Moto Morini X-Cape EMI Calculator

Updated on October 2026

The Moto Morini X-Cape EMI is Rs. 17,586 per month for 36 months at 9% on a loan of Rs. 5,53,033, with a down payment of Rs. 1,65,531. This is based on the STD variant's on-road price of Rs. 7,18,564 in Delhi (ex-showroom Rs. 6,40,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: X-Cape On-road price | X-Cape Mileage

Moto Morini X-Cape EMI and Down Payment (Delhi)

Ex-showroom

: Rs. 6,40,000

On-road price

: Rs. 7,18,564 (Delhi)

Loan amount

: Rs. 5,53,033 (On-road - Down payment)

Down payment

: Rs. 1,65,531 (On-road - Loan amount)

Monthly EMI

: Rs. 17,586 (For Tenure of 36 months @ 9%; banks start from 10.05%)

Insurance

: Rs. 27,164

View October Offers View EMI Offers

Moto Morini X-Cape Bike Loan EMI Calculator

On-road price (Delhi): Rs. 7,18,564
Down payment: Rs. 1,65,531
Loan amount: Rs. 5,53,033
Interest rate: 9%
Tenure: 36 months
Monthly EMI: Rs. 17,586
Total interest: Rs. 80,063
Total payable: Rs. 6,33,096

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
..Read More
..Read Less
EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Moto Morini X-Cape Loan Interest Rates by Bank

Moto Morini X-Cape loan rates, 36 months, loan Rs. 5,53,033
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 19,036 (36 months)
ICICI Bank	10.05% onwards	Rs. 17,858 (36 months)
Axis Bank	11% onwards	Rs. 18,106 (36 months)
Bank of Baroda	13.65% onwards	Rs. 18,807 (36 months)

Apply Now

Moto Morini X-Cape EMI by Tenure

For a Rs. 5,53,033 loan on the STD petrol at 9%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 48,364	Rs. 27,335	Rs. 5,80,368
24 months	Rs. 25,265	Rs. 53,327	Rs. 6,06,360
36 months	Rs. 17,586	Rs. 80,063	Rs. 6,33,096
48 months	Rs. 13,762	Rs. 1,07,543	Rs. 6,60,576
60 months	Rs. 11,480	Rs. 1,35,767	Rs. 6,88,800

Images | Colours

Moto Morini X-Cape

4.7 2 user reviews

Starts at ₹ 6,40,000

View October Offers

Moto Morini X-Cape Variant-wise EMI & Down Payment

X-Cape Variants	Fuel/Transmission	Ex-showroom	Loan @9%	Down Payment	EMI (36 months)
STD	Petrol	Rs. 6,40,000	Rs. 5,53,033	Rs. 1,65,531	Rs. 17,586
X	Petrol / Manual	Rs. 6,70,000	Rs. 5,79,175	Rs. 1,72,226	Rs. 18,418

Moto Morini X-Cape EMI vs Z650, Ninja 500, TRK 502

Kawasaki Z650
Rs. 7.26 Lakh
Z650 EMI Compare with X-Cape
Kawasaki Ninja 500
Rs. 5.66 Lakh
Ninja 500 EMI Compare with X-Cape
Benelli TRK 502
Rs. 6.62 Lakh
TRK 502 EMI Compare with X-Cape
Honda NX500
Rs. 7.44 Lakh
NX500 EMI Compare with X-Cape
Kawasaki Eliminator
Rs. 6.16 Lakh
Eliminator EMI Compare with X-Cape

Moto Morini X-Cape EMI FAQs

What is the EMI for the Moto Morini X-Cape?

Rs. 17,586 per month for the STD variant (loan Rs. 5,53,033, 9%, 36 months). Over 60 months it is Rs. 11,480.

What is the down payment for the Moto Morini X-Cape?

Rs. 1,65,531 for STD and Rs. 1,72,226 for X in ZigWheels' default calculation.

What is the EMI for the Moto Morini X-Cape X variant?

Rs. 18,418 per month on a loan of Rs. 5,79,175 at 9% for 36 months.

Which bank has the lowest rate for a Moto Morini X-Cape loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 17,858 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Moto Morini X-Cape loan?

Rs. 80,063 over 36 months on the STD loan at 9%.

What on-road price is the Moto Morini X-Cape EMI based on?

Rs. 7,18,564 in Delhi: ex-showroom Rs. 6,40,000, insurance Rs. 27,164, RTO and other charges Rs. 51,400.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Moto Morini X-Cape Q&A

Moto Morini Bikes in India

Moto Morini SEIEMMEZZO 6 ½
Rs. 4.39 Lakh
649 cc | 22 kmpl | 54.9 bhp

Moto Morini Bikes in India

Popular Electric Bikes

Oben Rorr Evo Rs. 1.40 Lakh
Ultraviolette F77 Rs. 3.09 Lakh
Revolt RV400 Rs. 1.40 Lakh
Vida Dirt.E K3 Rs. 69,990
Ultraviolette X47 Crossover Rs. 2.49 Lakh

View All Popular Electric Bikes