Tata Sierra EMI Calculator

Updated on October 2026

Tata Sierra EMI starts at ₹21,632 per month for the Smart Plus petrol (₹11.49 Lakh ex-showroom, ₹13.58 Lakh on-road Delhi), on a ₹10.06 Lakh loan at 10.5% for 60 months. Down payment: ₹3.51 Lakh. Total interest: ₹2.91 Lakh. The top Accomplished Plus Dark Diesel AT costs ₹40,750/month.

Also see: Sierra On-road price | Sierra Variants | Sierra Offers

Tata Sierra Smart Plus EMI & Down Payment

Ex-showroom

: Rs. 11,49,000

On-road price

: Rs. 13,57,731 (Delhi)

Loan amount

: Rs. 10,06,423 (On-road - Down payment)

Down payment

: Rs. 3,51,308 (On-road - Loan amount)

Monthly EMI

: Rs. 21,632 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 55,041

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Tata Sierra Car Loan EMI Calculator

On-road price (Delhi): Rs. 13,57,731
Down payment: Rs. 3,51,308
Loan amount: Rs. 10,06,423
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 21,632
Total interest: Rs. 2,91,497
Total payable: Rs. 12,97,920

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Tata Sierra Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 20,818 (60 months)
ICICI Bank	9% onwards	Rs. 20,892 (60 months)
Axis Bank	9.15% onwards	Rs. 20,965 (60 months)
Bank of Baroda	8.7% onwards	Rs. 20,745 (60 months)

View EMI Offer

Tata Sierra EMI by Loan Tenure

For a Rs. 10,06,423 loan on the Smart Plus petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 32,711	Rs. 1,71,173	Rs. 11,77,596
48 months	Rs. 25,768	Rs. 2,30,441	Rs. 12,36,864
60 months	Rs. 21,632	Rs. 2,91,497	Rs. 12,97,920
84 months	Rs. 16,969	Rs. 4,18,973	Rs. 14,25,396

