Essel Energy GET 1+ EMI Calculator

Updated on November 2026

The Essel Energy GET 1+ EMI is Rs. 2,173 per month for 36 months at 9.45% on a loan of Rs. 67,890, with a down payment of Rs. 17,384. This is based on the 26AH variant's on-road price of Rs. 85,274 in Delhi (ex-showroom Rs. 81,314). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: GET 1+ On-road price | GET 1+ Mileage

Essel Energy GET 1+ EMI and Down Payment

Essel Energy GET 1+ 26AH – EMI calculator

Ex-showroom

: Rs. 81,314

On-road price

: Rs. 85,274 (Delhi)

Loan amount

: Rs. 67,890 (On-road price - Down payment)

Down payment

: Rs. 17,384 (Amount paid upfront)

Monthly EMI

: Rs. 2,173 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,760

View November Offers View EMI Offers

Essel Energy GET 1+ Bike Loan EMI Calculator

Variant: 26AH
On-road price (Delhi): Rs. 85,274
Down payment: Rs. 17,384
Loan amount: Rs. 67,890
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 2,173

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Essel Energy GET 1+ Bike Loan EMI & Loan Breakdown

Monthly EMI

Rs. 2,173

36 months @ 9.45%

Down paymentRs. 17,384
Loan amountRs. 67,890
Total interestRs. 10,338
Total loan repayment (EMIs)Rs. 78,228
Total purchase outlayRs. 95,612

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the 26AH costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 20,535	Rs. 5,541	Rs. 47,355
Year 2 Months 13-24	Rs. 22,561	Rs. 3,515	Rs. 24,794
Year 3 Months 25-36	Rs. 24,794	Rs. 1,282	Rs. 0

Essel Energy GET 1+ Loan Interest Rates by Bank

Essel Energy GET 1+ loan rates, 36 months, loan Rs. 67,890
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 2,337 (36 months)
ICICI Bank	10.05% onwards	Rs. 2,192 (36 months)
Axis Bank	11% onwards	Rs. 2,223 (36 months)
Bank of Baroda	13.65% onwards	Rs. 2,309 (36 months)

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Essel Energy GET 1+ EMI by Tenure

For a Rs. 67,890 loan on the 26AH at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 5,951	Rs. 3,522	Rs. 71,412
24 months	Rs. 3,116	Rs. 6,894	Rs. 74,784
36 months	Rs. 2,173	Rs. 10,338	Rs. 78,228
48 months	Rs. 1,704	Rs. 13,902	Rs. 81,792
60 months	Rs. 1,424	Rs. 17,550	Rs. 85,440

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Essel Energy GET 1+

Starts at ₹ 81,314

View November Offers

Essel Energy GET 1+ Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 36 months at 9.45%, and the down payment is the on-road price minus the loan.

GET 1+ Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @9.45%	Down Payment	EMI (36 months)
26AH	Electric	Rs. 81,314	Rs. 85,274	Rs. 67,890	Rs. 17,384	Rs. 2,173
30AH	Electric	Rs. 86,930	Rs. 90,980	Rs. 72,783	Rs. 18,197	Rs. 2,330

How Is the Essel Energy GET 1+ EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the 26AH variant: P = Rs. 67,890, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 2,173.

The calculation starts from the Delhi on-road price of Rs. 85,274 (ex-showroom Rs. 81,314 plus insurance, RTO and other charges).

Factors That Affect Your Essel Energy GET 1+ Loan EMI

Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
Interest rate: A rate 1% higher adds about Rs. 32 to the EMI on a Rs. 67,890 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
Loan tenure: Over 12 months the EMI is Rs. 5,951; over 60 months it drops to Rs. 1,424 but you pay Rs. 14,028 more in interest.
Variant and city: In Delhi the EMI ranges from Rs. 2,173 (26AH) to Rs. 2,330 (30AH). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Essel Energy GET 1+ EMI vs Splendor Plus, SP125, Activa

Starting EMI of each model's base variant, worked out the same way as the Essel Energy GET 1+: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Hero Splendor Plus Standard	Rs. 93,372	Rs. 2,106	36 months	9.45%	Compare with GET 1+
Honda SP125 STD	Rs. 1,07,340	Rs. 2,429	36 months	9.45%	Compare with GET 1+
Honda Activa STD	Rs. 92,175	Rs. 2,035	36 months	9.45%	Compare with GET 1+
Hero Splendor Plus XTEC Drum	Rs. 95,510	Rs. 2,204	36 months	9.45%	Compare with GET 1+

Frequently Asked Questions About Essel Energy GET 1+ EMI

What is the monthly EMI for the Essel Energy GET 1+?

Rs. 2,173 a month for the 26AH, on a Rs. 67,890 loan at 9.45% for 3 years. The top 30AH works out to Rs. 2,330.

How much down payment is required for the Essel Energy GET 1+?

About Rs. 17,384 for the 26AH in Delhi. That's the on-road price of Rs. 85,274 minus the Rs. 67,890 loan.

How does the loan tenure affect the Essel Energy GET 1+ EMI?

Over 1 year the EMI is Rs. 5,951 and you pay Rs. 3,522 in interest. Stretch it to 5 years and the EMI drops to Rs. 1,424, but interest rises to Rs. 17,550.

Is the Essel Energy GET 1+ EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the 26AH costs Rs. 85,274 on-road, which includes Rs. 3,760 insurance and Rs. 200 RTO and other charges.

Does the Essel Energy GET 1+ EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Essel Energy GET 1+ loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 67,890 loan comes to Rs. 2,192 a month.

Ask or read owner questions on Essel Energy GET 1+ Q&A

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