Hyundai Alcazar EMI Calculator

Updated on October 2026

Hyundai Alcazar EMI starts at ₹27,343 per month for the Executive petrol (₹14.51 Lakh ex-showroom, ₹17.03 Lakh on-road Delhi), on a ₹12.72 Lakh loan at 10.5% for 60 months. Down payment: ₹4.31 Lakh. Total interest: ₹3.68 Lakh. The top Signature Lounge Edition Diesel AT DT costs ₹41,445/month.

Also see: Alcazar On-road price | Alcazar Variants | Alcazar Mileage

Hyundai Alcazar EMI and Down Payment

Hyundai Alcazar Executive – EMI calculator

Ex-showroom

: Rs. 14,50,700

On-road price

: Rs. 17,03,421 (Delhi)

Loan amount

: Rs. 12,72,117 (On-road - Down payment)

Down payment

: Rs. 4,31,304 (On-road - Loan amount)

Monthly EMI

: Rs. 27,343 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 66,144

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Hyundai Alcazar Car Loan EMI Calculator

Variant: Executive
On-road price (Delhi): Rs. 17,03,421
Down payment: Rs. 4,31,304
Loan amount: Rs. 12,72,117
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 27,343

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Hyundai Alcazar Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 27,343

60 months @ 10.5%

Down paymentRs. 4,31,304
Loan amountRs. 12,72,117
Total interestRs. 3,68,463
Total loan repayment (EMIs)Rs. 16,40,580
Total purchase outlayRs. 20,71,884

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Executive costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 2,04,185	Rs. 1,23,931	Rs. 10,67,932
Year 2 Months 13-24	Rs. 2,26,686	Rs. 1,01,430	Rs. 8,41,246
Year 3 Months 25-36	Rs. 2,51,668	Rs. 76,448	Rs. 5,89,578
Year 4 Months 37-48	Rs. 2,79,403	Rs. 48,713	Rs. 3,10,175
Year 5 Months 49-60	Rs. 3,10,175	Rs. 17,941	Rs. 0

Hyundai Alcazar Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 26,315 (60 months)
ICICI Bank	9% onwards	Rs. 26,407 (60 months)
Axis Bank	9.15% onwards	Rs. 26,500 (60 months)
Bank of Baroda	8.7% onwards	Rs. 26,222 (60 months)

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Hyundai Alcazar EMI by Loan Tenure

For a Rs. 12,72,117 loan on the Executive petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 41,347	Rs. 2,16,375	Rs. 14,88,492
48 months	Rs. 32,570	Rs. 2,91,243	Rs. 15,63,360
60 months	Rs. 27,343	Rs. 3,68,463	Rs. 16,40,580
84 months	Rs. 21,449	Rs. 5,29,599	Rs. 18,01,716

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Hyundai Alcazar

4.0 10 user reviews

Starts at ₹ 14.51 Lakh

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Hyundai Alcazar Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

