Odysse Electric Hawk EMI Calculator


Updated on November 2026
The Odysse Electric Hawk EMI is Rs. 2,677 per month for 36 months at 9.45% on a loan of Rs. 83,646, with a down payment of Rs. 20,161. This is based on the Lite variant's on-road price of Rs. 1,03,807 in Delhi (ex-showroom Rs. 99,400). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Hawk On-road price | Hawk Mileage

Odysse Electric Hawk EMI and Down Payment

Ex-showroom
: Rs. 99,400
On-road price
: Rs. 1,03,807  (Delhi)
Loan amount
: Rs. 83,646  (On-road price - Down payment)
Down payment
: Rs. 20,161  (Amount paid upfront)
Monthly EMI
: Rs. 2,677  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 4,207
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Odysse Electric Hawk Bike Loan EMI Calculator

Variant
Lite
On-road price (Delhi)
Rs. 1,03,807
Down payment
Rs. 20,161
Loan amount
Rs. 83,646
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,677
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Odysse Electric Hawk Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 2,677
36 months @ 9.45%
  • Down paymentRs. 20,161
  • Loan amountRs. 83,646
  • Total interestRs. 12,726
  • Total loan repayment (EMIs)Rs. 96,372
  • Total purchase outlayRs. 1,16,533

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Lite costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 25,296Rs. 6,828Rs. 58,350
Year 2 Months 13-24Rs. 27,794Rs. 4,330Rs. 30,556
Year 3 Months 25-36Rs. 30,556Rs. 1,568Rs. 0
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Odysse Electric Hawk Loan Interest Rates by Bank

Odysse Electric Hawk loan rates, 36 months, loan Rs. 83,646
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,879 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,701 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,738 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,845 (36 months)
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Odysse Electric Hawk EMI by Tenure

For a Rs. 83,646 loan on the Lite at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 7,332 Rs. 4,338 Rs. 87,984
24 months Rs. 3,839 Rs. 8,490 Rs. 92,136
36 months Rs. 2,677 Rs. 12,726 Rs. 96,372
48 months Rs. 2,099 Rs. 17,106 Rs. 1,00,752
60 months Rs. 1,755 Rs. 21,654 Rs. 1,05,300
Odysse Electric Hawk
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Odysse Electric Hawk
2.9 10 user reviews
Starts at ₹ 99,400
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Odysse Electric Hawk Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 36 months at 9.45%, and the down payment is the on-road price minus the loan.

Hawk Variants Fuel/Transmission Ex-showroom On-road Price Loan @9.45% Down Payment EMI (36 months)
Lite Electric / Automatic Rs. 99,400 Rs. 1,03,807 Rs. 83,646 Rs. 20,161 Rs. 2,677
Plus Electric / Automatic Rs. 1,17,950 Rs. 1,22,682 Rs. 99,807 Rs. 22,875 Rs. 3,195

How Is the Odysse Electric Hawk EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Lite variant: P = Rs. 83,646, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 2,677.

The calculation starts from the Delhi on-road price of Rs. 1,03,807 (ex-showroom Rs. 99,400 plus insurance, RTO and other charges).

Factors That Affect Your Odysse Electric Hawk Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 40 to the EMI on a Rs. 83,646 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 7,332; over 60 months it drops to Rs. 1,755 but you pay Rs. 17,316 more in interest.
  • Variant and city: In Delhi the EMI ranges from Rs. 2,677 (Lite) to Rs. 3,195 (Plus). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Odysse Electric Hawk EMI vs SP125, Splendor Plus XTEC, Konarc

Starting EMI of each model's base variant, worked out the same way as the Odysse Electric Hawk: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Honda SP125 STD Rs. 1,07,340 Rs. 2,429 36 months 9.45% Compare with Hawk
Hero Splendor Plus XTEC Drum Rs. 95,510 Rs. 2,204 36 months 9.45% Compare with Hawk
Ather Konarc S (IDC 100 Km) Rs. 1,09,221 Rs. 2,750 36 months 9.45% Compare with Hawk
TVS Raider Drum Rs. 97,759 Rs. 2,261 36 months 9.45% Compare with Hawk

Frequently Asked Questions About Odysse Electric Hawk EMI

What is the monthly EMI for the Odysse Electric Hawk?

Rs. 2,677 a month for the Lite, on a Rs. 83,646 loan at 9.45% for 3 years. The top Plus works out to Rs. 3,195.

How much down payment is required for the Odysse Electric Hawk?

About Rs. 20,161 for the Lite in Delhi. That's the on-road price of Rs. 1,03,807 minus the Rs. 83,646 loan.

How does the loan tenure affect the Odysse Electric Hawk EMI?

Over 1 year the EMI is Rs. 7,332 and you pay Rs. 4,338 in interest. Stretch it to 5 years and the EMI drops to Rs. 1,755, but interest rises to Rs. 21,654.

Is the Odysse Electric Hawk EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the Lite costs Rs. 1,03,807 on-road, which includes Rs. 4,207 insurance and Rs. 200 RTO and other charges.

Does the Odysse Electric Hawk EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Odysse Electric Hawk loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 83,646 loan comes to Rs. 2,701 a month.

Ask or read owner questions on Odysse Electric Hawk Q&A

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