Maruti Suzuki Victoris EMI Calculator

Updated on October 2026

Maruti Suzuki Victoris EMI starts at ₹19,756 per month for the LXI petrol (₹10.50 Lakh ex-showroom, ₹12.68 Lakh on-road Ratangarh), on a ₹9.19 Lakh loan at 10.5% for 60 months. Down payment: ₹3.49 Lakh. Total interest: ₹2.66 Lakh. The top ZXI Plus (O) Strong Hybrid costs ₹37,719/month.

Also see: Victoris On-road price | Victoris Variants | Victoris Offers | Victoris Mileage

Maruti Suzuki Victoris LXI EMI & Down Payment

Maruti Suzuki Victoris LXI – EMI calculator

Ex-showroom

: Rs. 10,49,900

On-road price

: Rs. 12,68,424 (Ratangarh)

Loan amount

: Rs. 9,19,150 (On-road - Down payment)

Down payment

: Rs. 3,49,274 (On-road - Loan amount)

Monthly EMI

: Rs. 19,756 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 50,311

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Maruti Suzuki Victoris Car Loan EMI Calculator

On-road price (Ratangarh): Rs. 12,68,424
Down payment: Rs. 3,49,274
Loan amount: Rs. 9,19,150
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 19,756
Total interest: Rs. 2,66,210
Total payable: Rs. 11,85,360

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Maruti Suzuki Victoris Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 19,013 (60 months)
ICICI Bank	9% onwards	Rs. 19,080 (60 months)
Axis Bank	9.15% onwards	Rs. 19,147 (60 months)
Bank of Baroda	8.7% onwards	Rs. 18,946 (60 months)

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Maruti Suzuki Victoris EMI by Loan Tenure

For a Rs. 9,19,150 loan on the LXI petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 29,875	Rs. 1,56,350	Rs. 10,75,500
48 months	Rs. 23,533	Rs. 2,10,434	Rs. 11,29,584
60 months	Rs. 19,756	Rs. 2,66,210	Rs. 11,85,360
84 months	Rs. 15,497	Rs. 3,82,598	Rs. 13,01,748

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Maruti Suzuki Victoris

4.5 3 user reviews

Starts at ₹ 10.50 Lakh

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Maruti Suzuki Victoris Variant-wise EMI & Down Payment