Alcazar Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @10.5%	Down Payment	EMI (60 months)
Executive	Petrol / Manual	Rs. 14,50,700	Rs. 17,03,421	Rs. 12,72,117	Rs. 4,31,304	Rs. 27,343
Executive Diesel	Diesel / Manual	Rs. 15,49,800	Rs. 18,71,313	Rs. 13,59,390	Rs. 5,11,923	Rs. 29,219
Prestige Diesel	Diesel / Manual	Rs. 16,62,325	Rs. 20,05,895	Rs. 14,58,485	Rs. 5,47,410	Rs. 31,349
Prestige	Petrol / Manual	Rs. 16,81,300	Rs. 19,69,574	Rs. 14,75,196	Rs. 4,94,378	Rs. 31,708
Corporate Diesel	Diesel / Manual	Rs. 17,44,300	Rs. 21,02,874	Rs. 15,30,677	Rs. 5,72,197	Rs. 32,900
Prestige DCT	Petrol / Automatic	Rs. 18,08,300	Rs. 21,15,918	Rs. 15,87,039	Rs. 5,28,879	Rs. 34,112
Corporate Diesel AT	Diesel / Automatic	Rs. 18,81,300	Rs. 22,67,181	Rs. 16,51,327	Rs. 6,15,854	Rs. 35,493
Platinum	Petrol / Manual	Rs. 19,01,300	Rs. 22,24,271	Rs. 16,68,940	Rs. 5,55,331	Rs. 35,872
Platinum Diesel	Diesel / Manual	Rs. 19,01,300	Rs. 22,90,817	Rs. 16,68,940	Rs. 6,21,877	Rs. 35,872
Platinum DT	Petrol / Manual	Rs. 19,06,600	Rs. 22,30,149	Rs. 16,73,608	Rs. 5,56,541	Rs. 35,972
Platinum DT Diesel	Diesel / Manual	Rs. 19,06,600	Rs. 22,98,080	Rs. 16,73,608	Rs. 6,24,472	Rs. 35,972
Platinum Diesel AT	Diesel / Automatic	Rs. 20,22,462	Rs. 24,35,806	Rs. 17,75,642	Rs. 6,60,164	Rs. 38,165
Platinum DCT	Petrol / Automatic	Rs. 20,22,462	Rs. 23,64,820	Rs. 17,75,642	Rs. 5,89,178	Rs. 38,165
Platinum 6Str DCT	Petrol / Automatic	Rs. 20,31,152	Rs. 23,75,386	Rs. 17,83,295	Rs. 5,92,091	Rs. 38,330
Platinum 6Str Diesel AT	Diesel / Automatic	Rs. 20,31,152	Rs. 24,46,477	Rs. 17,83,295	Rs. 6,63,182	Rs. 38,330
Platinum Diesel AT DT	Diesel / Automatic	Rs. 20,36,945	Rs. 24,53,122	Rs. 17,88,396	Rs. 6,64,726	Rs. 38,440
Platinum DT DCT	Petrol / Automatic	Rs. 20,36,945	Rs. 23,81,829	Rs. 17,88,396	Rs. 5,93,433	Rs. 38,440
Platinum 6Str Diesel AT DT	Diesel / Automatic	Rs. 20,45,634	Rs. 24,65,391	Rs. 17,96,049	Rs. 6,69,342	Rs. 38,604
Platinum 6Str DT DCT	Petrol / Automatic	Rs. 20,45,634	Rs. 23,93,793	Rs. 17,96,049	Rs. 5,97,744	Rs. 38,604
Signature DCT	Petrol / Automatic	Rs. 20,95,800	Rs. 24,51,224	Rs. 18,40,228	Rs. 6,10,996	Rs. 39,554
Signature Diesel AT	Diesel / Automatic	Rs. 20,95,800	Rs. 25,24,577	Rs. 18,40,228	Rs. 6,84,349	Rs. 39,554
Signature Diesel AT Knight	Diesel / Automatic	Rs. 21,09,800	Rs. 25,54,022	Rs. 18,52,557	Rs. 7,01,465	Rs. 39,819
Signature DCT Knight	Petrol / Automatic	Rs. 21,09,800	Rs. 24,80,279	Rs. 18,52,557	Rs. 6,27,722	Rs. 39,819
Signature Diesel AT DT	Diesel / Automatic	Rs. 21,10,800	Rs. 25,46,304	Rs. 18,53,438	Rs. 6,92,866	Rs. 39,838
Signature DT DCT	Petrol / Automatic	Rs. 21,10,800	Rs. 24,72,626	Rs. 18,53,438	Rs. 6,19,188	Rs. 39,838
Signature 6Str DCT	Petrol / Automatic	Rs. 21,14,800	Rs. 24,77,213	Rs. 18,56,960	Rs. 6,20,253	Rs. 39,913
Signature 6Str Diesel AT	Diesel / Automatic	Rs. 21,14,800	Rs. 25,51,031	Rs. 18,56,960	Rs. 6,94,071	Rs. 39,913
Signature 6Str Diesel AT DT	Diesel / Automatic	Rs. 21,24,800	Rs. 25,64,149	Rs. 18,65,767	Rs. 6,98,382	Rs. 40,103
Signature 6Str DT DCT	Petrol / Automatic	Rs. 21,29,800	Rs. 24,95,715	Rs. 18,70,170	Rs. 6,25,545	Rs. 40,197
Signature Lounge Edition Diesel AT	Diesel / Automatic	Rs. 21,80,700	Rs. 25,94,712	Rs. 19,14,995	Rs. 6,79,717	Rs. 41,161
Signature Lounge Edition Diesel AT DT	Diesel / Automatic	Rs. 21,95,700	Rs. 26,12,439	Rs. 19,28,205	Rs. 6,84,234	Rs. 41,445

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How Is the Hyundai Alcazar EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Executive petrol variant: P = ₹12.72 Lakh, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹27,343.

The calculation starts from the Delhi on-road price of ₹17.03 Lakh (ex-showroom ₹14.51 Lakh plus insurance, RTO and other charges).

Factors That Affect Your Hyundai Alcazar Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹634 to the EMI on a ₹12.72 Lakh loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹41,347; over 84 months it drops to ₹21,449 but you pay ₹3.13 Lakh more in interest.
Variant and city: In Delhi the EMI ranges from ₹27,343 (Executive petrol) to ₹41,445 (Signature Lounge Edition Diesel AT DT). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Hyundai Alcazar Rivals – Ertiga, Victoris, Seltos

Starting EMI of each model's base variant, worked out the same way as the Hyundai Alcazar: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Maruti Suzuki Ertiga Lxi	Rs. 10,35,609	Rs. 16,747	60 months	10.5%	Compare with Alcazar
Maruti Suzuki Victoris LXI	Rs. 12,58,683	Rs. 19,756	60 months	10.5%	Compare with Alcazar
Hyundai Creta E	Rs. 12,97,873	Rs. 20,528	60 months	10.5%	Compare with Alcazar
Kia Seltos HTE	Rs. 13,61,193	Rs. 21,176	60 months	10.5%	Compare with Alcazar

Frequently Asked Questions About Hyundai Alcazar EMI

What is the monthly EMI for the Hyundai Alcazar?

₹27,343 a month for the Executive petrol, on a ₹12.72 Lakh loan at 10.5% for 5 years. The top Signature Lounge Edition Diesel AT DT works out to ₹41,445.

How much down payment is required for the Hyundai Alcazar?

About ₹4.31 Lakh for the Executive petrol in Delhi. That's the on-road price of ₹17.03 Lakh minus the ₹12.72 Lakh loan.

How does the loan tenure affect the Hyundai Alcazar EMI?

Over 3 years the EMI is ₹41,347 and you pay ₹2.16 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹21,449, but interest rises to ₹5.30 Lakh.

Is the Hyundai Alcazar EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the Executive petrol costs ₹17.03 Lakh on-road, which includes ₹66,144 insurance and ₹1.87 Lakh RTO and other charges.

Does the Hyundai Alcazar EMI calculator include the processing fee?

Yes. The ₹5,450 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Hyundai Alcazar loan?

Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹12.72 Lakh loan comes to ₹26,222 a month.

Ask or read owner questions on Hyundai Alcazar Q&A

Hyundai Alcazar

4.0 10 user reviews

Starts at Rs. 14.51 Lakh

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Hyundai Alcazar 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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