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Tata Sierra

4.6 32 user reviews

Starts at ₹ 11.49 Lakh

View October Offers

Tata Sierra Variant-wise EMI & Down Payment

Sierra Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
Smart Plus	Petrol / Manual	Rs. 11,49,000	Rs. 10,06,423	Rs. 3,51,308	Rs. 21,632
Smart Plus L	Petrol / Manual	Rs. 11,99,000	Rs. 10,50,456	Rs. 3,42,115	Rs. 22,578
Smart Plus Diesel	Diesel / Manual	Rs. 12,99,000	Rs. 11,38,521	Rs. 4,36,696	Rs. 24,471
Pure	Petrol / Manual	Rs. 13,14,000	Rs. 11,51,731	Rs. 3,95,423	Rs. 24,755
Smart Plus L Diesel	Diesel / Manual	Rs. 13,49,000	Rs. 11,82,554	Rs. 4,29,253	Rs. 25,418
Pure L	Petrol / Manual	Rs. 13,79,000	Rs. 12,08,974	Rs. 3,90,022	Rs. 25,986
Pure L Dark	Petrol / Manual	Rs. 13,99,000	Rs. 12,26,587	Rs. 3,95,345	Rs. 26,364
Pure L O	Petrol / Manual	Rs. 14,29,000	Rs. 12,53,007	Rs. 4,03,329	Rs. 26,932
Pure DCA	Petrol / Automatic	Rs. 14,49,000	Rs. 12,70,620	Rs. 4,31,152	Rs. 27,311
Pure L O Dark	Petrol / Manual	Rs. 14,59,000	Rs. 12,79,426	Rs. 4,11,314	Rs. 27,500
Pure Diesel	Diesel / Manual	Rs. 14,59,000	Rs. 12,79,426	Rs. 4,84,979	Rs. 27,500
Pure Plus L	Petrol / Manual	Rs. 14,99,000	Rs. 13,14,653	Rs. 4,21,959	Rs. 28,257
Pure L DCA	Petrol / Automatic	Rs. 14,99,000	Rs. 13,14,653	Rs. 4,21,959	Rs. 28,257
Pure L Dark DCA	Petrol / Automatic	Rs. 15,19,000	Rs. 13,32,266	Rs. 4,27,282	Rs. 28,636
Pure L Diesel	Diesel / Manual	Rs. 15,24,000	Rs. 13,36,669	Rs. 4,81,953	Rs. 28,730
Pure Plus L Dark	Petrol / Manual	Rs. 15,29,000	Rs. 13,41,072	Rs. 4,29,944	Rs. 28,825
Pure L Dark Diesel	Diesel / Manual	Rs. 15,44,000	Rs. 13,54,282	Rs. 4,87,976	Rs. 29,109
Pure L O DCA	Petrol / Automatic	Rs. 15,59,000	Rs. 13,67,492	Rs. 4,37,928	Rs. 29,393
Pure L O Diesel	Diesel / Manual	Rs. 15,74,000	Rs. 13,80,702	Rs. 4,97,010	Rs. 29,677
Pure L O Dark DCA	Petrol / Automatic	Rs. 15,89,000	Rs. 13,93,912	Rs. 4,45,912	Rs. 29,961
Pure Diesel AT	Diesel / Automatic	Rs. 15,99,000	Rs. 14,02,718	Rs. 5,26,739	Rs. 30,150
Pure L O Dark Diesel	Diesel / Manual	Rs. 16,04,000	Rs. 14,07,121	Rs. 5,06,045	Rs. 30,245
Adventure Plus	Petrol / Manual	Rs. 16,14,000	Rs. 14,15,928	Rs. 4,75,366	Rs. 30,434
Pure Plus L DCA	Petrol / Automatic	Rs. 16,29,000	Rs. 14,29,138	Rs. 4,56,558	Rs. 30,718
Pure Plus L Diesel	Diesel / Manual	Rs. 16,44,000	Rs. 14,42,348	Rs. 5,18,090	Rs. 31,002
Pure Plus L Dark DCA	Petrol / Automatic	Rs. 16,59,000	Rs. 14,55,557	Rs. 4,64,543	Rs. 31,286
Pure Plus L Dark Diesel	Diesel / Manual	Rs. 16,74,000	Rs. 14,68,767	Rs. 5,27,125	Rs. 31,570
Pure L O Diesel AT	Diesel / Automatic	Rs. 16,99,000	Rs. 14,90,784	Rs. 5,34,654	Rs. 32,043
Adventure Plus L	Petrol / Manual	Rs. 16,99,000	Rs. 14,90,784	Rs. 4,75,189	Rs. 32,043
Adventure Plus L Dark	Petrol / Manual	Rs. 17,29,000	Rs. 15,17,203	Rs. 4,83,174	Rs. 32,611
Pure L O Dark Diesel AT	Diesel / Automatic	Rs. 17,34,000	Rs. 15,21,607	Rs. 5,45,194	Rs. 32,705
Adventure Plus Diesel	Diesel / Manual	Rs. 17,34,000	Rs. 15,21,607	Rs. 5,67,594	Rs. 32,705
Adventure Plus DCA	Petrol / Automatic	Rs. 17,44,000	Rs. 15,30,413	Rs. 4,87,166	Rs. 32,895
Pure Plus L Diesel AT	Diesel / Automatic	Rs. 17,74,000	Rs. 15,56,833	Rs. 5,57,240	Rs. 33,462
Accomplished	Petrol / Manual	Rs. 17,99,000	Rs. 15,78,849	Rs. 5,24,504	Rs. 33,936
Pure Plus L Dark Diesel AT	Diesel / Automatic	Rs. 18,04,000	Rs. 15,83,253	Rs. 5,66,274	Rs. 34,030
Adventure Plus Turbo	Petrol / Automatic	Rs. 18,14,000	Rs. 15,92,059	Rs. 5,28,696	Rs. 34,220
Adventure Plus L Diesel	Diesel / Manual	Rs. 18,19,000	Rs. 15,96,462	Rs. 5,70,792	Rs. 34,314
Adventure Plus L DCA	Petrol / Automatic	Rs. 18,29,000	Rs. 16,05,269	Rs. 5,09,788	Rs. 34,503
Accomplished Dark	Petrol / Manual	Rs. 18,29,000	Rs. 16,05,269	Rs. 5,09,788	Rs. 34,503
Adventure Plus L Dark Diesel	Diesel / Manual	Rs. 18,49,000	Rs. 16,22,882	Rs. 5,79,826	Rs. 34,882
Adventure Plus L Dark DCA	Petrol / Automatic	Rs. 18,59,000	Rs. 16,31,689	Rs. 5,17,772	Rs. 35,071
Adventure Plus Diesel AT	Diesel / Automatic	Rs. 18,64,000	Rs. 16,36,092	Rs. 6,06,743	Rs. 35,166
Accomplished Diesel	Diesel / Manual	Rs. 18,99,000	Rs. 16,66,915	Rs. 6,16,883	Rs. 35,829
Adventure Plus L Turbo	Petrol / Automatic	Rs. 18,99,000	Rs. 16,66,915	Rs. 5,28,418	Rs. 35,829
Accomplished Dark Diesel	Diesel / Manual	Rs. 19,29,000	Rs. 16,93,334	Rs. 6,03,918	Rs. 36,396
Adventure Plus L Dark Turbo	Petrol / Automatic	Rs. 19,29,000	Rs. 16,93,334	Rs. 5,36,403	Rs. 36,396
Adventure Plus L Diesel AT	Diesel / Automatic	Rs. 19,49,000	Rs. 17,10,948	Rs. 6,09,940	Rs. 36,775
Adventure Plus L Dark Diesel AT	Diesel / Automatic	Rs. 19,79,000	Rs. 17,37,367	Rs. 6,18,975	Rs. 37,343
Accomplished Turbo	Petrol / Automatic	Rs. 19,99,000	Rs. 17,54,980	Rs. 5,77,633	Rs. 37,721
Accomplished Diesel AT	Diesel / Automatic	Rs. 19,99,000	Rs. 17,54,980	Rs. 6,46,998	Rs. 37,721
Accomplished Dark Diesel AT	Diesel / Automatic	Rs. 20,29,000	Rs. 17,81,400	Rs. 6,34,032	Rs. 38,289
Accomplished Plus Diesel	Diesel / Manual	Rs. 20,29,000	Rs. 17,81,400	Rs. 6,56,132	Rs. 38,289
Accomplished Dark Turbo	Petrol / Automatic	Rs. 20,29,000	Rs. 17,81,400	Rs. 5,63,017	Rs. 38,289
Accomplished Plus Dark Diesel	Diesel / Manual	Rs. 20,59,000	Rs. 18,07,820	Rs. 6,43,066	Rs. 38,857
Accomplished Plus Turbo	Petrol / Automatic	Rs. 20,99,000	Rs. 18,43,046	Rs. 6,04,148	Rs. 39,614
Accomplished Plus Dark Turbo	Petrol / Automatic	Rs. 21,29,000	Rs. 18,69,466	Rs. 5,89,632	Rs. 40,182
Accomplished Plus Diesel AT	Diesel / Automatic	Rs. 21,29,000	Rs. 18,69,466	Rs. 6,86,247	Rs. 40,182
Accomplished Plus Dark Diesel AT	Diesel / Automatic	Rs. 21,59,000	Rs. 18,95,885	Rs. 6,73,182	Rs. 40,750

