Kawasaki Versys 650 EMI Calculator

Updated on October 2026

The Kawasaki Versys 650 EMI is Rs. 23,766 per month for 36 months at 9% on a loan of Rs. 7,47,351, with a down payment of Rs. 2,41,193. This is based on the STD variant's on-road price of Rs. 9,88,544 in Araria (ex-showroom Rs. 8,63,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Versys 650 On-road price | Versys 650 Mileage

Kawasaki Versys 650 EMI and Down Payment (Araria)

Kawasaki Versys 650 (2026) – EMI calculator

Ex-showroom

: Rs. 8,63,000

On-road price

: Rs. 9,88,544 (Araria)

Loan amount

: Rs. 7,47,351 (On-road - Down payment)

Down payment

: Rs. 2,41,193 (On-road - Loan amount)

Monthly EMI

: Rs. 23,766 (For Tenure of 36 months @ 9%; banks start from 10.05%)

Insurance

: Rs. 30,414

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Kawasaki Versys 650 Bike Loan EMI Calculator

On-road price (Araria): Rs. 9,88,544
Down payment: Rs. 2,41,193
Loan amount: Rs. 7,47,351
Interest rate: 9%
Tenure: 36 months
Monthly EMI: Rs. 23,766
Total interest: Rs. 1,08,225
Total payable: Rs. 8,55,576

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Kawasaki Versys 650 Loan Interest Rates by Bank

Kawasaki Versys 650 loan rates, 36 months, loan Rs. 7,47,351
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 25,725 (36 months)
ICICI Bank	10.05% onwards	Rs. 24,132 (36 months)
Axis Bank	11% onwards	Rs. 24,467 (36 months)
Bank of Baroda	13.65% onwards	Rs. 25,416 (36 months)

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Kawasaki Versys 650 EMI by Tenure

For a Rs. 7,47,351 loan on the STD petrol at 9%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 65,357	Rs. 36,933	Rs. 7,84,284
24 months	Rs. 34,143	Rs. 72,081	Rs. 8,19,432
36 months	Rs. 23,766	Rs. 1,08,225	Rs. 8,55,576
48 months	Rs. 18,598	Rs. 1,45,353	Rs. 8,92,704
60 months	Rs. 15,514	Rs. 1,83,489	Rs. 9,30,840

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Kawasaki Versys 650

4.3 5 user reviews

Starts at ₹ 8,63,000

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Kawasaki Versys 650 Variant-wise EMI & Down Payment

Versys 650 Variants	Fuel/Transmission	Ex-showroom	Loan @9%	Down Payment	EMI (36 months)
STD	Petrol	Rs. 8,63,000	Rs. 7,47,351	Rs. 2,41,193	Rs. 23,766
(2026)	Petrol	Rs. 8,63,000	Rs. 7,47,351	Rs. 2,41,193	Rs. 23,766

Kawasaki Versys 650 EMI vs TRK 502, Bonneville T120, V-Strom 800 DE

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TRK 502 EMI Compare with Versys 650
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Bonneville T120 EMI Compare with Versys 650
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V-Strom 800 DE EMI Compare with Versys 650

Kawasaki Versys 650 EMI FAQs

What is the EMI for the Kawasaki Versys 650?

Rs. 23,766 per month for the STD variant (loan Rs. 7,47,351, 9%, 36 months). Over 60 months it is Rs. 15,514.

What is the down payment for the Kawasaki Versys 650?

Rs. 2,41,193 for STD and Rs. 2,41,193 for (2026) in ZigWheels' default calculation.

Which bank has the lowest rate for a Kawasaki Versys 650 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 24,132 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Kawasaki Versys 650 loan?

Rs. 1,08,225 over 36 months on the STD loan at 9%.

What on-road price is the Kawasaki Versys 650 EMI based on?

Rs. 9,88,544 in Araria: ex-showroom Rs. 8,63,000, insurance Rs. 30,414, RTO and other charges Rs. 95,130.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Kawasaki Versys 650 Q&A

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