,968
36 months Rs. 1,714 Rs. 8,156 Rs. 61,704
48 months Rs. 1,344 Rs. 10,964 Rs. 64,512
60 months Rs. 1,123 Rs. 13,832 Rs. 67,380
Hero HF Deluxe
4.3 1846 user reviews
Starts at ₹ 64,851
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Hero HF Deluxe Variant-wise EMI & Down Payment

HF Deluxe Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
Kick Cast OBD2B Petrol Rs. 64,851 Rs. 53,548 Rs. 23,568 Rs. 1,714
Self Cast OBD2B Petrol Rs. 66,030 Rs. 54,575 Rs. 23,860 Rs. 1,747
All Black OBD2B Petrol Rs. 67,478 Rs. 55,836 Rs. 24,219 Rs. 1,787
I3S Cast OBD2B Petrol Rs. 67,864 Rs. 56,173 Rs. 24,314 Rs. 1,798

Hero HF Deluxe EMI FAQs

What is the EMI for the Hero HF Deluxe?

Rs. 1,714 per month for the Kick Cast OBD2B variant (loan Rs. 53,548, 9.45%, 36 months). Over 60 months it is Rs. 1,123.

What is the down payment for the Hero HF Deluxe?

Rs. 23,568 for Kick Cast OBD2B, Rs. 23,860 for Self Cast OBD2B, Rs. 24,219 for All Black OBD2B and Rs. 24,314 for I3S Cast OBD2B in ZigWheels' default calculation.

What is the EMI for the Hero HF Deluxe I3S Cast OBD2B variant?

Rs. 1,798 per month on a loan of Rs. 56,173 at 9.45% for 36 months.

Which bank has the lowest rate for a Hero HF Deluxe loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,729 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Hero HF Deluxe loan?

Rs. 8,156 over 36 months on the Kick Cast OBD2B loan at 9.45%.

What on-road price is the Hero HF Deluxe EMI based on?

Rs. 77,116 in Ahmednagar: ex-showroom Rs. 64,851, insurance Rs. 5,780, RTO and other charges Rs. 6,485.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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