MG Windsor EV EMI Calculator


Updated on October 2026
MG Windsor EV EMI starts at ₹27,988 per month for the Excite electric(battery) (₹14.85 Lakh ex-showroom, ₹16.22 Lakh on-road Delhi), on a ₹13.02 Lakh loan at 10.5% for 60 months. Down payment: ₹3.20 Lakh. Total interest: ₹3.77 Lakh. The top Essence Pro costs ₹36,128/month.
Also see: Windsor EV On-road price | Windsor EV Variants | Windsor EV Mileage

MG Windsor EV Excite EMI & Down Payment

Ex-showroom
: Rs. 14,84,800
On-road price
: Rs. 16,21,933  (Delhi)
Loan amount
: Rs. 13,02,147  (On-road - Down payment)
Down payment
: Rs. 3,19,786  (On-road - Loan amount)
Monthly EMI
: Rs. 27,988  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 63,985
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MG Windsor EV Car Loan EMI Calculator

On-road price (Delhi)
Rs. 16,21,933
Down payment
Rs. 3,19,786
Loan amount
Rs. 13,02,147
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 27,988
Total interest
Rs. 3,77,133
Total payable
Rs. 16,79,280
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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MG Windsor EV Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 26,936 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 27,030 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 27,125 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 26,841 (60 months)
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MG Windsor EV EMI by Loan Tenure

For a Rs. 13,02,147 loan on the Excite electric(battery) at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 42,323 Rs. 2,21,481 Rs. 15,23,628
48 months Rs. 33,339 Rs. 2,98,125 Rs. 16,00,272
60 months Rs. 27,988 Rs. 3,77,133 Rs. 16,79,280
84 months Rs. 21,955 Rs. 5,42,073 Rs. 18,44,220
MG Windsor EV
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MG Windsor EV
4.7 7 user reviews
Starts at ₹ 14.85 Lakh
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MG Windsor EV Variant-wise EMI & Down Payment

Windsor EV Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
Excite Electric(Battery) / Automatic Rs. 14,84,800 Rs. 13,02,147 Rs. 3,19,786 Rs. 27,988
Exclusive Electric(Battery) / Automatic Rs. 16,14,800 Rs. 14,16,632 Rs. 3,41,451 Rs. 30,449
Essence Electric(Battery) / Automatic Rs. 17,14,800 Rs. 15,04,698 Rs. 3,61,862 Rs. 32,342
Indulge Electric(Battery) / Automatic Rs. 17,88,900 Rs. 15,69,955 Rs. 3,16,297 Rs. 33,744
Exclusive Pro Electric(Battery) / Automatic Rs. 18,04,800 Rs. 15,83,957 Rs. 3,76,723 Rs. 34,045
Essence Pro Electric(Battery) / Automatic Rs. 19,14,800 Rs. 16,80,829 Rs. 3,93,585 Rs. 36,128

EMI of MG Windsor EV Rivals – Sierra, Punch, Sierra EV

MG Windsor EV EMI – Frequently Asked Questions

What is the starting EMI of the MG Windsor EV?

The MG Windsor EV EMI starts at ₹27,988 per month for the Excite electric(battery) on a ₹13.02 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹16.22 Lakh.

What is the minimum down payment for the MG Windsor EV?

About ₹3.20 Lakh for the Excite electric(battery) in Delhi: the on-road price of ₹16.22 Lakh minus a ₹13.02 Lakh loan.

How much total interest will I pay on a MG Windsor EV loan?

On a ₹13.02 Lakh loan at 10.5% for 60 months you pay ₹3.77 Lakh in interest, or ₹16.79 Lakh in total.

What is the MG Windsor EV EMI for a 3-year versus a 7-year tenure?

For a ₹13.02 Lakh loan at 10.5%, the EMI is ₹42,323 per month over 3 years (₹2.21 Lakh interest) and ₹21,955 per month over 7 years (₹5.42 Lakh interest).

Which bank has the lowest interest rate for a MG Windsor EV loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹26,841 per month on a ₹13.02 Lakh loan for 60 months.

What is the EMI of the top MG Windsor EV variant?

The Essence Pro costs ₹36,128 per month on a ₹16.81 Lakh loan at 10.5% for 60 months.

How is the MG Windsor EV down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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MG Windsor EV
MG Windsor EV
4.7 7 user reviews
Starts at Rs. 14.85 Lakh
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