BMW M5 EMI Calculator


Updated on October 2026
BMW M5 EMI starts at ₹4,00,225 per month for the xDrive petrol (₹2.12 Crore ex-showroom, ₹2.44 Crore on-road Delhi), on a ₹1.86 Crore loan at 10.5% for 60 months. Down payment: ₹57.44 Lakh. Total interest: ₹53.93 Lakh.
Also see: M5 On-road price | M5 Variants | M5 Mileage

BMW M5 xDrive EMI & Down Payment

Ex-showroom
: Rs. 2,11,50,000
On-road price
: Rs. 2,43,64,218  (Delhi)
Loan amount
: Rs. 1,86,20,414  (On-road - Down payment)
Down payment
: Rs. 57,43,804  (On-road - Loan amount)
Monthly EMI
: Rs. 4,00,225  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 8,44,818
View October Offers Apply for Loan

BMW M5 Car Loan EMI Calculator

On-road price (Delhi)
Rs. 2,43,64,218
Down payment
Rs. 57,43,804
Loan amount
Rs. 1,86,20,414
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 4,00,225
Total interest
Rs. 53,93,086
Total payable
Rs. 2,40,13,500
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
Image
Do you own a Car or Bike?
  • Interact with community
  • Become a Top Contributor
Add Car Add Bike

BMW M5 Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 3,85,175 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 3,86,529 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 3,87,886 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 3,83,824 (60 months)
View EMI Offer

BMW M5 EMI by Loan Tenure

For a Rs. 1,86,20,414 loan on the xDrive petrol at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 6,05,209 Rs. 31,67,110 Rs. 2,17,87,524
48 months Rs. 4,76,746 Rs. 42,63,394 Rs. 2,28,83,808
60 months Rs. 4,00,225 Rs. 53,93,086 Rs. 2,40,13,500
84 months Rs. 3,13,953 Rs. 77,51,638 Rs. 2,63,72,052
BMW M5
Images | Colours
BMW M5
3.8 4 user reviews
Starts at ₹ 2.12 Crore
View October Offers
Add your question
Have a question in mind?

Get Answers from over 1.2 million owners and auto-experts

Ask Your Question

EMI of BMW M5 Rivals – Range Rover, Porsche 911

BMW M5 EMI – Frequently Asked Questions

What is the starting EMI of the BMW M5?

The BMW M5 EMI starts at ₹4,00,225 per month for the xDrive petrol on a ₹1.86 Crore loan at 10.5% for 60 months. Its on-road price in Delhi is ₹2.44 Crore.

What is the minimum down payment for the BMW M5?

About ₹57.44 Lakh for the xDrive petrol in Delhi: the on-road price of ₹2.44 Crore minus a ₹1.86 Crore loan.

How much total interest will I pay on a BMW M5 loan?

On a ₹1.86 Crore loan at 10.5% for 60 months you pay ₹53.93 Lakh in interest, or ₹2.40 Crore in total.

What is the BMW M5 EMI for a 3-year versus a 7-year tenure?

For a ₹1.86 Crore loan at 10.5%, the EMI is ₹6,05,209 per month over 3 years (₹31.67 Lakh interest) and ₹3,13,953 per month over 7 years (₹77.52 Lakh interest).

Which bank has the lowest interest rate for a BMW M5 loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹3,83,824 per month on a ₹1.86 Crore loan for 60 months.

How is the BMW M5 down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on BMW M5 Q&A
BMW M5
BMW M5
3.8 4 user reviews
Starts at Rs. 2.12 Crore
Images | Colours
BMW M5 Brochure

BMW M5 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices
Download Brochure
Ad

BMW Cars in India

BMW Cars in India

Popular Electric Cars

View All Electric Cars
  1. Home ›
  2. New Cars ›
  3. Car EMI Calculator ›
  4. BMW M5 EMI Calculator
×