Hyundai Creta EMI Calculator

Updated on October 2026

Hyundai Creta EMI starts at ₹20,528 per month for the E petrol (₹10.91 Lakh ex-showroom, ₹12.88 Lakh on-road Koraput), on a ₹9.55 Lakh loan at 10.5% for 60 months. Down payment: ₹3.33 Lakh. Total interest: ₹2.77 Lakh. The top King Turbo DCT DT costs ₹37,860/month.

Also see: Creta On-road price | Creta Variants | Creta Offers | Creta Mileage

Hyundai Creta E EMI & Down Payment

Ex-showroom

: Rs. 10,90,700

On-road price

: Rs. 12,87,948 (Koraput)

Loan amount

: Rs. 9,55,081 (On-road - Down payment)

Down payment

: Rs. 3,32,867 (On-road - Loan amount)

Monthly EMI

: Rs. 20,528 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 51,771

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Hyundai Creta Car Loan EMI Calculator

On-road price (Koraput): Rs. 12,87,948
Down payment: Rs. 3,32,867
Loan amount: Rs. 9,55,081
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 20,528
Total interest: Rs. 2,76,599
Total payable: Rs. 12,31,680

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Hyundai Creta Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 19,756 (60 months)
ICICI Bank	9% onwards	Rs. 19,826 (60 months)
Axis Bank	9.15% onwards	Rs. 19,896 (60 months)
Bank of Baroda	8.7% onwards	Rs. 19,687 (60 months)

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Hyundai Creta EMI by Loan Tenure

For a Rs. 9,55,081 loan on the E petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 31,042	Rs. 1,62,431	Rs. 11,17,512
48 months	Rs. 24,453	Rs. 2,18,663	Rs. 11,73,744
60 months	Rs. 20,528	Rs. 2,76,599	Rs. 12,31,680
84 months	Rs. 16,103	Rs. 3,97,571	Rs. 13,52,652

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Hyundai Creta

4.5 116 user reviews

Starts at ₹ 10.91 Lakh

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Hyundai Creta Variant-wise EMI & Down Payment

