Toyota Land Cruiser 300 EMI Calculator


Updated on October 2026
Toyota Land Cruiser 300 EMI starts at ₹4,12,056 per month for the ZX diesel (₹2.18 Crore ex-showroom, ₹2.63 Crore on-road Delhi), on a ₹1.92 Crore loan at 10.5% for 60 months. Down payment: ₹70.82 Lakh. Total interest: ₹55.53 Lakh. The top GR S costs ₹4,25,652/month.
Also see: Land Cruiser 300 On-road price | Land Cruiser 300 Variants | Land Cruiser 300 Mileage

Toyota Land Cruiser 300 EMI and Down Payment

Ex-showroom
: Rs. 2,17,75,000
On-road price
: Rs. 2,62,52,495  (Delhi)
Loan amount
: Rs. 1,91,70,823  (On-road - Down payment)
Down payment
: Rs. 70,81,672  (On-road - Loan amount)
Monthly EMI
: Rs. 4,12,056  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 8,68,920
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Toyota Land Cruiser 300 Car Loan EMI Calculator

Variant
ZX
On-road price (Delhi)
Rs. 2,62,52,495
Down payment
Rs. 70,81,672
Loan amount
Rs. 1,91,70,823
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 4,12,056
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Toyota Land Cruiser 300 Car Loan EMI & Loan Breakdown

Monthly EMI
Rs. 4,12,056
60 months @ 10.5%
  • Down paymentRs. 70,81,672
  • Loan amountRs. 1,91,70,823
  • Total interestRs. 55,52,537
  • Total loan repayment (EMIs)Rs. 2,47,23,360
  • Total purchase outlayRs. 3,18,05,032

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the ZX costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 30,77,023Rs. 18,67,649Rs. 1,60,93,800
Year 2 Months 13-24Rs. 34,16,121Rs. 15,28,551Rs. 1,26,77,679
Year 3 Months 25-36Rs. 37,92,589Rs. 11,52,083Rs. 88,85,090
Year 4 Months 37-48Rs. 42,10,546Rs. 7,34,126Rs. 46,74,544
Year 5 Months 49-60Rs. 46,74,544Rs. 2,70,128Rs. 0
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Toyota Land Cruiser 300 Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 3,96,561 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 3,97,955 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 3,99,352 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 3,95,169 (60 months)
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Toyota Land Cruiser 300 EMI by Loan Tenure

For a Rs. 1,91,70,823 loan on the ZX diesel at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 6,23,099 Rs. 32,60,741 Rs. 2,24,31,564
48 months Rs. 4,90,838 Rs. 43,89,401 Rs. 2,35,60,224
60 months Rs. 4,12,056 Rs. 55,52,537 Rs. 2,47,23,360
84 months Rs. 3,23,233 Rs. 79,80,749 Rs. 2,71,51,572
Toyota Land Cruiser 300
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Toyota Land Cruiser 300
4.4 8 user reviews
Starts at ₹ 2.18 Crore
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Toyota Land Cruiser 300 Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

Land Cruiser 300 Variants Fuel/Transmission Ex-showroom On-road Price Loan @10.5% Down Payment EMI (60 months)
ZX Diesel / Automatic Rs. 2,17,75,000 Rs. 2,62,52,495 Rs. 1,91,70,823 Rs. 70,81,672 Rs. 4,12,056
GR S Diesel / Automatic Rs. 2,24,93,300 Rs. 2,71,10,548 Rs. 1,98,03,398 Rs. 73,07,150 Rs. 4,25,652

How Is the Toyota Land Cruiser 300 EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the ZX diesel variant: P = ₹1.92 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹4,12,056.

The calculation starts from the Delhi on-road price of ₹2.63 Crore (ex-showroom ₹2.18 Crore plus insurance, RTO and other charges).

Factors That Affect Your Toyota Land Cruiser 300 Loan EMI

  • Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
  • Interest rate: A rate 1% higher adds about ₹9,560 to the EMI on a ₹1.92 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
  • Loan tenure: Over 36 months the EMI is ₹6,23,099; over 84 months it drops to ₹3,23,233 but you pay ₹47.20 Lakh more in interest.
  • Variant and city: In Delhi the EMI ranges from ₹4,12,056 (ZX diesel) to ₹4,25,652 (GR S). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Toyota Land Cruiser 300 Rivals – Range Rover, Porsche 911, M5

Starting EMI of each model's base variant, worked out the same way as the Toyota Land Cruiser 300: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Land Rover Range Rover 3.0 I Diesel LWB HSE Rs. 2,84,39,521 Rs. 4,54,172 60 months 10.5% Compare with Land Cruiser 300
Porsche 911 Carrera Rs. 2,29,86,894 Rs. 3,78,154 60 months 10.5% Compare with Land Cruiser 300
BMW M5 xDrive Rs. 2,43,64,218 Rs. 4,00,225 60 months 10.5% Compare with Land Cruiser 300
BMW 7 Series 740 Rs. 2,24,30,990 Rs. 3,68,993 60 months 10.5% Compare with Land Cruiser 300

Frequently Asked Questions About Toyota Land Cruiser 300 EMI

What is the monthly EMI for the Toyota Land Cruiser 300?

₹4,12,056 a month for the ZX diesel, on a ₹1.92 Crore loan at 10.5% for 5 years. The top GR S works out to ₹4,25,652.

How much down payment is required for the Toyota Land Cruiser 300?

About ₹70.82 Lakh for the ZX diesel in Delhi. That's the on-road price of ₹2.63 Crore minus the ₹1.92 Crore loan.

How does the loan tenure affect the Toyota Land Cruiser 300 EMI?

Over 3 years the EMI is ₹6,23,099 and you pay ₹32.61 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹3,23,233, but interest rises to ₹79.81 Lakh.

Is the Toyota Land Cruiser 300 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the ZX diesel costs ₹2.63 Crore on-road, which includes ₹8.69 Lakh insurance and ₹36.09 Lakh RTO and other charges.

Does the Toyota Land Cruiser 300 EMI calculator include the processing fee?

Yes. The ₹5,450 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Toyota Land Cruiser 300 loan?

Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹1.92 Crore loan comes to ₹3,95,169 a month.

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Toyota Land Cruiser 300
4.4 8 user reviews
Starts at Rs. 2.18 Crore
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