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Tata Sierra EMI – Frequently Asked Questions

What is the starting EMI of the Tata Sierra?

The Tata Sierra EMI starts at ₹21,632 per month for the Smart Plus petrol on a ₹10.06 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹13.58 Lakh.

What is the minimum down payment for the Tata Sierra?

About ₹3.51 Lakh for the Smart Plus petrol in Delhi: the on-road price of ₹13.58 Lakh minus a ₹10.06 Lakh loan.

How much total interest will I pay on a Tata Sierra loan?

On a ₹10.06 Lakh loan at 10.5% for 60 months you pay ₹2.91 Lakh in interest, or ₹12.98 Lakh in total.

What is the Tata Sierra EMI for a 3-year versus a 7-year tenure?

For a ₹10.06 Lakh loan at 10.5%, the EMI is ₹32,711 per month over 3 years (₹1.71 Lakh interest) and ₹16,969 per month over 7 years (₹4.19 Lakh interest).

Which bank has the lowest interest rate for a Tata Sierra loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹20,745 per month on a ₹10.06 Lakh loan for 60 months.

What is the EMI of the Tata Sierra diesel automatic?

The Pure Diesel AT, the most affordable diesel automatic, costs ₹30,150 per month on a ₹14.03 Lakh loan at 10.5% for 60 months.

What is the EMI of the top Tata Sierra variant?

The Accomplished Plus Dark Diesel AT costs ₹40,750 per month on a ₹18.96 Lakh loan at 10.5% for 60 months.

How is the Tata Sierra down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Tata Sierra Q&A

Tata Sierra

4.6 32 user reviews

Starts at Rs. 11.49 Lakh

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Tata Sierra 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

Download Brochure

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