Yamaha FZ X EMI Calculator


Updated on October 2026
The Yamaha FZ X EMI is Rs. 3,413 per month for 36 months at 9.45% on a loan of Rs. 1,06,611, with a down payment of Rs. 34,892. This is based on the Metallic Black and Dark Matte Blue variant's on-road price of Rs. 1,41,503 in Hoshangabad (ex-showroom Rs. 1,25,760). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: FZ X On-road price | FZ X Mileage

Yamaha FZ X EMI and Down Payment (Hoshangabad)

Ex-showroom
: Rs. 1,25,760
On-road price
: Rs. 1,41,503  (Hoshangabad)
Loan amount
: Rs. 1,06,611  (On-road - Down payment)
Down payment
: Rs. 34,892  (On-road - Loan amount)
Monthly EMI
: Rs. 3,413  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,940
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Yamaha FZ X Bike Loan EMI Calculator

On-road price (Hoshangabad)
Rs. 1,41,503
Down payment
Rs. 34,892
Loan amount
Rs. 1,06,611
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,413
Total interest
Rs. 16,257
Total payable
Rs. 1,22,868
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Yamaha FZ X Loan Interest Rates by Bank

Yamaha FZ X loan rates, 36 months, loan Rs. 1,06,611
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,670 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,443 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,490 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,626 (36 months)
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Yamaha FZ X EMI by Tenure

For a Rs. 1,06,611 loan on the Metallic Black and Dark Matte Blue petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 9,346 Rs. 5,541 Rs. 1,12,152
24 months Rs. 4,893 Rs. 10,821 Rs. 1,17,432
36 months Rs. 3,413 Rs. 16,257 Rs. 1,22,868
48 months Rs. 2,676 Rs. 21,837 Rs. 1,28,448
60 months Rs. 2,236 Rs. 27,549 Rs. 1,34,160
Yamaha FZ X
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Yamaha FZ X
4.0 223 user reviews
Starts at ₹ 1,25,760
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Yamaha FZ X Variant-wise EMI & Down Payment

FZ X Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
Metallic Black and Dark Matte Blue Petrol Rs. 1,25,760 Rs. 1,06,611 Rs. 34,892 Rs. 3,413
Dark Matte Blue Petrol Rs. 1,34,070 Rs. 1,13,851 Rs. 36,702 Rs. 3,644

Yamaha FZ X EMI vs XSR 155, Raider, Ronin

Yamaha FZ X EMI FAQs

What is the EMI for the Yamaha FZ X?

Rs. 3,413 per month for the Metallic Black and Dark Matte Blue variant (loan Rs. 1,06,611, 9.45%, 36 months). Over 60 months it is Rs. 2,236.

What is the down payment for the Yamaha FZ X?

Rs. 34,892 for Metallic Black and Dark Matte Blue and Rs. 36,702 for Dark Matte Blue in ZigWheels' default calculation.

What is the EMI for the Yamaha FZ X Dark Matte Blue variant?

Rs. 3,644 per month on a loan of Rs. 1,13,851 at 9.45% for 36 months.

Which bank has the lowest rate for a Yamaha FZ X loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,443 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Yamaha FZ X loan?

Rs. 16,257 over 36 months on the Metallic Black and Dark Matte Blue loan at 9.45%.

What on-road price is the Yamaha FZ X EMI based on?

Rs. 1,41,503 in Hoshangabad: ex-showroom Rs. 1,25,760, insurance Rs. 6,940, RTO and other charges Rs. 8,803.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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