Royal Enfield Himalayan 450 EMI Calculator


Updated on October 2026
The Royal Enfield Himalayan 450 EMI is Rs. 8,410 per month for 36 months at 9% on a loan of Rs. 2,64,460, with a down payment of Rs. 90,883. This is based on the Base variant's on-road price of Rs. 3,55,343 in Delhi (ex-showroom Rs. 3,08,029). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Himalayan 450 On-road price | Himalayan 450 Mileage

Royal Enfield Himalayan 450 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 3,08,029
On-road price
: Rs. 3,55,343  (Delhi)
Loan amount
: Rs. 2,64,460  (On-road - Down payment)
Down payment
: Rs. 90,883  (On-road - Loan amount)
Monthly EMI
: Rs. 8,410  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 22,672
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Royal Enfield Himalayan 450 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 3,55,343
Down payment
Rs. 90,883
Loan amount
Rs. 2,64,460
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 8,410
Total interest
Rs. 38,300
Total payable
Rs. 3,02,760
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Royal Enfield Himalayan 450 Loan Interest Rates by Bank

Royal Enfield Himalayan 450 loan rates, 36 months, loan Rs. 2,64,460
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 9,103 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 8,540 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 8,658 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 8,994 (36 months)
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Royal Enfield Himalayan 450 EMI by Tenure

For a Rs. 2,64,460 loan on the Base petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 23,127 Rs. 13,064 Rs. 2,77,524
24 months Rs. 12,082 Rs. 25,508 Rs. 2,89,968
36 months Rs. 8,410 Rs. 38,300 Rs. 3,02,760
48 months Rs. 6,581 Rs. 51,428 Rs. 3,15,888
60 months Rs. 5,490 Rs. 64,940 Rs. 3,29,400
Royal Enfield Himalayan 450
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Royal Enfield Himalayan 450
4.7 77 user reviews
Starts at ₹ 3,08,029
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Royal Enfield Himalayan 450 Variant-wise EMI & Down Payment

Himalayan 450 Variants Fuel/Transmission Ex-showroom Loan @9% Down Payment EMI (36 months)
Base Petrol Rs. 3,08,029 Rs. 2,64,460 Rs. 90,883 Rs. 8,410
Pass Petrol Rs. 3,12,353 Rs. 2,68,229 Rs. 91,852 Rs. 8,530
Summit - Kamet White Petrol Rs. 3,16,678 Rs. 2,71,997 Rs. 92,823 Rs. 8,649
Summit - Hanle Black Petrol Rs. 3,22,081 Rs. 2,76,705 Rs. 94,034 Rs. 8,799
Mana Black Edition Petrol Rs. 3,39,564 Rs. 2,91,940 Rs. 97,956 Rs. 9,284

Royal Enfield Himalayan 450 EMI vs Himalayan 440, Adventure, Guerrilla 450

Royal Enfield Himalayan 450 EMI FAQs

What is the EMI for the Royal Enfield Himalayan 450?

Rs. 8,410 per month for the Base variant (loan Rs. 2,64,460, 9%, 36 months). Over 60 months it is Rs. 5,490.

What is the down payment for the Royal Enfield Himalayan 450?

Rs. 90,883 for Base, Rs. 91,852 for Pass, Rs. 92,823 for Summit - Kamet White and Rs. 97,956 for Mana Black Edition in ZigWheels' default calculation.

What is the EMI for the Royal Enfield Himalayan 450 Mana Black Edition variant?

Rs. 9,284 per month on a loan of Rs. 2,91,940 at 9% for 36 months.

Which bank has the lowest rate for a Royal Enfield Himalayan 450 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 8,540 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Royal Enfield Himalayan 450 loan?

Rs. 38,300 over 36 months on the Base loan at 9%.

What on-road price is the Royal Enfield Himalayan 450 EMI based on?

Rs. 3,55,343 in Delhi: ex-showroom Rs. 3,08,029, insurance Rs. 22,672, RTO and other charges Rs. 24,642.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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