Maruti Suzuki Ertiga EMI Calculator


Updated on October 2026
Maruti Suzuki Ertiga EMI starts at ₹16,747 per month for the Lxi petrol (₹8.90 Lakh ex-showroom, ₹10.36 Lakh on-road Delhi), on a ₹7.79 Lakh loan at 10.5% for 60 months. Down payment: ₹2.56 Lakh. Total interest: ₹2.26 Lakh. The top ZXI Plus AT costs ₹24,757/month.
Also see: Ertiga On-road price | Ertiga Variants | Ertiga Offers | Ertiga Mileage

Maruti Suzuki Ertiga Lxi EMI & Down Payment

Ex-showroom
: Rs. 8,90,000
On-road price
: Rs. 10,35,609  (Delhi)
Loan amount
: Rs. 7,79,133  (On-road - Down payment)
Down payment
: Rs. 2,56,476  (On-road - Loan amount)
Monthly EMI
: Rs. 16,747  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 45,509
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Maruti Suzuki Ertiga Car Loan EMI Calculator

On-road price (Delhi)
Rs. 10,35,609
Down payment
Rs. 2,56,476
Loan amount
Rs. 7,79,133
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 16,747
Total interest
Rs. 2,25,687
Total payable
Rs. 10,04,820
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Maruti Suzuki Ertiga Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 16,117 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 16,174 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 16,230 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 16,060 (60 months)
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Maruti Suzuki Ertiga EMI by Loan Tenure

For a Rs. 7,79,133 loan on the Lxi petrol at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 25,324 Rs. 1,32,531 Rs. 9,11,664
48 months Rs. 19,948 Rs. 1,78,371 Rs. 9,57,504
60 months Rs. 16,747 Rs. 2,25,687 Rs. 10,04,820
84 months Rs. 13,137 Rs. 3,24,375 Rs. 11,03,508
Maruti Suzuki Ertiga
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Maruti Suzuki Ertiga
4.1 200 user reviews
Starts at ₹ 8.90 Lakh
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Maruti Suzuki Ertiga Variant-wise EMI & Down Payment

Ertiga Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
Lxi Petrol / Manual Rs. 8,90,000 Rs. 7,79,133 Rs. 2,56,476 Rs. 16,747
VXi Petrol / Manual Rs. 9,95,300 Rs. 8,71,866 Rs. 2,80,290 Rs. 18,740
VXi CNG CNG / Manual Rs. 10,93,800 Rs. 9,57,811 Rs. 3,52,117 Rs. 20,587
Zxi Petrol / Manual Rs. 11,01,500 Rs. 9,64,592 Rs. 3,51,066 Rs. 20,733
VXI AT Petrol / Automatic Rs. 11,30,300 Rs. 9,89,955 Rs. 3,59,331 Rs. 21,278
ZXI Plus Petrol / Manual Rs. 11,69,100 Rs. 10,24,124 Rs. 3,70,558 Rs. 22,012
ZXI CNG CNG / Manual Rs. 12,00,000 Rs. 10,51,337 Rs. 3,82,881 Rs. 22,597
ZXI AT Petrol / Automatic Rs. 12,36,500 Rs. 10,83,481 Rs. 3,89,895 Rs. 23,288
ZXI Plus AT Petrol / Automatic Rs. 13,14,100 Rs. 11,51,819 Rs. 4,12,349 Rs. 24,757

EMI of Maruti Suzuki Ertiga Rivals – Carens, Rumion, Innova Hycross

Maruti Suzuki Ertiga EMI – Frequently Asked Questions

What is the starting EMI of the Maruti Suzuki Ertiga?

The Maruti Suzuki Ertiga EMI starts at ₹16,747 per month for the Lxi petrol on a ₹7.79 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹10.36 Lakh.

What is the minimum down payment for the Maruti Suzuki Ertiga?

About ₹2.56 Lakh for the Lxi petrol in Delhi: the on-road price of ₹10.36 Lakh minus a ₹7.79 Lakh loan.

How much total interest will I pay on a Maruti Suzuki Ertiga loan?

On a ₹7.79 Lakh loan at 10.5% for 60 months you pay ₹2.26 Lakh in interest, or ₹10.05 Lakh in total.

What is the Maruti Suzuki Ertiga EMI for a 3-year versus a 7-year tenure?

For a ₹7.79 Lakh loan at 10.5%, the EMI is ₹25,324 per month over 3 years (₹1.33 Lakh interest) and ₹13,137 per month over 7 years (₹3.24 Lakh interest).

Which bank has the lowest interest rate for a Maruti Suzuki Ertiga loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹16,060 per month on a ₹7.79 Lakh loan for 60 months.

What is the EMI of the top Maruti Suzuki Ertiga variant?

The ZXI Plus AT costs ₹24,757 per month on a ₹11.52 Lakh loan at 10.5% for 60 months.

How is the Maruti Suzuki Ertiga down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Maruti Suzuki Ertiga
Maruti Suzuki Ertiga
4.1 200 user reviews
Starts at Rs. 8.90 Lakh
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