Triumph Speed Triple 1200 EMI Calculator


Updated on November 2026
The Triumph Speed Triple 1200 EMI is Rs. 60,120 per month for 36 months at 9% on a loan of Rs. 18,90,586, with a down payment of Rs. 5,30,892. This is based on the RS variant's on-road price of Rs. 24,21,478 in Jamshedpur (ex-showroom Rs. 21,75,900). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Speed Triple 1200 On-road price | Speed Triple 1200 Mileage

Triumph Speed Triple 1200 EMI and Down Payment

Ex-showroom
: Rs. 21,75,900
On-road price
: Rs. 24,21,478  (Jamshedpur)
Loan amount
: Rs. 18,90,586  (On-road price - Down payment)
Down payment
: Rs. 5,30,892  (Amount paid upfront)
Monthly EMI
: Rs. 60,120  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 49,547
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Triumph Speed Triple 1200 Bike Loan EMI Calculator

Variant
RS
On-road price (Jamshedpur)
Rs. 24,21,478
Down payment
Rs. 5,30,892
Loan amount
Rs. 18,90,586
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 60,120
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Triumph Speed Triple 1200 Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 60,120
36 months @ 9%
  • Down paymentRs. 5,30,892
  • Loan amountRs. 18,90,586
  • Total interestRs. 2,73,734
  • Total loan repayment (EMIs)Rs. 21,64,320
  • Total purchase outlayRs. 26,95,212

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the RS costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 5,74,606Rs. 1,46,834Rs. 13,15,980
Year 2 Months 13-24Rs. 6,28,508Rs. 92,932Rs. 6,87,472
Year 3 Months 25-36Rs. 6,87,472Rs. 33,968Rs. 0
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Triumph Speed Triple 1200 Loan Interest Rates by Bank

Triumph Speed Triple 1200 loan rates, 36 months, loan Rs. 18,90,586
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 65,076 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 61,048 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 61,895 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 64,295 (36 months)
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Triumph Speed Triple 1200 EMI by Tenure

For a Rs. 18,90,586 loan on the RS at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 1,65,335 Rs. 93,434 Rs. 19,84,020
24 months Rs. 86,371 Rs. 1,82,318 Rs. 20,72,904
36 months Rs. 60,120 Rs. 2,73,734 Rs. 21,64,320
48 months Rs. 47,047 Rs. 3,67,670 Rs. 22,58,256
60 months Rs. 39,245 Rs. 4,64,114 Rs. 23,54,700
Triumph Speed Triple 1200
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Triumph Speed Triple 1200
4.2 1 user reviews
Starts at ₹ 21,75,900
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Triumph Speed Triple 1200 Variant-Wise EMI

On-road prices in Jamshedpur. Every variant uses the same rule: the loan runs 36 months at 9%, and the down payment is the on-road price minus the loan.

Speed Triple 1200 Variants Fuel/Transmission Ex-showroom On-road Price Loan @9% Down Payment EMI (36 months)
RS Petrol / Manual Rs. 21,75,900 Rs. 24,21,478 Rs. 18,90,586 Rs. 5,30,892 Rs. 60,120
RX Limited Edition Petrol Rs. 23,06,900 Rs. 25,66,177 Rs. 20,04,737 Rs. 5,61,440 Rs. 63,750

How Is the Triumph Speed Triple 1200 EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the RS variant: P = Rs. 18,90,586, r = (9 ÷ 12) ÷ 100 = 0.0075 and n = 36 months, which gives an EMI of Rs. 60,120.

The calculation starts from the Jamshedpur on-road price of Rs. 24,21,478 (ex-showroom Rs. 21,75,900 plus insurance, RTO and other charges).

Factors That Affect Your Triumph Speed Triple 1200 Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 318 at 9% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 884 to the EMI on a Rs. 18,90,586 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 1,65,335; over 60 months it drops to Rs. 39,245 but you pay Rs. 3,70,680 more in interest.
  • Variant and city: In Jamshedpur the EMI ranges from Rs. 60,120 (RS) to Rs. 63,750 (RX Limited Edition). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Triumph Speed Triple 1200 EMI vs Ninja ZX-10R, Hayabusa, S 1000 RR

Starting EMI of each model's base variant, worked out the same way as the Triumph Speed Triple 1200: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Kawasaki Ninja ZX-10R STD Rs. 23,14,445 Rs. 57,435 36 months 9% Compare with Speed Triple 1200
Suzuki Hayabusa STD Rs. 21,15,622 Rs. 52,447 36 months 9% Compare with Speed Triple 1200
BMW S 1000 RR STD Rs. 26,41,398 Rs. 65,637 36 months 9% Compare with Speed Triple 1200
Triumph Rocket 3 R Rs. 26,72,437 Rs. 66,416 36 months 9% Compare with Speed Triple 1200

Frequently Asked Questions About Triumph Speed Triple 1200 EMI

What is the monthly EMI for the Triumph Speed Triple 1200?

Rs. 60,120 a month for the RS, on a Rs. 18,90,586 loan at 9% for 3 years. The top RX Limited Edition works out to Rs. 63,750.

How much down payment is required for the Triumph Speed Triple 1200?

About Rs. 5,30,892 for the RS in Jamshedpur. That's the on-road price of Rs. 24,21,478 minus the Rs. 18,90,586 loan.

How does the loan tenure affect the Triumph Speed Triple 1200 EMI?

Over 1 year the EMI is Rs. 1,65,335 and you pay Rs. 93,434 in interest. Stretch it to 5 years and the EMI drops to Rs. 39,245, but interest rises to Rs. 4,64,114.

Is the Triumph Speed Triple 1200 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Jamshedpur the RS costs Rs. 24,21,478 on-road, which includes Rs. 49,547 insurance and Rs. 1,96,031 RTO and other charges.

Does the Triumph Speed Triple 1200 EMI calculator include the processing fee?

Yes. The Rs. 5,450 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Triumph Speed Triple 1200 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 18,90,586 loan comes to Rs. 61,048 a month.

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