Bajaj Pulsar N160 S EMI Calculator


Updated on November 2026
The Bajaj Pulsar N160 S EMI is Rs. 3,529 per month for 36 months at 11.99% on a loan of Rs. 1,06,257, with a down payment of Rs. 51,049. This is based on the STD variant's on-road price of Rs. 1,57,306 in Muradnagar (ex-showroom Rs. 1,32,892). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Pulsar N160 S On-road price | Pulsar N160 S Mileage

Bajaj Pulsar N160 S EMI and Down Payment

Ex-showroom
: Rs. 1,32,892
On-road price
: Rs. 1,57,306  (Muradnagar)
Loan amount
: Rs. 1,06,257  (On-road price - Down payment)
Down payment
: Rs. 51,049  (Amount paid upfront)
Monthly EMI
: Rs. 3,529  (For Tenure of 36 months @ 11.99%; banks start from 10.05%)
Insurance
: Rs. 10,925
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Bajaj Pulsar N160 S Bike Loan EMI Calculator

Variant
STD
On-road price (Muradnagar)
Rs. 1,57,306
Down payment
Rs. 51,049
Loan amount
Rs. 1,06,257
Interest rate
11.99%
Tenure
36 months
Monthly EMI
Rs. 3,529
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Bajaj Pulsar N160 S Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 3,529
36 months @ 11.99%
  • Down paymentRs. 51,049
  • Loan amountRs. 1,06,257
  • Total interestRs. 20,787
  • Total loan repayment (EMIs)Rs. 1,27,044
  • Total purchase outlayRs. 1,78,093

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the STD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 31,290Rs. 11,058Rs. 74,967
Year 2 Months 13-24Rs. 35,255Rs. 7,093Rs. 39,712
Year 3 Months 25-36Rs. 39,712Rs. 2,636Rs. 0
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Bajaj Pulsar N160 S Loan Interest Rates by Bank

Bajaj Pulsar N160 S loan rates, 36 months, loan Rs. 1,06,257
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,657 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,431 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,479 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,614 (36 months)
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Bajaj Pulsar N160 S EMI by Tenure

For a Rs. 1,06,257 loan on the STD at 11.99%.

Tenure EMI Total Interest Total Payable
12 months Rs. 9,440 Rs. 7,023 Rs. 1,13,280
24 months Rs. 5,001 Rs. 13,767 Rs. 1,20,024
36 months Rs. 3,529 Rs. 20,787 Rs. 1,27,044
48 months Rs. 2,798 Rs. 28,047 Rs. 1,34,304
60 months Rs. 2,363 Rs. 35,523 Rs. 1,41,780
Bajaj Pulsar N160 S
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Bajaj Pulsar N160 S
Starts at ₹ 1,32,892
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Bajaj Pulsar N160 S Variant-Wise EMI

On-road prices in Muradnagar. Every variant uses the same rule: the loan runs 36 months at 11.99%, and the down payment is the on-road price minus the loan.

Pulsar N160 S Variants Fuel/Transmission Ex-showroom On-road Price Loan @11.99% Down Payment EMI (36 months)
STD Petrol Rs. 1,32,892 Rs. 1,57,306 Rs. 1,06,257 Rs. 51,049 Rs. 3,529
S Petrol Rs. 1,42,048 Rs. 1,67,531 Rs. 1,13,781 Rs. 53,750 Rs. 3,779

How Is the Bajaj Pulsar N160 S EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the STD variant: P = Rs. 1,06,257, r = (11.99 ÷ 12) ÷ 100 = 0.009992 and n = 36 months, which gives an EMI of Rs. 3,529.

The calculation starts from the Muradnagar on-road price of Rs. 1,57,306 (ex-showroom Rs. 1,32,892 plus insurance, RTO and other charges).

Factors That Affect Your Bajaj Pulsar N160 S Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 332 at 11.99% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 51 to the EMI on a Rs. 1,06,257 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 9,440; over 60 months it drops to Rs. 2,363 but you pay Rs. 28,500 more in interest.
  • Variant and city: In Muradnagar the EMI ranges from Rs. 3,529 (STD) to Rs. 3,779 (S). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Bajaj Pulsar N160 S EMI vs Pulsar N160, Pulsar N250, Apache RTR 160 4V

Starting EMI of each model's base variant, worked out the same way as the Bajaj Pulsar N160 S: the down payment is the on-road price minus the loan, and the rate depends on the price, so check it in each row.

ModelOn-road PriceEMITenureInterest RateCompare
Bajaj Pulsar N160 SD USD Single Seat Rs. 1,44,694 Rs. 3,188 36 months 11.99% Compare with Pulsar N160 S
Bajaj Pulsar N250 STD Rs. 1,72,684 Rs. 3,872 36 months 11.99% Compare with Pulsar N160 S
TVS Apache RTR 160 4V RM Disc (Black Edition) Rs. 1,43,120 Rs. 3,257 36 months 9.45% Compare with Pulsar N160 S
Hero Xtreme 160R 4V Pro Rs. 1,61,894 Rs. 3,726 36 months 9.45% Compare with Pulsar N160 S

Frequently Asked Questions About Bajaj Pulsar N160 S EMI

What is the monthly EMI for the Bajaj Pulsar N160 S?

Rs. 3,529 a month for the STD, on a Rs. 1,06,257 loan at 11.99% for 3 years. The top S works out to Rs. 3,779.

How much down payment is required for the Bajaj Pulsar N160 S?

About Rs. 51,049 for the STD in Muradnagar. That's the on-road price of Rs. 1,57,306 minus the Rs. 1,06,257 loan.

How does the loan tenure affect the Bajaj Pulsar N160 S EMI?

Over 1 year the EMI is Rs. 9,440 and you pay Rs. 7,023 in interest. Stretch it to 5 years and the EMI drops to Rs. 2,363, but interest rises to Rs. 35,523.

Is the Bajaj Pulsar N160 S EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Muradnagar the STD costs Rs. 1,57,306 on-road, which includes Rs. 10,925 insurance and Rs. 13,489 RTO and other charges.

Does the Bajaj Pulsar N160 S EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Bajaj Pulsar N160 S loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 1,06,257 loan comes to Rs. 3,431 a month.

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