Victoris Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
LXI	Petrol / Manual	Rs. 10,49,900	Rs. 9,19,150	Rs. 3,49,274	Rs. 19,756
LXI CNG	CNG / Manual	Rs. 11,54,900	Rs. 10,11,619	Rs. 3,80,323	Rs. 21,744
VXI	Petrol / Manual	Rs. 11,84,900	Rs. 10,38,039	Rs. 3,91,351	Rs. 22,312
VXI CNG	CNG / Manual	Rs. 12,89,900	Rs. 11,30,508	Rs. 4,22,601	Rs. 24,299
VXI AT	Petrol / Automatic	Rs. 13,40,900	Rs. 11,75,421	Rs. 4,36,460	Rs. 25,264
ZXI	Petrol / Manual	Rs. 13,61,900	Rs. 11,93,915	Rs. 4,42,390	Rs. 25,662
ZXI (O)	Petrol / Manual	Rs. 13,69,000	Rs. 12,00,167	Rs. 4,43,062	Rs. 25,796
ZXI DT	Petrol / Manual	Rs. 13,77,300	Rs. 12,07,477	Rs. 4,81,265	Rs. 25,953
ZXI (O) DT	Petrol / Manual	Rs. 13,84,400	Rs. 12,13,729	Rs. 4,81,837	Rs. 26,088
ZXI CNG	CNG / Manual	Rs. 14,66,900	Rs. 12,86,384	Rs. 4,76,239	Rs. 27,649
ZXI CNG DT	CNG / Manual	Rs. 14,82,300	Rs. 12,99,946	Rs. 5,13,815	Rs. 27,941
ZXI AT	Petrol / Automatic	Rs. 15,17,900	Rs. 13,31,297	Rs. 4,89,798	Rs. 28,615
ZXI (O) AT	Petrol / Automatic	Rs. 15,25,000	Rs. 13,37,550	Rs. 4,90,669	Rs. 28,749
ZXI AT DT	Petrol / Automatic	Rs. 15,33,300	Rs. 13,44,859	Rs. 5,28,073	Rs. 28,906
ZXI Plus	Petrol / Manual	Rs. 15,38,900	Rs. 13,49,791	Rs. 4,95,927	Rs. 29,012
ZXI (O) AT DT	Petrol / Automatic	Rs. 15,40,400	Rs. 13,51,112	Rs. 5,28,944	Rs. 29,041
ZXI Plus DT	Petrol / Manual	Rs. 15,44,300	Rs. 13,54,546	Rs. 5,31,228	Rs. 29,114
ZXI Plus (O)	Petrol / Manual	Rs. 15,48,000	Rs. 13,57,805	Rs. 4,98,954	Rs. 29,185
ZXI Plus (O) DT	Petrol / Manual	Rs. 15,63,400	Rs. 13,71,367	Rs. 5,35,830	Rs. 29,476
VXI Strong Hybrid	Petrol / Automatic	Rs. 16,42,900	Rs. 14,41,379	Rs. 5,29,000	Rs. 30,981
ZXI Plus AT	Petrol / Automatic	Rs. 17,33,900	Rs. 15,21,519	Rs. 5,54,663	Rs. 32,703
ZXI Plus AT DT	Petrol / Automatic	Rs. 17,39,300	Rs. 15,26,274	Rs. 5,89,762	Rs. 32,806
ZXI Plus (O) AT	Petrol / Automatic	Rs. 17,43,000	Rs. 15,29,533	Rs. 5,55,589	Rs. 32,876
ZXI Plus (O) AT DT	Petrol / Automatic	Rs. 17,58,400	Rs. 15,43,095	Rs. 5,94,664	Rs. 33,167
ZXI Strong Hybrid	Petrol / Automatic	Rs. 17,84,900	Rs. 15,66,432	Rs. 5,75,521	Rs. 33,669
ZXI Strong Hybrid DT	Petrol / Automatic	Rs. 18,00,300	Rs. 15,79,994	Rs. 6,08,197	Rs. 33,960
ZXI (O) Strong Hybrid	Petrol / Automatic	Rs. 18,43,900	Rs. 16,18,391	Rs. 5,91,801	Rs. 34,786
ZXI (O) Strong Hybrid DT	Petrol / Automatic	Rs. 18,59,300	Rs. 16,31,953	Rs. 6,25,875	Rs. 35,077
ZXI Plus AT AWD	Petrol / Automatic	Rs. 18,68,900	Rs. 16,40,407	Rs. 5,98,741	Rs. 35,259
ZXI Plus AWD AT DT	Petrol / Automatic	Rs. 18,84,300	Rs. 16,53,969	Rs. 6,33,517	Rs. 35,550
ZXI Plus (O) AT AWD	Petrol / Automatic	Rs. 19,26,900	Rs. 16,91,485	Rs. 6,14,943	Rs. 36,357
ZXI Plus (O) AWD AT DT	Petrol / Automatic	Rs. 19,42,300	Rs. 17,05,047	Rs. 6,50,818	Rs. 36,648
ZXI Plus Strong Hybrid	Petrol / Automatic	Rs. 19,51,900	Rs. 17,13,501	Rs. 6,26,184	Rs. 36,830
ZXI Plus Strong Hybrid DT	Petrol / Automatic	Rs. 19,67,300	Rs. 17,27,064	Rs. 6,58,158	Rs. 37,121
ZXI Plus (O) Strong Hybrid	Petrol / Automatic	Rs. 19,98,900	Rs. 17,54,892	Rs. 6,39,031	Rs. 37,719
ZXI Plus (O) Strong Hybrid DT	Petrol / Automatic	Rs. 19,98,900	Rs. 17,54,892	Rs. 6,27,031	Rs. 37,719

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EMI of Maruti Suzuki Victoris Rivals – Nexon, Sierra, Creta

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Maruti Suzuki Victoris EMI – Frequently Asked Questions

What is the starting EMI of the Maruti Suzuki Victoris?

The Maruti Suzuki Victoris EMI starts at ₹19,756 per month for the LXI petrol on a ₹9.19 Lakh loan at 10.5% for 60 months. Its on-road price in Ratangarh is ₹12.68 Lakh.

What is the minimum down payment for the Maruti Suzuki Victoris?

About ₹3.49 Lakh for the LXI petrol in Ratangarh: the on-road price of ₹12.68 Lakh minus a ₹9.19 Lakh loan.

How much total interest will I pay on a Maruti Suzuki Victoris loan?

On a ₹9.19 Lakh loan at 10.5% for 60 months you pay ₹2.66 Lakh in interest, or ₹11.85 Lakh in total.

What is the Maruti Suzuki Victoris EMI for a 3-year versus a 7-year tenure?

For a ₹9.19 Lakh loan at 10.5%, the EMI is ₹29,875 per month over 3 years (₹1.56 Lakh interest) and ₹15,497 per month over 7 years (₹3.83 Lakh interest).

Which bank has the lowest interest rate for a Maruti Suzuki Victoris loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹18,946 per month on a ₹9.19 Lakh loan for 60 months.

What is the EMI of the top Maruti Suzuki Victoris variant?

The ZXI Plus (O) Strong Hybrid costs ₹37,719 per month on a ₹17.55 Lakh loan at 10.5% for 60 months.

How is the Maruti Suzuki Victoris down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Maruti Suzuki Victoris Q&A

Maruti Suzuki Victoris

4.5 3 user reviews

Starts at Rs. 10.50 Lakh

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Maruti Suzuki Victoris 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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