Shema Bold EMI Calculator

Updated on October 2026

The Shema Bold EMI is Rs. 2,198 per month for 36 months at 9.45% on a loan of Rs. 68,662, with a down payment of Rs. 17,512. This is based on the STD variant's on-road price of Rs. 86,174 in Delhi (ex-showroom Rs. 82,200). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Bold On-road price | Bold Mileage

Shema Bold EMI and Down Payment (Delhi)

Shema E-Vehicle Bold STD – EMI calculator

Ex-showroom

: Rs. 82,200

On-road price

: Rs. 86,174 (Delhi)

Loan amount

: Rs. 68,662 (On-road - Down payment)

Down payment

: Rs. 17,512 (On-road - Loan amount)

Monthly EMI

: Rs. 2,198 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,774

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Shema Bold Bike Loan EMI Calculator

On-road price (Delhi): Rs. 86,174
Down payment: Rs. 17,512
Loan amount: Rs. 68,662
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 2,198
Total interest: Rs. 10,466
Total payable: Rs. 79,128

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Shema Bold Loan Interest Rates by Bank

Shema Bold loan rates, 36 months, loan Rs. 68,662
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 2,363 (36 months)
ICICI Bank	10.05% onwards	Rs. 2,217 (36 months)
Axis Bank	11% onwards	Rs. 2,248 (36 months)
Bank of Baroda	13.65% onwards	Rs. 2,335 (36 months)

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Shema Bold EMI by Tenure

For a Rs. 68,662 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 6,019	Rs. 3,566	Rs. 72,228
24 months	Rs. 3,151	Rs. 6,962	Rs. 75,624
36 months	Rs. 2,198	Rs. 10,466	Rs. 79,128
48 months	Rs. 1,723	Rs. 14,042	Rs. 82,704
60 months	Rs. 1,440	Rs. 17,738	Rs. 86,400

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Shema Bold

5.0 0 user reviews

Starts at ₹ 82,200

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Shema Bold EMI vs Splendor Plus, SP125, Activa

Hero Splendor Plus
Rs. 78,912
Splendor Plus EMI Compare with Bold
Honda SP125
Rs. 90,498
SP125 EMI Compare with Bold
Honda Activa
Rs. 76,358
Activa EMI Compare with Bold
Hero Splendor Plus XTEC
Rs. 82,418
Splendor Plus XTEC EMI Compare with Bold
Suzuki Access 125
Rs. 82,185
Access 125 EMI Compare with Bold

Shema Bold EMI FAQs

What is the EMI for the Shema Bold?

Rs. 2,198 per month for the STD variant (loan Rs. 68,662, 9.45%, 36 months). Over 60 months it is Rs. 1,440.

What is the down payment for the Shema Bold?

Rs. 17,512 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Shema Bold loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,217 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Shema Bold loan?

Rs. 10,466 over 36 months on the STD loan at 9.45%.

What on-road price is the Shema Bold EMI based on?

Rs. 86,174 in Delhi: ex-showroom Rs. 82,200, insurance Rs. 3,774, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Shema Bold Q&A

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