Ather 450S EMI Calculator

Updated on October 2026

The Ather 450S EMI is Rs. 2,717 per month for 36 months at 9.45% on a loan of Rs. 84,877, with a down payment of Rs. 20,974. This is based on the IDC 161 KM - Mono variant's on-road price of Rs. 1,05,851 in Delhi (ex-showroom Rs. 1,00,812). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: 450S On-road price | 450S Mileage

Ather 450S EMI and Down Payment (Delhi)

Ather Energy 450S IDC 161 KM - Mono – EMI calculator

Ex-showroom

: Rs. 1,00,812

On-road price

: Rs. 1,05,851 (Delhi)

Loan amount

: Rs. 84,877 (On-road - Down payment)

Down payment

: Rs. 20,974 (On-road - Loan amount)

Monthly EMI

: Rs. 2,717 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 5,039

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Ather 450S Bike Loan EMI Calculator

On-road price (Delhi): Rs. 1,05,851
Down payment: Rs. 20,974
Loan amount: Rs. 84,877
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 2,717
Total interest: Rs. 12,935
Total payable: Rs. 97,812

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Ather 450S Loan Interest Rates by Bank

Ather 450S loan rates, 36 months, loan Rs. 84,877
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 2,922 (36 months)
ICICI Bank	10.05% onwards	Rs. 2,741 (36 months)
Axis Bank	11% onwards	Rs. 2,779 (36 months)
Bank of Baroda	13.65% onwards	Rs. 2,886 (36 months)

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Ather 450S EMI by Tenure

For a Rs. 84,877 loan on the IDC 161 KM - Mono electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 7,440	Rs. 4,403	Rs. 89,280
24 months	Rs. 3,895	Rs. 8,603	Rs. 93,480
36 months	Rs. 2,717	Rs. 12,935	Rs. 97,812
48 months	Rs. 2,130	Rs. 17,363	Rs. 1,02,240
60 months	Rs. 1,781	Rs. 21,983	Rs. 1,06,860

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Ather 450S

4.2 0 user reviews

Starts at ₹ 1,00,812

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Ather 450S Variant-wise EMI & Down Payment

450S Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
IDC 161 KM - Mono	Electric	Rs. 1,00,812	Rs. 84,877	Rs. 20,974	Rs. 2,717
IDC 122 KM - Mono	Electric	Rs. 1,27,888	Rs. 1,08,465	Rs. 27,180	Rs. 3,472
IDC 122 KM - Super Matte	Electric	Rs. 1,28,888	Rs. 1,09,336	Rs. 27,309	Rs. 3,500
IDC 122 KM - Super Matte Stack Pro	Electric	Rs. 1,44,888	Rs. 1,23,275	Rs. 29,370	Rs. 3,946
IDC 161 KM - Super Matte	Electric	Rs. 1,53,046	Rs. 1,30,382	Rs. 30,692	Rs. 4,173
IDC 122 KM - Mono Stack Pro	Electric	Rs. 1,53,312	Rs. 1,30,614	Rs. 28,656	Rs. 4,181
IDC 161 KM - Mono Stack Pro	Electric	Rs. 1,68,310	Rs. 1,43,680	Rs. 30,851	Rs. 4,599
IDC 161 KM - Super Matte Stack Pro	Electric	Rs. 1,70,046	Rs. 1,45,192	Rs. 32,882	Rs. 4,648

Ather 450S EMI vs SP125, Splendor Plus XTEC, Access 125

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Ather 450S EMI FAQs

What is the EMI for the Ather 450S?

Rs. 2,717 per month for the IDC 161 KM - Mono variant (loan Rs. 84,877, 9.45%, 36 months). Over 60 months it is Rs. 1,781.

What is the down payment for the Ather 450S?

Rs. 20,974 for IDC 161 KM - Mono, Rs. 27,180 for IDC 122 KM - Mono, Rs. 27,309 for IDC 122 KM - Super Matte and Rs. 32,882 for IDC 161 KM - Super Matte Stack Pro in ZigWheels' default calculation.

What is the EMI for the Ather 450S IDC 161 KM - Super Matte Stack Pro variant?

Rs. 4,648 per month on a loan of Rs. 1,45,192 at 9.45% for 36 months.

Which bank has the lowest rate for a Ather 450S loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,741 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Ather 450S loan?

Rs. 12,935 over 36 months on the IDC 161 KM - Mono loan at 9.45%.

What on-road price is the Ather 450S EMI based on?

Rs. 1,05,851 in Delhi: ex-showroom Rs. 1,00,812, insurance Rs. 5,039, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Ather 450S Q&A

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