Honda SP 125 EMI Calculator


Updated on October 2026
The Honda SP 125 EMI is Rs. 2,429 per month for 36 months at 9.45% on a loan of Rs. 75,891, with a down payment of Rs. 28,317. This is based on the STD variant's on-road price of Rs. 1,04,208 in Delhi (ex-showroom Rs. 90,498). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: SP125 On-road price | SP125 Mileage

Honda SP 125 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 90,498
On-road price
: Rs. 1,04,208  (Delhi)
Loan amount
: Rs. 75,891  (On-road - Down payment)
Down payment
: Rs. 28,317  (On-road - Loan amount)
Monthly EMI
: Rs. 2,429  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,471
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Honda SP 125 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 1,04,208
Down payment
Rs. 28,317
Loan amount
Rs. 75,891
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,429
Total interest
Rs. 11,553
Total payable
Rs. 87,444
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Honda SP 125 Loan Interest Rates by Bank

Honda SP 125 loan rates, 36 months, loan Rs. 75,891
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,612 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,451 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,485 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,581 (36 months)
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Honda SP 125 EMI by Tenure

For a Rs. 75,891 loan on the STD petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 6,653 Rs. 3,945 Rs. 79,836
24 months Rs. 3,483 Rs. 7,701 Rs. 83,592
36 months Rs. 2,429 Rs. 11,553 Rs. 87,444
48 months Rs. 1,905 Rs. 15,549 Rs. 91,440
60 months Rs. 1,592 Rs. 19,629 Rs. 95,520
Honda SP 125
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Honda SP 125
4.4 399 user reviews
Starts at ₹ 90,498
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Honda SP 125 Variant-wise EMI & Down Payment

SP125 Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
STD Petrol Rs. 90,498 Rs. 75,891 Rs. 28,317 Rs. 2,429
DLX Petrol Rs. 98,086 Rs. 82,501 Rs. 30,064 Rs. 2,641

Honda SP 125 EMI vs Shine 100, SP160, Xtreme 125R

Honda SP 125 EMI FAQs

What is the EMI for the Honda SP 125?

Rs. 2,429 per month for the STD variant (loan Rs. 75,891, 9.45%, 36 months). Over 60 months it is Rs. 1,592.

What is the down payment for the Honda SP 125?

Rs. 28,317 for STD and Rs. 30,064 for DLX in ZigWheels' default calculation.

What is the EMI for the Honda SP 125 DLX variant?

Rs. 2,641 per month on a loan of Rs. 82,501 at 9.45% for 36 months.

Which bank has the lowest rate for a Honda SP 125 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,451 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Honda SP 125 loan?

Rs. 11,553 over 36 months on the STD loan at 9.45%.

What on-road price is the Honda SP 125 EMI based on?

Rs. 1,04,208 in Delhi: ex-showroom Rs. 90,498, insurance Rs. 6,471, RTO and other charges Rs. 7,239.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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