KTM 390 Adventure R EMI Calculator


Updated on September 2026
The KTM 390 Adventure R EMI is Rs. 10,571 per month for 36 months at 9% on a loan of Rs. 3,32,420, with a down payment of Rs. 1,10,179. This is based on the STD variant's on-road price of Rs. 4,42,599 in Delhi (ex-showroom Rs. 3,86,020). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: 390 Adventure R On-road price | 390 Adventure R Mileage

KTM 390 Adventure R EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 3,86,020
On-road price
: Rs. 4,42,599  (Delhi)
Loan amount
: Rs. 3,32,420  (On-road - Down payment)
Down payment
: Rs. 1,10,179  (On-road - Loan amount)
Monthly EMI
: Rs. 10,571  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 22,230  (Check 390 Adventure R Insurance)
View September Offers View EMI Offers

KTM 390 Adventure R Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 4,42,599
Down payment
Rs. 1,10,179
Loan amount
Rs. 3,32,420
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 10,571
Total interest
Rs. 48,136
Total payable
Rs. 3,80,556
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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KTM 390 Adventure R Loan Interest Rates by Bank

KTM 390 Adventure R loan rates, 36 months, loan Rs. 3,32,420
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 11,442 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 10,734 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 10,883 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 11,305 (36 months)
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KTM 390 Adventure R EMI by Tenure

For a Rs. 3,32,420 loan on the STD petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 29,071 Rs. 16,432 Rs. 3,48,852
24 months Rs. 15,187 Rs. 32,068 Rs. 3,64,488
36 months Rs. 10,571 Rs. 48,136 Rs. 3,80,556
48 months Rs. 8,272 Rs. 64,636 Rs. 3,97,056
60 months Rs. 6,900 Rs. 81,580 Rs. 4,14,000
KTM 390 Adventure R
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KTM 390 Adventure R
Starts at ₹ 3,86,020
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KTM 390 Adventure R EMI vs Continental GT 650, Ninja 300, RS 457

KTM 390 Adventure R EMI FAQs

What is the EMI for the KTM 390 Adventure R?

Rs. 10,571 per month for the STD variant (loan Rs. 3,32,420, 9%, 36 months). Over 60 months it is Rs. 6,900.

What is the down payment for the KTM 390 Adventure R?

Rs. 1,10,179 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a KTM 390 Adventure R loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 10,734 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a KTM 390 Adventure R loan?

Rs. 48,136 over 36 months on the STD loan at 9%.

What on-road price is the KTM 390 Adventure R EMI based on?

Rs. 4,42,599 in Delhi: ex-showroom Rs. 3,86,020, insurance Rs. 22,230, RTO and other charges Rs. 34,349.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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