Zelo Zaeden+ EMI Calculator

Updated on October 2026

The Zelo Zaeden+ EMI is Rs. 2,385 per month for 36 months at 9.45% on a loan of Rs. 74,499, with a down payment of Rs. 18,624. This is based on the STD variant's on-road price of Rs. 93,123 in Delhi (ex-showroom Rs. 88,900). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Zaeden+ On-road price | Zaeden+ Mileage

Zelo Zaeden+ EMI and Down Payment (Delhi)

Ex-showroom

: Rs. 88,900

On-road price

: Rs. 93,123 (Delhi)

Loan amount

: Rs. 74,499 (On-road - Down payment)

Down payment

: Rs. 18,624 (On-road - Loan amount)

Monthly EMI

: Rs. 2,385 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 4,023

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Zelo Zaeden+ Bike Loan EMI Calculator

On-road price (Delhi): Rs. 93,123
Down payment: Rs. 18,624
Loan amount: Rs. 74,499
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 2,385
Total interest: Rs. 11,361
Total payable: Rs. 85,860

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Zelo Zaeden+ Loan Interest Rates by Bank

Zelo Zaeden+ loan rates, 36 months, loan Rs. 74,499
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 2,564 (36 months)
ICICI Bank	10.05% onwards	Rs. 2,406 (36 months)
Axis Bank	11% onwards	Rs. 2,439 (36 months)
Bank of Baroda	13.65% onwards	Rs. 2,534 (36 months)

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Zelo Zaeden+ EMI by Tenure

For a Rs. 74,499 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 6,531	Rs. 3,873	Rs. 78,372
24 months	Rs. 3,419	Rs. 7,557	Rs. 82,056
36 months	Rs. 2,385	Rs. 11,361	Rs. 85,860
48 months	Rs. 1,870	Rs. 15,261	Rs. 89,760
60 months	Rs. 1,563	Rs. 19,281	Rs. 93,780

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Zelo Zaeden+

Starts at ₹ 88,900

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Zelo Zaeden+ EMI vs Splendor Plus, Activa, SP125

Hero Splendor Plus
Rs. 78,912
Splendor Plus EMI Compare with Zaeden+
Honda Activa
Rs. 76,358
Activa EMI Compare with Zaeden+
Honda SP125
Rs. 90,498
SP125 EMI Compare with Zaeden+
Hero Splendor Plus XTEC
Rs. 82,418
Splendor Plus XTEC EMI Compare with Zaeden+
Suzuki Access 125
Rs. 82,185
Access 125 EMI Compare with Zaeden+

Zelo Zaeden+ EMI FAQs

What is the EMI for the Zelo Zaeden+?

Rs. 2,385 per month for the STD variant (loan Rs. 74,499, 9.45%, 36 months). Over 60 months it is Rs. 1,563.

What is the down payment for the Zelo Zaeden+?

Rs. 18,624 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Zelo Zaeden+ loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,406 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Zelo Zaeden+ loan?

Rs. 11,361 over 36 months on the STD loan at 9.45%.

What on-road price is the Zelo Zaeden+ EMI based on?

Rs. 93,123 in Delhi: ex-showroom Rs. 88,900, insurance Rs. 4,023, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Zelo Zaeden+ Q&A

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Zelo Zaeden Rs. 52,900

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