SVITCH CSR 762 EMI Calculator

Updated on October 2026

The SVITCH CSR 762 EMI is Rs. 5,204 per month for 36 months at 9.45% on a loan of Rs. 1,62,575, with a down payment of Rs. 34,225. This is based on the STD variant's on-road price of Rs. 1,96,800 in Delhi (ex-showroom Rs. 1,89,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: CSR 762 On-road price | CSR 762 Mileage

SVITCH CSR 762 EMI and Down Payment

SVITCH BIKE CSR 762 STD – EMI calculator

Ex-showroom

: Rs. 1,89,999

On-road price

: Rs. 1,96,800 (Delhi)

Loan amount

: Rs. 1,62,575 (On-road - Down payment)

Down payment

: Rs. 34,225 (On-road - Loan amount)

Monthly EMI

: Rs. 5,204 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 6,601

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SVITCH CSR 762 Bike Loan EMI Calculator

Variant: STD
On-road price (Delhi): Rs. 1,96,800
Down payment: Rs. 34,225
Loan amount: Rs. 1,62,575
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 5,204

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

SVITCH CSR 762 Bike Loan EMI & Loan Breakdown

Monthly EMI

Rs. 5,204

36 months @ 9.45%

Down paymentRs. 34,225
Loan amountRs. 1,62,575
Total interestRs. 24,769
Total loan repayment (EMIs)Rs. 1,87,344
Total purchase outlayRs. 2,21,569

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the STD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 49,179	Rs. 13,269	Rs. 1,13,396
Year 2 Months 13-24	Rs. 54,032	Rs. 8,416	Rs. 59,364
Year 3 Months 25-36	Rs. 59,364	Rs. 3,084	Rs. 0

SVITCH CSR 762 Loan Interest Rates by Bank

SVITCH CSR 762 loan rates, 36 months, loan Rs. 1,62,575
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 5,596 (36 months)
ICICI Bank	10.05% onwards	Rs. 5,250 (36 months)
Axis Bank	11% onwards	Rs. 5,322 (36 months)
Bank of Baroda	13.65% onwards	Rs. 5,529 (36 months)

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SVITCH CSR 762 EMI by Tenure

For a Rs. 1,62,575 loan on the STD at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 14,251	Rs. 8,437	Rs. 1,71,012
24 months	Rs. 7,461	Rs. 16,489	Rs. 1,79,064
36 months	Rs. 5,204	Rs. 24,769	Rs. 1,87,344
48 months	Rs. 4,081	Rs. 33,313	Rs. 1,95,888
60 months	Rs. 3,410	Rs. 42,025	Rs. 2,04,600

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SVITCH CSR 762

5.0 7 user reviews

Starts at ₹ 1,89,999

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How Is the SVITCH CSR 762 EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the STD variant: P = Rs. 1,62,575, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 5,204.

The calculation starts from the Delhi on-road price of Rs. 1,96,800 (ex-showroom Rs. 1,89,999 plus insurance, RTO and other charges).

Factors That Affect Your SVITCH CSR 762 Loan EMI

Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
Interest rate: A rate 1% higher adds about Rs. 76 to the EMI on a Rs. 1,62,575 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
Loan tenure: Over 12 months the EMI is Rs. 14,251; over 60 months it drops to Rs. 3,410 but you pay Rs. 33,588 more in interest.
Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

SVITCH CSR 762 EMI vs Classic 350, R15 V4, Bullet 350

Starting EMI of each model's base variant, worked out the same way as the SVITCH CSR 762: the down payment is the on-road price minus the loan, and the rate depends on the price, so check it in each row.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Royal Enfield Classic 350 Redditch	Rs. 2,27,415	Rs. 5,174	36 months	9.45%	Compare with CSR 762
Yamaha R15 V4 Matte Pearl White Without Quickshifter	Rs. 2,00,668	Rs. 4,782	36 months	9.45%	Compare with CSR 762
Royal Enfield Bullet 350 Military	Rs. 2,03,337	Rs. 4,562	36 months	9.45%	Compare with CSR 762
Jawa 42 Bobber All Stars Mystic Copper	Rs. 2,38,061	Rs. 5,696	36 months	9%	Compare with CSR 762

Frequently Asked Questions About SVITCH CSR 762 EMI

What is the monthly EMI for the SVITCH CSR 762?

Rs. 5,204 a month for the STD, on a Rs. 1,62,575 loan at 9.45% for 3 years.

How much down payment is required for the SVITCH CSR 762?

About Rs. 34,225 for the STD in Delhi. That's the on-road price of Rs. 1,96,800 minus the Rs. 1,62,575 loan.

How does the loan tenure affect the SVITCH CSR 762 EMI?

Over 1 year the EMI is Rs. 14,251 and you pay Rs. 8,437 in interest. Stretch it to 5 years and the EMI drops to Rs. 3,410, but interest rises to Rs. 42,025.

Is the SVITCH CSR 762 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the STD costs Rs. 1,96,800 on-road, which includes Rs. 6,601 insurance and Rs. 200 RTO and other charges.

Does the SVITCH CSR 762 EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a SVITCH CSR 762 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 1,62,575 loan comes to Rs. 5,250 a month.

Ask or read owner questions on SVITCH CSR 762 Q&A

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