Creta Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
E	Petrol / Manual	Rs. 10,90,700	Rs. 9,55,081	Rs. 3,32,867	Rs. 20,528
EX Summer Edition	Petrol / Manual	Rs. 12,05,900	Rs. 10,56,532	Rs. 3,57,809	Rs. 22,709
EX	Petrol / Manual	Rs. 12,06,700	Rs. 10,57,237	Rs. 3,61,620	Rs. 22,724
E Diesel	Diesel / Manual	Rs. 12,52,800	Rs. 10,97,835	Rs. 3,75,942	Rs. 23,597
EX (O) Summer Edition	Petrol / Manual	Rs. 13,13,400	Rs. 11,51,203	Rs. 3,66,408	Rs. 24,744
EX (O)	Petrol / Manual	Rs. 13,14,200	Rs. 11,51,907	Rs. 3,92,821	Rs. 24,759
EX Diesel Summer Edition	Diesel / Manual	Rs. 13,61,900	Rs. 11,93,915	Rs. 4,01,666	Rs. 25,662
EX Diesel	Diesel / Manual	Rs. 13,65,700	Rs. 11,97,261	Rs. 4,04,974	Rs. 25,734
S (O) Summer Edition	Petrol / Manual	Rs. 14,19,900	Rs. 12,44,993	Rs. 4,18,043	Rs. 26,760
S (O)	Petrol / Manual	Rs. 14,20,700	Rs. 12,45,697	Rs. 4,18,855	Rs. 26,775
S(O) Knight Summer Edition	Petrol / Manual	Rs. 14,38,400	Rs. 12,61,285	Rs. 4,23,347	Rs. 27,110
S (O) Knight	Petrol / Manual	Rs. 14,39,200	Rs. 12,61,989	Rs. 4,23,460	Rs. 27,125
EX (O) iVT Summer Edition	Petrol / Automatic	Rs. 14,48,900	Rs. 12,70,532	Rs. 4,26,231	Rs. 27,309
EX(O) iVT	Petrol / Automatic	Rs. 14,49,700	Rs. 12,71,236	Rs. 4,29,044	Rs. 27,324
EX (O) Diesel Summer Edition	Diesel / Manual	Rs. 14,69,400	Rs. 12,88,585	Rs. 4,32,066	Rs. 27,697
EX (O) Diesel	Diesel / Manual	Rs. 14,73,200	Rs. 12,91,932	Rs. 4,36,473	Rs. 27,769
SX	Petrol / Manual	Rs. 14,94,036	Rs. 13,10,281	Rs. 4,40,498	Rs. 28,163
SX Summer Edition	Petrol / Manual	Rs. 15,03,600	Rs. 13,18,704	Rs. 4,41,633	Rs. 28,344
SX DT	Petrol / Manual	Rs. 15,19,400	Rs. 13,32,618	Rs. 4,47,422	Rs. 28,643
S (O) iVT Summer Editon	Petrol / Automatic	Rs. 15,64,900	Rs. 13,72,688	Rs. 4,58,984	Rs. 29,504
S (O) iVT	Petrol / Automatic	Rs. 15,65,700	Rs. 13,73,392	Rs. 4,59,897	Rs. 29,520
S (O) Diesel Summer Edition	Diesel / Manual	Rs. 15,80,900	Rs. 13,86,778	Rs. 4,63,427	Rs. 29,807
S (O) Diesel	Diesel / Manual	Rs. 15,84,700	Rs. 13,90,125	Rs. 4,65,134	Rs. 29,879
S (O) Knight Diesel Summer Edition	Diesel / Manual	Rs. 15,99,400	Rs. 14,03,070	Rs. 4,68,632	Rs. 30,157
S (O) Knight Diesel	Diesel / Manual	Rs. 16,03,200	Rs. 14,06,417	Rs. 4,69,838	Rs. 30,229
EX (O) Diesel AT Summer Edition	Diesel / Automatic	Rs. 16,04,900	Rs. 14,07,914	Rs. 4,70,089	Rs. 30,262
EX (O) Diesel AT	Diesel / Automatic	Rs. 16,08,200	Rs. 14,10,820	Rs. 4,73,964	Rs. 30,324
SX Premium Summer Edition	Petrol / Manual	Rs. 16,33,400	Rs. 14,33,013	Rs. 4,78,145	Rs. 30,801
SX Premium	Petrol / Manual	Rs. 16,34,200	Rs. 14,33,717	Rs. 4,80,457	Rs. 30,816
SX Premium DT	Petrol / Manual	Rs. 16,49,200	Rs. 14,46,927	Rs. 4,85,634	Rs. 31,100
S (O) Diesel AT Summer Edition	Diesel / Automatic	Rs. 17,25,900	Rs. 15,14,473	Rs. 5,04,269	Rs. 32,552
King	Petrol / Manual	Rs. 17,27,800	Rs. 15,16,147	Rs. 5,02,372	Rs. 32,588
S (O) Diesel AT	Diesel / Automatic	Rs. 17,29,700	Rs. 15,17,820	Rs. 5,04,775	Rs. 32,624
King DT	Petrol / Manual	Rs. 17,42,800	Rs. 15,29,356	Rs. 5,09,049	Rs. 32,872
SX Premium DT Diesel	Diesel / Manual	Rs. 17,45,350	Rs. 15,31,602	Rs. 5,10,425	Rs. 32,920
SX Premium iVT Summer Edition	Petrol / Automatic	Rs. 17,77,900	Rs. 15,60,267	Rs. 5,18,855	Rs. 33,536
SX Premium iVT	Petrol / Automatic	Rs. 17,78,700	Rs. 15,60,972	Rs. 5,18,366	Rs. 33,551
SX Premium Diesel Summer Edition	Diesel / Manual	Rs. 17,88,900	Rs. 15,69,955	Rs. 5,21,970	Rs. 33,744
SX Premium Diesel	Diesel / Manual	Rs. 17,92,700	Rs. 15,73,301	Rs. 5,22,278	Rs. 33,816
SX Premium iVT DT	Petrol / Automatic	Rs. 17,93,700	Rs. 15,74,182	Rs. 5,24,143	Rs. 33,835
King iVT	Petrol / Automatic	Rs. 18,68,800	Rs. 16,40,319	Rs. 5,42,953	Rs. 35,257
King Diesel	Diesel / Manual	Rs. 18,79,759	Rs. 16,49,970	Rs. 5,45,159	Rs. 35,464
King Knight iVT	Petrol / Automatic	Rs. 18,83,300	Rs. 16,53,088	Rs. 5,46,898	Rs. 35,531
King iVT DT	Petrol / Automatic	Rs. 18,83,800	Rs. 16,53,529	Rs. 5,46,830	Rs. 35,541
King Diesel DT	Diesel / Manual	Rs. 18,94,242	Rs. 16,62,725	Rs. 5,49,897	Rs. 35,738
King Knight iVT DT	Petrol / Automatic	Rs. 18,96,655	Rs. 16,64,849	Rs. 5,50,240	Rs. 35,784
King Diesel AT	Diesel / Automatic	Rs. 19,71,676	Rs. 17,30,917	Rs. 5,70,328	Rs. 37,204
King Diesel AT DT	Diesel / Automatic	Rs. 19,86,159	Rs. 17,43,672	Rs. 5,74,567	Rs. 37,478
King Turbo DCT	Petrol / Automatic	Rs. 19,91,300	Rs. 17,48,199	Rs. 5,76,130	Rs. 37,576
King Turbo DCT DT	Petrol / Automatic	Rs. 20,06,300	Rs. 17,61,409	Rs. 5,78,207	Rs. 37,860

