Yezdi Roadster EMI Calculator
Updated on October 2026
Yezdi Roadster EMI and Down Payment
Yezdi Roadster Bike Loan EMI Calculator
- Variant
- Smoke Grey
- On-road price (Bhojpur)
- Rs. 2,35,568
- Down payment
- Rs. 61,655
- Loan amount
- Rs. 1,73,913
- Interest rate
- 9%
- Tenure
- 36 months
- Monthly EMI
- Rs. 5,530
Yezdi Roadster Bike Loan EMI & Loan Breakdown
- Down paymentRs. 61,655
- Loan amountRs. 1,73,913
- Total interestRs. 25,167
- Total loan repayment (EMIs)Rs. 1,99,080
- Total purchase outlayRs. 2,60,735
Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Smoke Grey costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.
| Year | Principal paid | Interest paid | Outstanding loan |
|---|---|---|---|
| Year 1 Months 1-12 | Rs. 52,853 | Rs. 13,507 | Rs. 1,21,060 |
| Year 2 Months 13-24 | Rs. 57,810 | Rs. 8,550 | Rs. 63,250 |
| Year 3 Months 25-36 | Rs. 63,250 | Rs. 3,110 | Rs. 0 |
Yezdi Roadster Loan Interest Rates by Bank
| Lending Partners | Interest Rate | EMI Starting From (36 Months) |
|---|---|---|
HDFC Bank |
14.5% onwards | Rs. 5,986 (36 months) |
ICICI Bank |
10.05% onwards | Rs. 5,616 (36 months) |
Axis Bank |
11% onwards | Rs. 5,694 (36 months) |
Bank of Baroda |
13.65% onwards | Rs. 5,914 (36 months) |
Yezdi Roadster EMI by Tenure
For a Rs. 1,73,913 loan on the Smoke Grey at 9%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 12 months | Rs. 15,209 | Rs. 8,595 | Rs. 1,82,508 |
| 24 months | Rs. 7,945 | Rs. 16,767 | Rs. 1,90,680 |
| 36 months | Rs. 5,530 | Rs. 25,167 | Rs. 1,99,080 |
| 48 months | Rs. 4,328 | Rs. 33,831 | Rs. 2,07,744 |
| 60 months | Rs. 3,610 | Rs. 42,687 | Rs. 2,16,600 |
Yezdi Roadster Variant-Wise EMI
On-road prices in Bhojpur. Every variant uses the same rule: the loan runs 36 months at 9%, and the down payment is the on-road price minus the loan.
| Roadster Variants | Fuel/Transmission | Ex-showroom | On-road Price | Loan @9% | Down Payment | EMI (36 months) |
|---|---|---|---|---|---|---|
| Smoke Grey | Petrol | Rs. 2,02,969 | Rs. 2,35,568 | Rs. 1,73,913 | Rs. 61,655 | Rs. 5,530 |
| Shark Skin Blue | Petrol | Rs. 2,08,969 | Rs. 2,42,269 | Rs. 1,79,141 | Rs. 63,128 | Rs. 5,697 |
| Green Mamba | Petrol | Rs. 2,08,969 | Rs. 2,43,904 | Rs. 1,79,141 | Rs. 64,763 | Rs. 5,697 |
| Red Wolf | Petrol | Rs. 2,14,969 | Rs. 2,48,970 | Rs. 1,84,370 | Rs. 64,600 | Rs. 5,863 |
| Shadow Black | Petrol | Rs. 2,14,969 | Rs. 2,48,970 | Rs. 1,84,370 | Rs. 64,600 | Rs. 5,863 |
How Is the Yezdi Roadster EMI Calculated?
EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Smoke Grey variant: P = Rs. 1,73,913, r = (9 ÷ 12) ÷ 100 = 0.0075 and n = 36 months, which gives an EMI of Rs. 5,530.
The calculation starts from the Bhojpur on-road price of Rs. 2,35,568 (ex-showroom Rs. 2,02,969 plus insurance, RTO and other charges).
Factors That Affect Your Yezdi Roadster Loan EMI
- Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 318 at 9% for 36 months.
- Interest rate: A rate 1% higher adds about Rs. 82 to the EMI on a Rs. 1,73,913 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
- Loan tenure: Over 12 months the EMI is Rs. 15,209; over 60 months it drops to Rs. 3,610 but you pay Rs. 34,092 more in interest.
- Variant and city: In Bhojpur the EMI ranges from Rs. 5,530 (Smoke Grey) to Rs. 5,863 (Red Wolf). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.
Yezdi Roadster EMI vs Classic 350, R15 V4, 42 Bobber
Starting EMI of each model's base variant, worked out the same way as the Yezdi Roadster: the down payment is the on-road price minus the loan, and the rate depends on the price, so check it in each row.
| Model | On-road Price | EMI | Tenure | Interest Rate | Compare |
|---|---|---|---|---|---|
| Royal Enfield Classic 350 Redditch | Rs. 2,31,194 | Rs. 5,174 | 36 months | 9.45% | Compare with Roadster |
| Yamaha R15 V4 Metallic Black | Rs. 2,05,059 | Rs. 4,804 | 36 months | 9.45% | Compare with Roadster |
| Jawa 42 Bobber All Stars Mystic Copper | Rs. 2,45,590 | Rs. 5,779 | 36 months | 9% | Compare with Roadster |
| Royal Enfield Bullet 350 Military | Rs. 2,06,677 | Rs. 4,562 | 36 months | 9.45% | Compare with Roadster |
Frequently Asked Questions About Yezdi Roadster EMI
What is the monthly EMI for the Yezdi Roadster?
Rs. 5,530 a month for the Smoke Grey, on a Rs. 1,73,913 loan at 9% for 3 years. The top Red Wolf works out to Rs. 5,863.
How much down payment is required for the Yezdi Roadster?
About Rs. 61,655 for the Smoke Grey in Bhojpur. That's the on-road price of Rs. 2,35,568 minus the Rs. 1,73,913 loan.
How does the loan tenure affect the Yezdi Roadster EMI?
Over 1 year the EMI is Rs. 15,209 and you pay Rs. 8,595 in interest. Stretch it to 5 years and the EMI drops to Rs. 3,610, but interest rises to Rs. 42,687.
Is the Yezdi Roadster EMI calculated on the ex-showroom price or the on-road price?
On the on-road price. In Bhojpur the Smoke Grey costs Rs. 2,35,568 on-road, which includes Rs. 12,103 insurance and Rs. 20,496 RTO and other charges.
Does the Yezdi Roadster EMI calculator include the processing fee?
Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.
Which bank has the lowest interest rate for a Yezdi Roadster loan?
ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 1,73,913 loan comes to Rs. 5,616 a month.
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