Royal Enfield Classic 350 EMI Calculator


Updated on September 2026
The Royal Enfield Classic 350 EMI is Rs. 5,132 per month for 36 months at 9.45% on a loan of Rs. 1,60,341, with a down payment of Rs. 53,929. This is based on the Redditch variant's on-road price of Rs. 2,14,270 in Delhi (ex-showroom Rs. 1,87,434). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Classic 350 On-road price | Classic 350 Offers | Classic 350 Mileage

Royal Enfield Classic 350 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,87,434
On-road price
: Rs. 2,14,270  (Delhi)
Loan amount
: Rs. 1,60,341  (On-road - Down payment)
Down payment
: Rs. 53,929  (On-road - Loan amount)
Monthly EMI
: Rs. 5,132  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 11,842  (Check Classic 350 Insurance)
View September Offers View EMI Offers

Royal Enfield Classic 350 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 2,14,270
Down payment
Rs. 53,929
Loan amount
Rs. 1,60,341
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 5,132
Total interest
Rs. 24,411
Total payable
Rs. 1,84,752
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Royal Enfield Classic 350 Loan Interest Rates by Bank

Royal Enfield Classic 350 loan rates, 36 months, loan Rs. 1,60,341
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 5,519 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 5,178 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 5,249 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 5,453 (36 months)
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Royal Enfield Classic 350 EMI by Tenure

For a Rs. 1,60,341 loan on the Redditch petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 14,056 Rs. 8,331 Rs. 1,68,672
24 months Rs. 7,358 Rs. 16,251 Rs. 1,76,592
36 months Rs. 5,132 Rs. 24,411 Rs. 1,84,752
48 months Rs. 4,024 Rs. 32,811 Rs. 1,93,152
60 months Rs. 3,364 Rs. 41,499 Rs. 2,01,840
Royal Enfield Classic 350
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Royal Enfield Classic 350
4.3 1109 user reviews
Starts at ₹ 1,87,434
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Royal Enfield Classic 350 Variant-wise EMI & Down Payment

Classic 350 Variants Fuel/Transmission Ex-showroom Loan Amount Down Payment EMI (36 months)
Redditch Petrol / Manual Rs. 1,87,434 Rs. 1,60,341 @ 9.45% Rs. 53,929 Rs. 5,132
Heritage Petrol Rs. 1,94,669 Rs. 1,66,644 @ 9.45% Rs. 55,562 Rs. 5,334
Heritage Premium Petrol Rs. 1,99,040 Rs. 1,70,452 @ 9.45% Rs. 56,548 Rs. 5,456
Signals Petrol / Manual Rs. 2,10,684 Rs. 1,80,636 @ 9% Rs. 59,135 Rs. 5,744
Dark Petrol / Manual Rs. 2,19,423 Rs. 1,88,251 @ 9% Rs. 61,105 Rs. 5,986
Chrome Petrol / Manual Rs. 2,24,275 Rs. 1,92,478 @ 9% Rs. 62,200 Rs. 6,121

Royal Enfield Classic 350 EMI vs Bullet 350, Jawa 42, CB350

Royal Enfield Classic 350 EMI FAQs

What is the EMI for the Royal Enfield Classic 350?

Rs. 5,132 per month for the Redditch variant (loan Rs. 1,60,341, 9.45%, 36 months). Over 60 months it is Rs. 3,364.

What is the down payment for the Royal Enfield Classic 350?

Rs. 53,929 for Redditch, Rs. 55,562 for Heritage, Rs. 56,548 for Heritage Premium and Rs. 62,200 for Chrome in ZigWheels' default calculation.

What is the EMI for the Royal Enfield Classic 350 Chrome variant?

Rs. 6,121 per month on a loan of Rs. 1,92,478 at 9% for 36 months.

Which bank has the lowest rate for a Royal Enfield Classic 350 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 5,178 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Royal Enfield Classic 350 loan?

Rs. 24,411 over 36 months on the Redditch loan at 9.45%.

What on-road price is the Royal Enfield Classic 350 EMI based on?

Rs. 2,14,270 in Delhi: ex-showroom Rs. 1,87,434, insurance Rs. 11,842, RTO and other charges Rs. 14,994.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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