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EMI of Hyundai Creta Rivals – Grand Vitara, Brezza, Seltos

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Hyundai Creta EMI – Frequently Asked Questions

What is the starting EMI of the Hyundai Creta?

The Hyundai Creta EMI starts at ₹20,528 per month for the E petrol on a ₹9.55 Lakh loan at 10.5% for 60 months. Its on-road price in Koraput is ₹12.88 Lakh.

What is the minimum down payment for the Hyundai Creta?

About ₹3.33 Lakh for the E petrol in Koraput: the on-road price of ₹12.88 Lakh minus a ₹9.55 Lakh loan.

How much total interest will I pay on a Hyundai Creta loan?

On a ₹9.55 Lakh loan at 10.5% for 60 months you pay ₹2.77 Lakh in interest, or ₹12.32 Lakh in total.

What is the Hyundai Creta EMI for a 3-year versus a 7-year tenure?

For a ₹9.55 Lakh loan at 10.5%, the EMI is ₹31,042 per month over 3 years (₹1.62 Lakh interest) and ₹16,103 per month over 7 years (₹3.98 Lakh interest).

Which bank has the lowest interest rate for a Hyundai Creta loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹19,687 per month on a ₹9.55 Lakh loan for 60 months.

What is the EMI of the Hyundai Creta diesel automatic?

The EX (O) Diesel AT Summer Edition, the most affordable diesel automatic, costs ₹30,262 per month on a ₹14.08 Lakh loan at 10.5% for 60 months.

What is the EMI of the top Hyundai Creta variant?

The King Turbo DCT DT costs ₹37,860 per month on a ₹17.61 Lakh loan at 10.5% for 60 months.

How is the Hyundai Creta down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Hyundai Creta Q&A

Hyundai Creta

4.5 116 user reviews

Starts at Rs. 10.91 Lakh

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Hyundai Creta 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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