MX Moto M16 EMI Calculator


Updated on October 2026
The MX Moto M16 EMI is Rs. 5,427 per month for 36 months at 9.45% on a loan of Rs. 1,69,546, with a down payment of Rs. 35,195. This is based on the STD variant's on-road price of Rs. 2,04,741 in Delhi (ex-showroom Rs. 1,98,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: M16 On-road price | M16 Mileage

MX Moto M16 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,98,000
On-road price
: Rs. 2,04,741  (Delhi)
Loan amount
: Rs. 1,69,546  (On-road - Down payment)
Down payment
: Rs. 35,195  (On-road - Loan amount)
Monthly EMI
: Rs. 5,427  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,741
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MX Moto M16 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 2,04,741
Down payment
Rs. 35,195
Loan amount
Rs. 1,69,546
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 5,427
Total interest
Rs. 25,826
Total payable
Rs. 1,95,372
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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MX Moto M16 Loan Interest Rates by Bank

MX Moto M16 loan rates, 36 months, loan Rs. 1,69,546
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 5,836 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 5,475 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 5,551 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 5,766 (36 months)
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MX Moto M16 EMI by Tenure

For a Rs. 1,69,546 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 14,862 Rs. 8,798 Rs. 1,78,344
24 months Rs. 7,781 Rs. 17,198 Rs. 1,86,744
36 months Rs. 5,427 Rs. 25,826 Rs. 1,95,372
48 months Rs. 4,255 Rs. 34,694 Rs. 2,04,240
60 months Rs. 3,557 Rs. 43,874 Rs. 2,13,420
MX Moto M16
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MX Moto M16
4.6 2 user reviews
Starts at ₹ 1,98,000
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MX Moto M16 EMI FAQs

What is the EMI for the MX Moto M16?

Rs. 5,427 per month for the STD variant (loan Rs. 1,69,546, 9.45%, 36 months). Over 60 months it is Rs. 3,557.

What is the down payment for the MX Moto M16?

Rs. 35,195 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a MX Moto M16 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 5,475 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a MX Moto M16 loan?

Rs. 25,826 over 36 months on the STD loan at 9.45%.

What on-road price is the MX Moto M16 EMI based on?

Rs. 2,04,741 in Delhi: ex-showroom Rs. 1,98,000, insurance Rs. 6,741, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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