Hero Splendor Plus XTEC EMI Calculator


Updated on September 2026
The Hero Splendor Plus XTEC EMI is Rs. 2,172 per month for 36 months at 9.45% on a loan of Rs. 67,861, with a down payment of Rs. 30,520. This is based on the Drum variant's on-road price of Rs. 98,381 in Bangalore (ex-showroom Rs. 81,281). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Splendor Plus XTEC On-road price | Splendor Plus XTEC Mileage

Hero Splendor Plus XTEC EMI and Down Payment (Bangalore)

Ex-showroom
: Rs. 81,281
On-road price
: Rs. 98,381  (Bangalore)
Loan amount
: Rs. 67,861  (On-road - Down payment)
Down payment
: Rs. 30,520  (On-road - Loan amount)
Monthly EMI
: Rs. 2,172  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,275  (Check Splendor Plus XTEC Insurance)
View September Offers View EMI Offers

Hero Splendor Plus XTEC Bike Loan EMI Calculator

On-road price (Bangalore)
Rs. 98,381
Down payment
Rs. 30,520
Loan amount
Rs. 67,861
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,172
Total interest
Rs. 10,331
Total payable
Rs. 78,192
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
Image
Do you own a Car or Bike?
  • Interact with community
  • Become a Top Contributor
Add Car Add Bike

Hero Splendor Plus XTEC Loan Interest Rates by Bank

Hero Splendor Plus XTEC loan rates, 36 months, loan Rs. 67,861
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,336 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,191 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,222 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,308 (36 months)
Apply Now

Hero Splendor Plus XTEC EMI by Tenure

For a Rs. 67,861 loan on the Drum petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 5,949 Rs. 3,527 Rs. 71,388
24 months Rs. 3,114 Rs. 6,875 Rs. 74,736
36 months Rs. 2,172 Rs. 10,331 Rs. 78,192
48 months Rs. 1,703 Rs. 13,883 Rs. 81,744
60 months Rs. 1,424 Rs. 17,579 Rs. 85,440
Hero Splendor Plus XTEC
Images | Colours
Hero Splendor Plus XTEC
4.4 268 user reviews
Starts at ₹ 81,281
View September Offers
Add your question
Have a question in mind?

Get Answers from over 1.2 million owners and auto-experts

Ask Your Question

Hero Splendor Plus XTEC Variant-wise EMI & Down Payment

Splendor Plus XTEC Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
Drum Petrol Rs. 81,281 Rs. 67,861 Rs. 30,520 Rs. 2,172
2.0 Petrol Rs. 82,851 Rs. 69,229 Rs. 30,965 Rs. 2,216
Disc Petrol Rs. 84,324 Rs. 70,513 Rs. 31,381 Rs. 2,257

Hero Splendor Plus XTEC EMI vs Splendor Plus, Activa, SP125

Hero Splendor Plus XTEC EMI FAQs

What is the EMI for the Hero Splendor Plus XTEC?

Rs. 2,172 per month for the Drum variant (loan Rs. 67,861, 9.45%, 36 months). Over 60 months it is Rs. 1,424.

What is the down payment for the Hero Splendor Plus XTEC?

Rs. 30,520 for Drum, Rs. 30,965 for 2.0 and Rs. 31,381 for Disc in ZigWheels' default calculation.

What is the EMI for the Hero Splendor Plus XTEC Disc variant?

Rs. 2,257 per month on a loan of Rs. 70,513 at 9.45% for 36 months.

Which bank has the lowest rate for a Hero Splendor Plus XTEC loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,191 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Hero Splendor Plus XTEC loan?

Rs. 10,331 over 36 months on the Drum loan at 9.45%.

What on-road price is the Hero Splendor Plus XTEC EMI based on?

Rs. 98,381 in Bangalore: ex-showroom Rs. 81,281, insurance Rs. 6,275, RTO and other charges Rs. 10,825.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Hero Splendor Plus XTEC Q&A

Hero Bikes in India

Hero Bikes in India

Hero Scooters in India

Hero Scooters in India

Popular Electric Bikes

View All Popular Electric Bikes
  1. Home ›
  2. New Bikes ›
  3. Hero ›
  4. Splendor Plus XTEC ›
  5. Hero Splendor Plus XTEC EMI Calculator
×